Savings and Money Market Accounts
You need competitive savings options. Choose the account that fits your goals.
Free for minor accounts up to age 18. Apply at a branch near you
Access to over 37,000 Fee-Free ATMs and 200 branches in 8 states
24/7 online and mobile banking
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Savings
Open a secure savings account to set aside and grow funds for your future
Everything you need in a Savings account:
Open an Account- Free for minor accounts up to age 18
- Only $25 initial deposit ($10 for minors)
- No monthly fee ($3 Per Month for balances below $100)
- Minimum balance to earn interest is $100. ($10 for minors); this is a variable-rate account See interest rates/APY
WaFd Bank will not run your credit for this application.1
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High Yield Money Market
The tools and services to help you build wealth with confidence
Flexibility to manage your money:
Open an Account- Only $25 initial deposit
- No monthly fee ($10 Per Month for balances below $1,000) (Not available for IRAs or Business Clients)
- This is a variable-rate account See interest rates/APY
- Product Effective 10/19/2022. Promotion may be discontinued at any time
WaFd Bank will not run your credit for this application.1
Gold Money Market
Open an Account- Only $25 initial deposit
- No monthly fee ($10 Per Month for balances below $1,000) (Not available for IRAs)
- Minimum to earn interest is $1,000; this is a variable-rate account See interest rates/APY
WaFd Bank will not run your credit for this application.1
Money Market
Open an Account- Only $25 initial deposit
- No monthly fee ($10 Per Month for balances below $1,000)
- Minimum to earn interest is $1,000; this is a variable-rate account See interest rates/APY
WaFd Bank will not run your credit for this application.1
1For account opening WaFd Bank does not pull your credit from one of the three main credit bureaus. We will review OFAC and ChexSystems®.
Lock in up to 4.25% Annual Percentage Yield with our 13 month Certificate of Deposit (CD) special!
CDs often pay higher interest rates than savings and money market accounts in exchange for leaving the funds on deposit for a fixed period of time.
See how much interest you can earn with our WaFd CD Rate CalculatorContact Us
For more information about our account services, or to talk to our Client Care Directors.
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