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Family playing while cooking in the kitchen.
Family playing while cooking in the kitchen.
Family playing while cooking in the kitchen.
Family playing while cooking in the kitchen.
Family playing while cooking in the kitchen.
Family playing while cooking in the kitchen.
Family playing while cooking in the kitchen.
Earn Interest and Peace of Mind
Open an Account in Minutesarrow-right

Savings and Money Market Accounts

You need competitive savings options. Choose the account that fits your goals.

  • Young man relaxing while working on his laptop at home.

    Start Savings

    Designed to help you save and earn more for doing it

    Save for your future self:

    • Only $25 initial deposit
    • No minimum balance requirements
    • No monthly service charge
    • Variable blended rate
    • Must have a WaFd Checking account to open
    Open an Account

    WaFd Bank will not run your credit for this application.1

  • Father and son laughing under an umbrella on a rainy day.

    Savings

    Open a secure savings account to set aside and grow funds for your future

    Everything you need in a Savings account:

    • Free for minor accounts up to age 18
    • Only $25 initial deposit ($10 for minors)
    • $3 monthly fee waived on balances above $100
    • Minimum balance to earn interest is $100. ($10 for minors); this is a variable-rate account See interest rates/APY
    Open an Account

    WaFd Bank will not run your credit for this application.1

  • Grandfather and granddaughter counting money with piggy bank.

    High Yield Money Market

    • Only $25 initial deposit
    • $10 monthly fee waived on balances above $1,000 (Not available for IRAs or Business Clients)
    • This is a variable-rate account See interest rates/APY
    • Product Effective 10/19/2022. Promotion may be discontinued at any time
    Open an Account

    WaFd Bank will not run your credit for this application.1

  • Couple looking at phone while cooking.

    Gold Money Market

    • Only $25 initial deposit
    • $10 monthly fee waived on balances above $1,000 (Not available for IRAs)
    • Minimum to earn interest is $1,000; this is a variable-rate account See interest rates/APY
    Open an Account

    WaFd Bank will not run your credit for this application.1

  • Couple laughing sitting on sofa in living room.

    Money Market

    • Only $25 initial deposit
    • $10 monthly fee waived on balances above $1,000
    • Minimum to earn interest is $1,000; this is a variable-rate account See interest rates/APY
    Open an Account

    WaFd Bank will not run your credit for this application.1

1For account opening WaFd Bank does not pull your credit from one of the three main credit bureaus. We will review OFAC and ChexSystems®.

Man using laptop at home

Lock in up to 4.50% Annual Percentage Yield with our 4-5 month Certificate of Deposit (CD) special!

CDs often pay higher interest rates than savings and money market accounts in exchange for leaving the funds on deposit for a fixed period of time.

See how much interest you can earn with our WaFd CD Rate Calculatorarrow-right
Contact Us

For assistance with WaFd Bank products and services.

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