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Savings and Money Market Accounts

You need competitive savings options. Choose the account that fits your goals.

    Free for minor accounts up to age 18. Apply at a branch near you
    Access to thousands of Fee-Free ATMs and 200 branches in 9 states
    24/7 online & mobile banking
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Start Savings

Designed to help you save and earn more for doing it

Save for your future self:

  • Only $25 initial deposit
  • No minimum balance requirements
  • No monthly service charge
  • Variable blended rate
  • Must have a WaFd Checking account to open
Open an Account

WaFd Bank will not run your credit for this application.1

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Savings

Open a secure savings account to set aside and grow funds for your future

Everything you need in a Savings account:

  • Free for minor accounts up to age 18
  • Only $25 initial deposit ($10 for minors)
  • $3 monthly fee waived on balances above $100
  • Minimum balance to earn interest is $100. ($10 for minors); this is a variable-rate account See interest rates/APY
Open an Account

WaFd Bank will not run your credit for this application.1

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Indexed Money Market

Get our highest interest rate on business or personal accounts with full accessibility

Keep flexibility while you save for your financial goals:

  • $25,000 initial deposit to open
  • Minimum balance to earn interest is $100,000
  • $10 monthly fee waived for balances over $25,000 on personal accounts
  • $12 monthly fee waived for balances over $25,000 on business accounts
  • For rate information, contact your banker
Open an Account

WaFd Bank will not run your credit for this application.1

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Money Market

Earn a higher interest rate and meet your financial goals faster

Get the flexibility of a savings account with a better rate:

  • Only $25 initial deposit
  • $10 monthly fee waived on balances above $1,000
  • Minimum to earn interest is $1,000; this is a variable-rate account See interest rates/APY
Open an Account

WaFd Bank will not run your credit for this application.1

1For account opening WaFd Bank does not pull your credit from one of the three main credit bureaus. We will review OFAC and ChexSystems®.

Senior man managing his savings online with a laptop at home.

Lock in up to 4.00% Annual Percentage Yield with our 7 Month Certificate of Deposit (CD) Special!

CDs often pay higher interest rates than savings and money market accounts in exchange for leaving the funds on deposit for a fixed period of time.

See how much interest you can earn with our
WaFd CD Rate Calculator
Contact Us

For assistance with WaFd Bank products and services.