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Arizona Commercial Banking

Your commercial needs have met their match with our experienced Arizona Commercial Banking team. Averaging almost 30 years of experience per team member, you can find success and get help with real estate projects, business purchases, equipment financing, working capital, and more. On average, our team finances more than $285 million in commercial loans for Arizona clients each year. Knowledgeable in industries from construction to healthcare, give us a call and experience the difference WaFd Bank can make for you.

Meet our Arizona Commercial Team

Tim Ponzio

Vice President, Relationship Manager

With 25 years of banking experience and 15 years in commercial banking, Tim has the knowledge to help your business succeed. Specializing in equipment finance, he partners with and consults the commercial team. In addition to equipment finance, Tim provides deposit account solutions and commercial real estate lending including industrial, multi-family, office, and retail properties.

June Smith

Commercial Senior Relationship Manager

With expertise working with high-net worth individuals, business owners, and real estate investors, June has more than 30 years of banking experience. As a trusted financial advisor, she provides solutions to support complex business needs and achieve financial goals and objectives. Lending areas include business acquisitions, commercial real estate, equipment, and working capital financing.

Jim McCann

Commercial Division Manager

Jim has more than 20 years of experience in banking, with expertise in commercial, industrial and real estate acquisition, refinance, rehab/renovation, construction, cap ex/equipment, working capital, receivables, payables, treasury management, and investment. Overseeing the Arizona Commercial Division and Equipment Finance teams, Jim has 9 lenders who are truly the best in class. He prides himself as a key business partner skilled in collaborating with senior leadership and cross-functional teams to provide financial recommendations for strategic business decisions.

Sabrin Abunaib

Senior Relationship Manager

Sabrin collaborates with businesses in the Phoenix Metropolitan Arena to deliver a superior commercial banking experience. With over 25 years of experience in the finance and banking industry, he helps business owners, corporate leaders and professional real estate investors with all relationship banking needs. Sabrin says his experience as a senior relationship manager allows him to develop a deep understanding of business financial situations and to come up with lending solutions to help business owners reach their financial goals. With proven expertise in commercial real estate lending, equipment financing, and working capital financing he is passionate about helping businesses succeed.

Born and raised in Sudan, Africa, Sabrin moved to the United States of America in 1995. He completed a bachelor's degree in 2009 and a Master of Business Administration in 2012.

Diane Quihuis

Senior Relationship Manager

Diane is a financial services veteran of more than 40 years, serving Tucson, Arizona. She provides commercial banking services to midsize and large companies with a concentration in assisting medical practices, non-profits, investor-owned properties, and tax-exempt financing.

Vice President of the Industrial Development Authority of Pima County, Diane is also Board Chair for Beacon Group Inc. and a member of Sun Corridor Inc. Chairman's Circle.

Steve Ponzo

Senior Relationship Manager

Steve has been a commercial banker in Southern Arizona for over 17 years. He has worked in community, regional, and national bank environments and was mentored by some of the most respected commercial bankers in Southern Arizona. Steve's experience includes credit analysis, loan origination, lending department management, and loan approval. Currently, Steve works alongside his colleagues to build out the Southern Arizona Commercial Banking Office for WaFd Bank Arizona. He also originates commercial loans and provides treasury management solutions to commercial clients across the Southern Arizona region. In his spare time Steve enjoys a wide variety of outdoor activities and spending time with his wife and four children.

Jill Malick

Senior Relationship Manager

With more than 29 years of industry experience, 20 in Tucson, Jill is among the region's top specialists in commercial lending, treasury management and portfolio management. Working across all industries, she customizes lending solutions for commercial customers including real estate, working capital lines of credit and equipment. Collaborating with businesses in Tucson, Nogales and Yuma, Jill delivers a superior commercial banking experience. She also has a passion for her local community, having previously served on a number of board of directors including the United Way of Tucson, Southern Arizona, and Tucson Metro Chamber of Commerce. She is an honors graduate of the Pacific Coast Banking School.

Rey J Robles

Community Business Banker

A native of Tucson, Rey has been in banking since 1997. He is an experienced Commercial Banker who has demonstrated a history of leadership and excellence in the banking industry. Rey is skilled in accounting, commercial lending, commercial banking services, sales management and residential lending. After receiving a bachelor's degree in both Accounting and Finance from the University of Arizona, Rey went on to receive his Master's in Business and Administration from the University of Phoenix.

Rey maintains an active involvement in several community service organizations. He is a member of the Tucson Conquistadores and a past member of both Pima County Community Land Trust and the Arts Foundation for Tucson and Southern Arizona.

Mitch Langston

Banking Officer

Mitch has been in Small Business Banking for over 20 years. His primary area of expertise is owner occupied commercial real estate lending. He also focuses on commercial lines of credit, multi-family housing, and treasury management. Living in the Phoenix area for over 18 years, Mitch enjoys working with small businesses all over the Valley.