Q: What is WaFd Bank's routing number?

The WaFd Bank routing number is 325070980 for all transactions, including wire transfers, automatic or direct deposits, Automated Clearing House (ACH) transactions and ordering checks.

Q: Does WaFd Bank have Zelle ® ?

WaFd Bank has Zelle . It’s a fast, safe and easy way to send money to friends, family and associates in minutes 1 , right from the WaFd Bank mobile app or online banking. You must have a bank account in the U.S. to use Zelle . Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle . Send money with Zelle .

Question 1

What is WaFd Bank's routing number?

Accepted Answer

The WaFd Bank routing number is 325070980 for all transactions, including wire transfers, automatic or direct deposits, Automated Clearing House (ACH) transactions and ordering checks.

Question 2

What if I've forgotten my username or password?

Accepted Answer

You can reset your username online by going to our Forgot Username or Forgot Password page.
If you run into trouble and need help, please feel free to call our Client Care Center which is open 24 hours a day 7 days a week at 800-324-9375 or email onlinebanking@wafd.com.
If you're a business, you should call us or email businessdepositops@wafd.com. (Email inquiries are responded to within 1-2 business days.)

Question 3

How do I deposit a check after hours?

Accepted Answer

There are two easy ways to deposit a check on evenings and weekends. Every WaFd Bank branch has a smart ATM that allows you to deposit checks (and cash) without using an envelope. And you'll see images of your deposited check right on your receipt.
You can also deposit a check using your smartphone. With Mobile Photo Deposit, use the WaFd Bank mobile banking app to snap a photo of the front and back of your check. Just follow the on-screen instructions.

Reminder: A hold applies to items deposited via the ATM or mobile photo deposit until we can verify the validity of the items deposited. If you'd like to request that the hold be removed earlier than normal, please call our Client Care Center at 800-324-9375.

Question 4

How do I access my account online?

Accepted Answer

Access your WaFd Bank checking, savings, money market and CDs—as well as your loans with us—via online and mobile banking. Sign up is easy, just visit our Online Banking and Mobile enrollment page.
You'll need at least one account number along with your Social Security Number to get started. Once you're enrolled, you can also download our mobile app and link your accounts to your smartphone. Start with a visit to the Apple App or Google Play store and search for "WaFd Bank".

Question 5

What to do if I’ve lost my debit card?

Accepted Answer

Call us right away if you’ve lost your debit card or suspect it might be stolen. You may call your local branch, or our Client Care Center is available at 800-324-9375.

Question 6

Does WaFd Bank offer car, motorcycle, RV, or boat loans?

Accepted Answer

WaFd Bank does not offer car, motorcycle, RV, or boat loans, but our WaFd Bank Insurance Group does offer insurance policies for these items and more to meet your insurance needs. To learn more visit www.wafdinsurance.com or call 800-562-2555.

Question 7

Did Washington Federal change its name?

Accepted Answer

We did change our name from Washington Federal to WaFd Bank. We are still the same bank you trust. We launched the simplified name because the previous title did not emphasize that we are a bank. Our solution? Put the word "bank" in our name - WaFd Bank.

Question 8

What does WaFd stand for?

Accepted Answer

WaFd is our longtime nickname and an abbreviation of Washington Federal for over a century. WaFd Bank also aligns with our NASDAQ ticker symbol—WAFD. We pronounce it “Wah-Fed”. For more information visit our About Us page.

Question 9

How do I find my WaFd Bank account number?

Accepted Answer

Find your account number by signing in to online banking, checking your bank statement or looking at the bottom line of your printed checks. You may also contact your local branch for further assistance.

WaFd check's routing, checking and check number

Question 10

Does WaFd Bank have Zelle^®?

Accepted Answer

WaFd Bank has Zelle. It’s a fast, safe and easy way to send money to friends, family and associates in minutes¹, right from the WaFd Bank mobile app or online banking. You must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle. Send money with Zelle.

Question 11

How many branches does WaFd Bank have?

Accepted Answer

We currently have over 200 WaFd Bank Branches to serve our clients in the eight western states of Washington, Oregon, Idaho, Utah, Arizona, Nevada, New Mexico and Texas. Check out our branch locations and ATM locations.

Question 12

Is WaFd Bank a credit union?

Accepted Answer

WaFd Bank is not a credit union. We are a full-service national bank that does not require membership. We provide FDIC deposit insurance for our clients.

Question 13

Can my WaFd Bank account be under $1000?

Accepted Answer

Yes. WaFd checking and savings accounts may be opened for as low as $25. The Money Market account opening deposit is $100. Visit WaFd Bank's Checking and Savings pages for more details.

Question 14

What types of loans does WaFd Bank offer?

Accepted Answer

WaFd Bank has the loan for you: Refinancing, Remodeling, Custom Construction, Home Equity, Lot Loans, or Commercial Real Estate and business loans and lines of credit. We're here to help.

Question 15

Does WaFd Bank offer portfolio loans?

Accepted Answer

We’re proud to be a portfolio lender. We originate and retain your mortgage loan for the entire term. Since we don’t sell our loans to the secondary market, we’re able to provide our borrowers with flexibility and one-to-one service – plus we are always here if you have questions. What is a Portfolio Lender?

WaFd Bank Frequently Asked Questions

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