Savings Accounts, CDs & Money Market Accounts

We have the tools and service to help you build wealth with confidence.

Free for minor accounts up to age 18

Over 32,000 FEE-FREE ATMs

24/7 online & mobile banking with mobile deposit

Over 200 branches in 8 states to serve you

Statement or Passbook Savings	Money Market	Certificate of Deposit
Open Account $25 initial deposit ($10 for minors)	Open Account Only $25 initial deposit	Apply at a Branch Only $1000 initial deposit ($500 for minors, $100 for IRAs)
Minimum to earn interest is $100. ($10 for minors); this is a variable rate account.	Minimum to earn interest is $1,000. this is a variable rate account.	Minimum to earn interest is $1,000. ($500 for minors, $100 for IRAs).
No monthly fee ($3 Per Month for balances below $100) Free for minor accounts up to age 18. Limit of six electronic/check transactions per month.¹	No monthly fee ($10 Per Month for balances below $1,000) Limit of six electronic/check transactions per month.¹	Terms from 3 months to 5 years. Monthly interest payments available for accounts with $10,000 or more.

Statement or
Passbook Savings

Money Market

Certificate of Deposit

Open Account

$25 initial deposit
($10 for minors)

Open Account

Only $25 initial deposit

Apply at a Branch

Only $1000 initial deposit

($500 for minors, $100 for IRAs)

Minimum to earn interest is $100.
($10 for minors); this is a variable rate account.

Minimum to earn interest is $1,000.
this is a variable rate account.

Minimum to earn interest is $1,000.
($500 for minors, $100 for IRAs).

No monthly fee
($3 Per Month for balances below $100)
Free for minor accounts up to age 18.
Limit of six electronic/check transactions per month.¹

No monthly fee
($10 Per Month for balances below $1,000)
Limit of six electronic/check transactions per month.¹

Terms from 3 months to 5 years. Monthly interest payments available for accounts with $10,000 or more.

WaFd Bank will not run your credit for this application².

Statement or Passbook Savings

Open Account

Only $25 initial deposit ($10 for minors).

Minimum to earn interest $100. ($10 for minors); this is a variable rate account.

No monthly fee. ($3 Per Month for balances below $100.) Free for minor accounts up to age 18.

Money Market

Open Account

Only $25 initial deposit

Minimum to earn interest $1,000; this is a variable rate account.

No monthly fee. ($10 Per Month for balances below $1,000.) Limit of six electronic/check transactions per month.¹

Certificate of Deposit

Only $1,000 initial deposit ($500 for minors, $100 for IRAs)

Minimum to earn interest $1,000. ($10 for minors).

Terms from 3 months to 5 years. Monthly interest payments available for accounts with $10,000 or more.

Saving for Retirement?

Let's get started

Coverdell Education Savings

Save for you child's future today.

With a Coverdell Education Savings Account you can contribute up to $2000 after-tax annually per child. And the best part is, when the funds are withdrawn they're tax-free.

A Coverdell ESA can help you save for a child's education expenses, such as tuition, fees, books, supplies, equipment, and in some cases, room and board. Contributions can be made by family members, corporations, or other individuals until the child reaches age 18. Assets from the ESA can also be transferred or rolled over from one ESA to another ESA for the same child or an eligible family member of the child.

Now that's smart.

1. Federal regulations limit withdrawals from Money Market and Savings Accounts made via preauthorized or automatic transfer, telephonic or check in a 6 month period.

2. For account opening WaFd Bank does not pull your credit from one of the three main credit bureaus. We will review OFAC and ChexSystems^®.