Savings Accounts, CDs & Money Market Accounts

We have the tools and service to help you build wealth with confidence.

Free for minor accounts up to age 18

Over 32,000 FEE-FREE ATMs

24/7 online & mobile banking with mobile check deposit

Over 200 branches in 8 states to serve you

Free for minor accounts up to age 18

Over 32,000 FEE-FREE ATMs

24/7 online & mobile banking with mobile deposit

Over 200 branches in 8 states to serve you

Saving for Retirement?

Let's get started

Savings	Money Market	Gold Money Market
Open Account	Open Account	Open Account
$25 initial deposit ($10 for minors)	Only $25 initial deposit	Only $25 initial deposit
Minimum to earn interest is $100. ($10 for minors); this is a variable rate account. See interest rates/APY	Minimum to earn interest is $1,000. this is a variable rate account. See interest rates/APY	Minimum to earn interest is $1,000. Earn interest at a higher rate with a Gold Money Market account. This is a variable rate account. See interest rates/APY
No monthly fee ($3 Per Month for balances below $100) Free for minor accounts up to age 18.	No monthly fee ($10 Per Month for balances below $1,000)	No monthly fee ($10 Per Month for balances below $1,000) (Not available for IRAs) (Not available in Texas)

WaFd Bank will not run your credit for this application.¹

Savings

Open Account

Only $25 initial deposit
($10 for minors).

Minimum to earn interest $100
($10 for minors); this is a variable-rate account.
See interest rates/APY

No monthly fee.
($3 Per Month for balances below $100)
Free for minor accounts up to age 18.

Money Market

Open Account

Only $25 initial deposit

Minimum to earn interest is $1,000.
this is a variable rate account.
See interest rates/APY

No monthly fee
($10 Per Month for balances below $1,000)

Gold
Money Market

Open Account

Only $25 initial deposit

Minimum to earn interest is $1,000.
Earn interest at a higher rate with a Gold Money Market account.
This is a variable rate account.
See interest rates/APY

No monthly fee
($10 Per Month for balances below $1,000)
(Not available for IRAs)
(Not available in Texas)

WaFd Bank will not run your credit for this application.¹

¹For account opening WaFd Bank does not pull your credit from one of the three main credit bureaus. We will review OFAC and ChexSystems^®.

Coverdell Education Savings

Apply at a Branch

Save for you child's future today.

With a Coverdell Education Savings Account you can contribute up to $2000 after-tax annually per child. And the best part is, when the funds are withdrawn they're tax-free.

A Coverdell ESA can help you save for a child's education expenses, such as tuition, fees, books, supplies, equipment, and in some cases, room and board. Contributions can be made by family members, corporations, or other individuals until the child reaches age 18. Assets from the ESA can also be transferred or rolled over from one ESA to another ESA for the same child or an eligible family member of the child.

Now that's smart.

POPULAR 7-Month CD Special	Certificate of Deposit
Open Account	Apply at a Branch
$1,000 minimum to open ($500 minimum to open for minors)	Only $1000 initial deposit ($500 for minors, $100 for IRAs)
Minimum to earn interest is $1,000 ($500 for minors) See interest rates/APY	Minimum to earn interest is $1,000. ($500 for minors, $100 for IRAs). See interest rates/APY
Checking accounts eligible for higher interest rates/APY include Free, Green, Stellar Plus or Select Checking.	Terms from 3 months to 5 years. Monthly interest payments available for accounts with $10,000 or more.