Cuentas de ahorro, CD y cuentas Money Market
Tenemos las herramientas y el servicio para ayudarlo a crecer su dinero con confianza.
Free for minor accounts up to age 18. Apply at a branch near you
Access to thousands of Fee-Free ATMs and 200 branches in 9 states
24/7 online and mobile banking
![Young man relaxing while working on his laptop at home.]()
Start Savings
Designed to help you save and earn more for doing it
Save for your future self:
Open an Account- Only $25 initial deposit
- No minimum balance requirements
- No monthly service charge
- Variable blended rate
- Must have a WaFd Checking account to open
WaFd Bank will not run your credit for this application.1
![Father and son laughing under an umbrella on a rainy day.]()
Savings
Open a secure savings account to set aside and grow funds for your future
Everything you need in a Savings account:
Open an Account- Free for minor accounts up to age 18
- Only $25 initial deposit ($10 for minors)
- $3 monthly fee waived on balances above $100
- Minimum balance to earn interest is $100. ($10 for minors); this is a variable-rate account See interest rates/APY
WaFd Bank will not run your credit for this application.1
![Grandfather and granddaughter counting money with piggy bank.]()
High Yield Money Market
Access your cash when you need it and get our highest rate on a liquid account
Keep flexibility while you save for your financial goals:
Open an Account- Only $25 initial deposit
- $10 monthly fee waived on balances above $1,000 (Not available for IRAs or Business Clients)
- This is a variable-rate account See interest rates/APY
- Product Effective 10/19/2022. Promotion may be discontinued at any time
WaFd Bank will not run your credit for this application.1
![Couple laughing sitting on sofa in living room.]()
Money Market
Earn a higher interest rate and meet your financial goals faster
Get the flexibility of a savings account with a better rate:
Open an Account- Only $25 initial deposit
- $10 monthly fee waived on balances above $1,000
- Minimum to earn interest is $1,000; this is a variable-rate account See interest rates/APY
WaFd Bank will not run your credit for this application.1
1For account opening WaFd Bank does not pull your credit from one of the three main credit bureaus. We will review OFAC and ChexSystems®.
7 Month CD Special
$1,000 minimum to open ($500 minimum to open for minors)
A penalty may be assessed for early withdrawal.
3.97%/4.05%
3.87%/3.95%
13 Month CD Special
$1,000 minimum to open ($500 minimum to open for minors)
A penalty may be assessed for early withdrawal.
3.68%/3.75%
3.58%/3.65%
19 Month CD Special
$1,000 minimum to open ($500 minimum to open for minors)
A penalty may be assessed for early withdrawal.
3.53%/3.60%
3.44%/3.50%
30 Month CD Special
$1,000 minimum to open ($500 minimum to open for minors)
A penalty may be assessed for early withdrawal.
3.34%/3.40%
3.24%/3.30%
WaFd Bank no pide su reporte crediticio para esta aplicación.1
1Para abrir una cuenta, WaFd Bank no pide su reporte crediticio de ninguna de las tres agencias de crédito. Revisaremos OFAC y ChexSystems®.
†Las cuentas de cheques elegibles incluyen Free, Rewards, Premium Rewards o Interest Checking.
Save for your child's future today with a Coverdell Education Savings Account
With a Coverdell Education Savings Account you can contribute up to $2,000 after-tax annually per child. And the best part is, when the funds are withdrawn they're tax-free.
A Coverdell ESA can help you save for a child's education expenses, such as tuition, fees, books, supplies, equipment, and in some cases, room and board. Contributions can be made by family members, corporations, or other individuals until the child reaches age 18. Assets from the ESA can also be transferred or rolled over from one ESA to another ESA for the same child or an eligible family member of the child.
Now that's smart. Apply at a branch near you
For assistance with WaFd Bank products and services.
