7-Month
CD Special
$1,000 minimum to open
($500 minimum to open for minors)
($500 minimum to open for minors)
Checking accounts eligible for higher interest rates/APY include Free, Green, Stellar Plus or Select Checking.
Savings Accounts, CDs & Money Market Accounts
We have the tools and service to help you build wealth with confidence.
Free for minor accounts up to age 18
Learn more about Savings, CDs and Money Market accountsOver 32,000 FEE-FREE ATMs
Find an ATM24/7 online & mobile banking with mobile check deposit
Learn more about Online and Mobile bankingOver 200 branches in 8 states to serve you
Branch locationsFree for minor accounts up to age 18
Over 32,000 FEE-FREE ATMs
24/7 online & mobile banking with mobile deposit
Over 200 branches in 8 states to serve you
Saving for Retirement?
Compare savings account details table
POPULAR 7-Month | Money Market | Gold |
|---|---|---|
| Open Account | Open Account | Open Account |
$1,000 minimum to open | Only $25 initial deposit | Only $25 initial deposit |
Minimum to earn interest is $1,000 | Minimum to earn interest is $1,000. | Minimum to earn interest is $1,000. |
Checking accounts eligible for higher interest rates/APY include Free, Green, Stellar Plus or Select Checking. | No monthly fee | No monthly fee |
WaFd Bank will not run your credit for this application.2
7-Month
Money Market
Only $25 initial deposit
No monthly fee
($10 Per Month for balances below $1,000)
Limit of six electronic/check transactions per month.1
($10 Per Month for balances below $1,000)
Limit of six electronic/check transactions per month.1
Gold
Money Market
Only $25 initial deposit
Minimum to earn interest is $1,000.
Earn interest at a higher rate with a Gold Money Market account.
This is a variable rate account.
See interest rates/APY
Earn interest at a higher rate with a Gold Money Market account.
This is a variable rate account.
See interest rates/APY
No monthly fee
($10 Per Month for balances below $1,000)
Limit of six electronic/check transactions per month.1
(Not available for IRAs)
($10 Per Month for balances below $1,000)
Limit of six electronic/check transactions per month.1
(Not available for IRAs)
WaFd Bank will not run your credit for this application.2
1Federal regulations limit withdrawals from Money Market and Savings Accounts made via preauthorized or automatic transfer, telephonic or check in a 6 month period.
2For account opening WaFd Bank does not pull your credit from one of the three main credit bureaus. We will review OFAC and ChexSystems®.
Coverdell Education Savings
Save for you child's future today.
With a Coverdell Education Savings Account you can contribute up to $2000 after-tax annually per child. And the best part is, when the funds are withdrawn they're tax-free.
A Coverdell ESA can help you save for a child's education expenses, such as tuition, fees, books, supplies, equipment, and in some cases, room and board. Contributions can be made by family members, corporations, or other individuals until the child reaches age 18. Assets from the ESA can also be transferred or rolled over from one ESA to another ESA for the same child or an eligible family member of the child.
Now that's smart.
Compare savings account details table
Savings | Certificate of Deposit |
|---|---|
| Open Account | |
$25 initial deposit | Only $1000 initial deposit |
Minimum to earn interest is $100. | Minimum to earn interest is $1,000. |
No monthly fee | Terms from 3 months to 5 years. Monthly interest payments available for accounts with $10,000 or more. |
WaFd Bank will not run your credit for this application.2
Savings
Only $25 initial deposit
($10 for minors).
($10 for minors).
Minimum to earn interest $100
($10 for minors); this is a variable-rate account.
See interest rates/APY
($10 for minors); this is a variable-rate account.
See interest rates/APY
No monthly fee.
($3 Per Month for balances below $100)
Free for minor accounts up to age 18.
Limit of six electronic/check transactions per month.1
($3 Per Month for balances below $100)
Free for minor accounts up to age 18.
Limit of six electronic/check transactions per month.1
Certificate of Deposit
Only $1000 initial deposit
($500 for minors, $100 for IRAs)
($500 for minors, $100 for IRAs)
Terms from 3 months to 5 years. Monthly interest payments available for accounts with $10,000 or more.
WaFd Bank will not run your credit for this application.2
1Federal regulations limit withdrawals from Money Market and Savings Accounts made via preauthorized or automatic transfer, telephonic or check in a 6 month period.
2For account opening WaFd Bank does not pull your credit from one of the three main credit bureaus. We will review OFAC and ChexSystems®.
Mobile & Online Banking
We make it easy to get your banking done on-the-go.
- Pay bills online or with your smart phone.
- Check your balance, view transactions and transfer money.
- Deposit a check with your smart phone and mobile photo deposit.
- Pay a friend with person-to-person transfers.
- Deposit funds on your schedule or at our smart ATMs.
Sign up today
Two easy ways to open a Savings Account or CD.
(CD accounts are opened in branch)
All you need is:
- Drivers License
- Social Security Number
- $25 initial deposit
- $10 for minors
- Drivers License
- Social Security Number
- $25 initial deposit
- $10 for minors
Contact Us
For more information about our account services, or to talk to our Client Care Directors: