Make the most of your money with a WaFd Savings Account

Savings Accounts, CDs & Money Market Accounts

We have the tools and service to help you build wealth with confidence.

Over 32,000 FEE-FREE ATMs

Find an ATM

24/7 online & mobile banking with mobile check deposit

Learn more about Online and Mobile banking

Over 200 branches in 8 states to serve you

Branch locations
Over 32,000 FEE-FREE ATMs
Find an ATM
24/7 online & mobile banking with mobile deposit
Learn more about Online and Mobile banking
Over 200 branches in 8 states to serve you
Branch locations

Saving for Retirement?

Compare savings account details table
POPULAR

7-Month
CD Special

Money Market

Gold
Money Market

Open AccountOpen AccountOpen Account

$1,000 minimum to open
($500 minimum to open for minors)

Only $25 initial deposit

Only $25 initial deposit

Minimum to earn interest is $1,000
($500 for minors)
See interest rates/APY

Minimum to earn interest is $1,000.
this is a variable rate account.
See interest rates/APY

Minimum to earn interest is $1,000.
Earn interest at a higher rate with a Gold Money Market account. This is a variable rate account.
See interest rates/APY

Checking accounts eligible for higher interest rates/APY include Free, Green, Stellar Plus or Select Checking.

No monthly fee
($10 Per Month for balances below $1,000)
Limit of six electronic/check transactions per month.1

No monthly fee
($10 Per Month for balances below $1,000)
Limit of six electronic/check transactions per month.1
(Not available for IRAs)

WaFd Bank will not run your credit for this application.2

7-Month
CD Special

$1,000 minimum to open
($500 minimum to open for minors)
Minimum to earn interest is $1,000
($500 for minors)
See interest rates/APY
Checking accounts eligible for higher interest rates/APY include Free, Green, Stellar Plus or Select Checking.

Money Market

Only $25 initial deposit
Minimum to earn interest is $1,000.
this is a variable rate account.
See interest rates/APY
No monthly fee
($10 Per Month for balances below $1,000)
Limit of six electronic/check transactions per month.1

Gold
Money Market

Only $25 initial deposit
Minimum to earn interest is $1,000.
Earn interest at a higher rate with a Gold Money Market account.
This is a variable rate account.
See interest rates/APY
No monthly fee
($10 Per Month for balances below $1,000)
Limit of six electronic/check transactions per month.1
(Not available for IRAs)

WaFd Bank will not run your credit for this application.2



1Federal regulations limit withdrawals from Money Market and Savings Accounts made via preauthorized or automatic transfer, telephonic or check in a 6 month period.

2For account opening WaFd Bank does not pull your credit from one of the three main credit bureaus. We will review OFAC and ChexSystems®.

Coverdell Education Savings

Save for you child's future today.

With a Coverdell Education Savings Account you can contribute up to $2000 after-tax annually per child. And the best part is, when the funds are withdrawn they're tax-free.

A Coverdell ESA can help you save for a child's education expenses, such as tuition, fees, books, supplies, equipment, and in some cases, room and board. Contributions can be made by family members, corporations, or other individuals until the child reaches age 18. Assets from the ESA can also be transferred or rolled over from one ESA to another ESA for the same child or an eligible family member of the child.

Now that's smart.

Compare savings account details table

Savings

Certificate of Deposit

Open Account

$25 initial deposit
($10 for minors)

Only $1000 initial deposit
($500 for minors, $100 for IRAs)

Minimum to earn interest is $​​​​​​​​100.
($​10 for minors);
this is a variable rate account.
See interest rates/APY

Minimum to earn interest is $1,000.
($500 for minors, $100 for IRAs).
See interest rates/APY

No monthly fee
($3 Per Month for balances below $100)
Free for minor accounts up to age 18.
Limit of six electronic/check transactions per month.1

Terms from 3 months to 5 years. Monthly interest payments available for accounts with $10,000 or more.

WaFd Bank will not run your credit for this application.2

Only $25 initial deposit
($10 for minors).
Minimum to earn interest $100
($10 for minors); this is a variable-rate account.
See interest rates/APY
No monthly fee.
($3 Per Month for balances below $100)
Free for minor accounts up to age 18.
Limit of six electronic/check transactions per month.1

Certificate of Deposit

Only $1000 initial deposit
($500 for minors, $100 for IRAs)
Minimum to earn interest $1,000
($500 for minors, $100 for IRAs).
See interest rates/APY
Terms from 3 months to 5 years. Monthly interest payments available for accounts with $10,000 or more.

WaFd Bank will not run your credit for this application.2



1Federal regulations limit withdrawals from Money Market and Savings Accounts made via preauthorized or automatic transfer, telephonic or check in a 6 month period.

2For account opening WaFd Bank does not pull your credit from one of the three main credit bureaus. We will review OFAC and ChexSystems®.

Mobile & Online Banking

We make it easy to get your banking done on-the-go.

  • Pay bills online or with your smart phone.
  • Check your balance, view transactions and transfer money.
  • Deposit a check with your smart phone and mobile photo deposit.
  • Pay a friend with person-to-person transfers.
  • Deposit funds on your schedule or at our smart ATMs.

Sign up today

Two easy ways to open a Savings Account or CD.

(CD accounts are opened in branch)

All you need is:

  • Drivers License
  • Social Security Number
  • $25 initial deposit
  • $10 for minors
  • Drivers License
  • Social Security Number
  • $25 initial deposit
  • $10 for minors

Contact Us

For more information about our account services, or to talk to our Client Care Directors: