Want more for your money? Grab these CD special rates while they last!
Texas Business Rates
We offer competitive rates for your business needs
Effective 02/01/2021 and subject to change without notice. Terms on amounts over $1 million must be approved in advance. Rates and annual percentage yields listed are for accounts in Texas. Member FDIC. Account fees or withdrawals will reduce earnings. Please ask us for details.
| Business 7-Month CD Special* |
|---|
| $1,000 - $250,000 With Eligible† Business Checking: Interest Rate/APY% 0.30/0.30 Without Checking: Interest Rate/APY% 0.20/0.20 $1,000 minimum to open ($500 minimum to open for minors) |
†Eligible business checking accounts include Simple Business and Stellar Business Interest Checking.
*$1,000 minimum to open
| Business Savings | |
|---|---|
| $25 minimum to open. $200 minimum to earn interest and avoid $5 monthly service charge. | $200 Plus 0.10% Interest Rate 0.10% APY |
| Business Money Market | |
|---|---|
| $100 minimum to open. $1,000 minimum to earn interest and avoid $12 monthly service charge. Texas Only | $1,000 - $89,999 0.20% Interest Rate 0.20% APY $90,000 - Plus 0.25% Interest Rate 0.25% APY |
| Stellar Business Interest Checking | |
|---|---|
| $100 minimum to open. $1,000 minimum to earn interest. $2,000 minimum to avoid $15 service charge. | $1,000 - $9,999 0.02% Interest Rate 0.02% APY $10,000 - $7,999,999 0.05% Interest Rate 0.05% APY |
Fixed Rate Certificates of Deposit
$1,000 minimum to open. A penalty may be assessed for early withdrawal.
| Choice of Terms | Price Tier | Interest Rate/APY % | Renewal Term |
|---|---|---|---|
| 14 Days - 2 Months | N/A | 0.10/0.10 | 1 - 2 Months |
| 3 Months | 0.05/0.05 | 0.10/0.10 | 3 Months |
| 4 - 5 Months | 0.10/0.10 | 0.15/0.15 | 4 - 5 Months |
| 6 - 11 Months | 0.15/0.15 | 0.20/0.20 | 6 Months |
| 12 - 17 Months | 0.20/0.20 | 0.25/0.25 | 12 Months |
| 18 - 23 Months | 0.20/0.20 | 0.25/0.25 | 18 Months |
| 24 - 35 Months | 0.20/0.20 | 0.25/0.25 | 24 Months |
| 36 - 47 Months | 0.30/0.30 | 0.35/0.35 | 36 Months |
| 48 - 59 Months | 0.35/0.35 | 0.40/0.40 | 48 Months |
| 60 Months | 0.40/0.40 | 0.45/0.45 | 60 Months |