Spending Account
Powered by WaFd Bank Free Checking*
No minimum balance. No monthly maintenance fees*
- You'll be able to instantly make purchases
- Use for online services like Spotify and Netflix
- Free access to over 40,000 ATMs
- Enabled for contactless payments for a fast and secure way to "tap" and pay
- Set up text alerts
Mobile & Online Banking
- Pay bills online
- Mobile deposit
- Send money in minutes with Zelle®**
- Transfer between your accounts
- Budgeting tool available
Access to over 40,000 Fee-Free ATMs
- Access to our network of convenient ATMs
- Deposit cash or checks at our Smart ATMs
Easy Direct Deposit
- Get same-day access to your money
- Reduces the risk of lost or stolen paper checks
- Online alerts to let you know when your funds are available
Digital Wallet
Mobile Pay is the fast, simple, secure way to pay in millions of places with just the touch of a button. Pay right from your mobile device. Learn more
Your WaFd Bank Debit Card is Digital Wallet-enabled for:
- Apple Pay
- Google Pay
- Samsung Pay
Easily Send Money to friends with Zelle
Introducing Zelle® - a fast, safe and easy way to send money to your friends, family and associates in minutes, right from WaFd Bank's mobile app.
Send your cousin the gift of money without needing to mail a check, or quickly pay your friend back for covering your dinner last night. Just open the WaFd app and get started!
Easily Send Money to friends with Zelle
Introducing Zelle® - a fast, safe and easy way to send money to your friends, family and associates in minutes, right from WaFd Bank's mobile app.
Send your cousin the gift of money without needing to mail a check, or quickly pay your friend back for covering your dinner last night. Just open the WaFd app and get started!
Pay Contactless with your Fitbit
Fitbit Pay is a contactless payment source that allows you to pay at contactless enabled payment terminals using your Fitbit Smartwatch. Here are some examples of contactless vendors:
- Albertsons
- Subway
- Sephora
- Trader Joe's
- McDonald's
- Walgreens
- Starbucks
- Wholefoods
Let's Open Your Spending Account Today
Choose Between Standard, Seattle Seawolves & Seattle Kraken Debit Cards
Only $25 initial deposit to open.
Remember Checks? We have those
Remember when people used to write checks? We do. If you need to order checks, we have you covered.
*$25 initial deposit. Nonsufficient funds fees may apply.
**Must have a bank account in the U.S. to use Zelle®. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle®.