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Family playing while cooking in the kitchen.
Family playing while cooking in the kitchen.
Family playing while cooking in the kitchen.
Family playing while cooking in the kitchen.
Family playing while cooking in the kitchen.
Family playing while cooking in the kitchen.
Family playing while cooking in the kitchen.
Earn interest and peace of mind
Open an Accountarrow-right

Savings and Money Market Accounts

You need competitive savings options. Choose the account that fits your goals.

  • Savings

    Open a savings account to set aside and grow funds for your future

    Everything you need in a Savings account:

    • Free for minor accounts up to age 18
    • Only $25 initial deposit ($10 for minors)
    • No monthly fee ($3 Per Month for balances below $100)
    • Minimum balance to earn interest is $100. ($10 for minors); this is a variable-rate account See interest rates/APY
    Open an Account

    WaFd Bank will not run your credit for this application.1

  • High Yield Money Market

    The tools and services to help you build wealth with confidence

    Flexibility to manage your money:

    • $25 Minimum to Open
    • No monthly fee ($10 Per Month for balances below $1,000) (Not available for IRAs or Business Clients)
    • This is a variable-rate account See interest rates/APY
    • Product Effective 10/19/2022. Promotion may be discontinued at any time
    Open an Account

    WaFd Bank will not run your credit for this application.1

  • Gold Money Market

    • Only $25 initial deposit
    • No monthly fee ($10 Per Month for balances below $1,000) (Not available for IRAs)
    • Minimum to earn interest is $1,000; this is a variable-rate account See interest rates/APY
    Open an Account

    WaFd Bank will not run your credit for this application.1

  • Money Market

    • Only $25 initial deposit
    • No monthly fee ($10 Per Month for balances below $1,000)
    • Minimum to earn interest is $1,000; this is a variable-rate account See interest rates/APY
    Open an Account

    WaFd Bank will not run your credit for this application.1

1For account opening WaFd Bank does not pull your credit from one of the three main credit bureaus. We will review OFAC and ChexSystems®.

Save for your child's future today with a Coverdell Education Savings Account

With a Coverdell Education Savings Account you can contribute up to $2000 after-tax annually per child. And the best part is, when the funds are withdrawn they're tax-free.

A Coverdell ESA can help you save for a child's education expenses, such as tuition, fees, books, supplies, equipment, and in some cases, room and board. Contributions can be made by family members, corporations, or other individuals until the child reaches age 18. Assets from the ESA can also be transferred or rolled over from one ESA to another ESA for the same child or an eligible family member of the child.

Now that's smart. Apply at a branch near youarrow-right

Contact Us

For more information about our account services, or to talk to our Client Care Directors.

WaFd Bank voted Best Bank by Newsweek
America's Best Bank 2021, 2022 and 2023 - Newsweek

Awarded America's Best Big Bank - Three Years in a Row

Best Big Bank in Washington, Idaho, New Mexico

Newsweek Best Bank winners are assessed on more than 30 separate factors.
Newsweek Best Big Banks 2023arrow-right