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Mature man in home kitchen sorting the home finances on laptop, talking on cell phone
Mature man in home kitchen sorting the home finances on laptop, talking on cell phone
Mature man in home kitchen sorting the home finances on laptop, talking on cell phone
Mature man in home kitchen sorting the home finances on laptop, talking on cell phone
Mature man in home kitchen sorting the home finances on laptop, talking on cell phone
Mature man in home kitchen sorting the home finances on laptop, talking on cell phone
Mature man in home kitchen sorting the home finances on laptop, talking on cell phone

Refinancing

Want to lower your monthly mortgage payment, pay off your mortgage faster or pull cash out for that remodeling project? Apply to refinance online, where you can securely upload your documents and receive status updates in our secure portal. If you're already a WaFd home loan client, be sure to contact your loan officer to discuss options.

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Already started your application? Return to Refinancing Loan applicationarrow-right

Refinance Loan Calculator

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$
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Rates as low as

10.041

%

APR

Estimated Monthly Payment

$1,234.56

  • *Cash refinances are subject to conditions.
  • This calculator is for educational purposes only, and may not represent WaFd Bank's lending program requirements. Payments quoted do not include taxes & insurance, so actual payments may be higher.
  • Loans are subject to credit approval. Restrictions and limitations may apply. Rates for owner occupied homes only.
Young couple moving in new house, holding keys.

Save Up to $600 on Closing Costs With a Checking Account From WaFd Bank*

*To qualify for the maximum $600 discount, before closing documents are prepared you must (1) have or open the WaFd checking account, (2) register for EZ-Pay from the new checking account, and (3) sign up for direct deposit of at least one form of a monthly recurring source of income.

Man sitting at home on sofa using laptop and thinking while smiling.

What to Know Before Refinancing

Whether you're planning to refinance or just considering it, here are a few things to keep in mind and more information about the process.

Benefits of Working With WaFd Bank

Benefits of Working With WaFd Bank

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We Keep Your Loan

We don't sell, assign, or transfer your loan.

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Competitive Rates

We have competitive mortgage rates and will be with you every step.

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Apply for a Loan Online

You can quickly and securely apply online in minutes.

Frequently Asked Questions

info-circleStill can't find what you are looking for? Contact your local branch or call us 24/7 at 800-324-9375.

Want more help? Come See Us.

If you've done all your research but aren't sure whether refinancing makes sense, just stop by. We're nearby, and we'll sit down with you and answer any questions you may have.