Personal Checking Accounts with over 40,000 Fee Free ATMs
Whether it's Stellar Plus, Green, or Free, we have an account tailored for you. Let us show you why WaFd Bank was voted Newsweek's Best Big Bank!
- No-fee bill pay and person-to-person payments2Learn more about Bill pay
- Over 40,000 FEE-FREE ATMsFind an ATM
- 24/7 online & mobile banking with mobile check depositLearn more about Online and Mobile banking
- Over 200 branches in 9 states to serve youBranch locations
- No-fee bill pay and Person-to-Person payments2
- Over 40,000 FEE-FREE ATMs
- 24/7 online & mobile banking with mobile deposit
- Over 200 branches in 9 states to serve you
Exciting Changes for Your Checking Account Coming May 20
On May 20, WaFd Bank will make some exciting changes to your checking account. Green will become Rewards Checking, Stellar Plus will become Interest Checking, and we are launching a new checking offering called Premium Rewards Checking. These changes also include new and enhanced benefits!
If you have any questions, please call us at 800-324-9375
More Information
ACCOUNT DISCLOSURES:
1 Benefits are available to personal checking account owner(s) and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a "signer" on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
2 Restrictions apply. For additional details access your Fuel Savings benefit through your WaFd Online banking after May 20, 2024.
3 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Guide to Benefit and insurance documents can be found through your WaFd Online banking or WaFd Bank mobile app after May 20, 2024. If you wish to name a beneficiary for your Accidental Death and Dismemberment Insurance coverage, please complete a beneficiary form. If there is no designated beneficiary on file, benefits will be paid according to the Master Policy. As an eligible account owner, you are enrolled as a member of the Econocheck Association, of which your financial institution is a sponsor. For more information, please call 866-210-0361. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
4 Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.
5 Credit Score is a VantageScore 3.0 based on single bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to your score on a monthly basis.
6 Health Discount Savings is NOT insurance. Registration/activation required.
7 Shopping Rewards™ require registration/activation; available via mobile and web only.
8 Travel and Leisure Discounts are available via mobile and web only.
Stellar Plus CheckingOpen an Account | Green CheckingOpen an Account | *Free CheckingOpen an Account | |
|---|---|---|---|
| Only $25 Initial Deposit | |||
Monthly Fee | $0, $3, or $8 Per Month | $6 Per Month | FREE |
Minimum Balance Requirement | $20,000 See more details | $0 | $0 |
| Earns Interest | |||
Checking Rewards (My WaFd Wins) | |||
| Contactless Debit Card | |||
Digital Banking | |||
| Free Overdraft Protection(Connect your Savings or Money Market for overdraft protection.) | |||
| Overdraft Line of Credit(Subject to credit approval.) | |||
| Free Checks | |||
| Free 3"x5" Safe Deposit Box(Where available.) | |||
| Daily Cap of NSF Fees(3 per day or $90.) |
*Nonsufficient funds charge may apply.
1Some benefits require registration at wafd.com/wafd-wins.
Select an Account to See Details | |
|---|---|
Stellar Plus Checking | |
Green Checking | |
Free Checking | |
| Only $25 Initial Deposit | |
| Monthly Fee$0, $3, or $8Per Month | |
| Minimum Balance Requirement$20,000See more details | |
| Earns Interest | |
Checking Rewards (My WaFd Wins) | |
| Free Overdraft Protection(Connect your Savings or Money Market for overdraft protection.) | |
| Contactless Debit Card | |
Digital Banking | |
| Online Banking | |
| Overdraft Line of Credit(Subject to credit approval.) | |
| Free Checks | |
| Free 3”x5” Safe Deposit Box(Where available) | |
| Daily Cap of NSF Fees(3 per day or $90.) | |
| Only $25 Initial Deposit | |
| Monthly Fee$6Per Month | |
| Minimum Balance Requirement$0See more details | |
Checking Rewards (My WaFd Wins) | |
| Credit Monitoring and Identity Theft Resolution Service | |
| Mobile Phone Protection | |
| Buyer's Protection/Extended Warranty | |
| AD&D Insurance | |
| Shopping Discounts | |
| Health Discounts | |
| Travel & Leisure Discounts | |
| Activation and registration are required | |
| Free Overdraft Protection(Connect your Savings or Money Market for overdraft protection.) | |
| Contactless Debit Card | |
Digital Banking | |
| Online Banking | |
| Overdraft Line of Credit(Subject to credit approval.) | |
| Daily Cap of NSF Fees(3 per day or $90.) | |
| Only $25 Initial Deposit | |
| Monthly FeeFREEPer Month | |
| Minimum Balance Requirement$0See more details | |
| Free Overdraft Protection(Connect your Savings or Money Market for overdraft protection.) | |
| Contactless Debit Card | |
Digital Banking | |
| Online Banking | |
| Daily Cap of NSF Fees(3 per day or $90.) | |
*Nonsufficient funds charge may apply.
1Some benefits require registration at wafd.com/wafd-wins.
Can't open a traditional bank account?
Start fresh with WaFd Bank's second chance bank account. If you've been denied a bank account, our Fresh Start account can help you get back on track.
Mobile Banking
Manage your banking 24/7
- Enjoy no-fee bill pay.
- Mobile check deposit.
- Person-to-person payments with Zelle.
- Easy transfers between your accounts.
- Access to our innovative online budgeting and management tool.
Zelle®
This is how money moves
Introducing Zelle—a fast, safe and easy way to send money to your friends, family and associates in minutes2, right from the WaFd Bank mobile app or online banking.
Send your cousin the gift of money without needing to mail a check, or quickly pay your friend back for covering your dinner last night. Just open the WaFd Bank mobile app and get started!
Learn about ZelleOnline Banking
Get all your banking done in one place
- Pay bills online or with your smart phone.
- Check your balance, view transactions and transfer money.
- Deposit a check with your smart phone.
- Pay a friend with Person-to-Person transfers with Zelle.
- Deposit funds on your schedule at our smart ATMs.
Debit Cards
- EMV chip technology for simple and secure purchases.
- Surcharge-free access to over 40,000 ATMs around the country.
- Visa Purchase Alerts.
2Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle.
Contact Us
For more information about our account services, or to talk to our Client Care Directors.
