Savings Accounts, CDs & Money Market Accounts

We have the tools and service to help you build wealth with confidence.

Open an Online Savings Account Over 32,000 FEE-FREE ATMs 24/7 online & mobile banking with mobile deposit Over 200 branches in 8 states to serve you

Saving for Retirement?

Let's get started

7-Month CD Special

Apply at Branch
$1,000 minimum to open ($500 minimum to open for minors)
Minimum to earn interest is $1,000 ($500 for minors)
See interest rates/APY
Checking accounts eligible for higher interest rates/APY include Free, Green, Stellar Plus or Select Checking.

Money Market

Open Account
Only $25 initial deposit
Minimum to earn interest $1,000; this is a variable rate account.
No monthly fee. ($10 Per Month for balances below $1,000.) Limit of six electronic/check transactions per month.1

Gold Money Market

Open Account
Only $25 initial deposit
Minimum to earn interest is $1,000.
Earn interest at a higher rate with a Gold Money Market account. This is a variable rate account.
See interest rates/APY
No monthly fee. ($10 Per Month for balances below $1,000.) Limit of six electronic/check transactions per month.1
(Not available for IRAs)

WaFd Bank will not run your credit for this application.2

Coverdell Education Savings

Apply at a Branch

Save for your child's future today.

piggy-bank

With a Coverdell Education Savings Account you can contribute up to $2000 after-tax annually per child. And the best part is, when the funds are withdrawn they're tax-free.

A Coverdell ESA can help you save for a child's education expenses, such as tuition, fees, books, supplies, equipment, and in some cases, room and board. Contributions can be made by family members, corporations, or other individuals until the child reaches age 18. Assets from the ESA can also be transferred or rolled over from one ESA to another ESA for the same child or an eligible family member of the child.

Now that's smart.

Statement or Passbook Savings

Open Account
Only $25 initial deposit ($10 for minors).
Minimum to earn interest $​​​​​​​​100. ($​10 for minors); this is a variable rate account.
See interest rates/APY
No monthly fee. ($3 Per Month for balances below $100.) Free for minor accounts up to age 18.

Certificate of Deposit

Apply at a Branch
Only $1,000 initial deposit ($500 for minors, $100 for IRAs)
Minimum to earn interest $1,000. ($10 for minors).
See interest rates/APY
Terms from 3 months to 5 years. Monthly interest payments available for accounts with $10,000 or more.

1. Federal regulations limit withdrawals from Money Market and Savings Accounts made via preauthorized or automatic transfer, telephonic or check in a 6 month period.

2. For account opening WaFd Bank does not pull your credit from one of the three main credit bureaus. We will review OFAC and ChexSystems®.

Online Banking

Enroll

Contact Us

For more information about our checking account services, or to talk to our Client Care Directors:

Call 1-800-324-9375

Email info@wafd.com

Contact your neighborhood branch.