Business Checking
Accounts to help you manage your business better.
*Free Business Checking
Best for: Smaller LLCs and Sole Proprietorships.
- $100 initial deposit
- Handle deposits, payroll, checks, and more with ease
Business Interest Checking
Best for: Businesses who want to spend and earn interest in the same account.
- $100 initial deposit
- $15 per month if balance falls below $5,000
- Earn interest on balances above $1,000
Business Premier Checking
Best for: Businesses wanting access to robust treasury with the flexibility to tailor to their needs.
- $0 initial deposit
- $75 flat monthly fee
- Receive two statements each month to stay on top of transactions and activity
Business Analyzed Checking
Best for: Businesses wanting flexible, tailored control of their services.
- $100 initial deposit
- Fee based on transaction volume. Use your account balance to offset fees
Compare business checking accounts
Free Business Checking | Business Interest Checking | Business Premier Checking | Business Analyzed Checking | |
|---|---|---|---|---|
Only $100 initial deposit | ||||
Earns interest | ||||
Monthly fee | $0 | $15 when balance falls below $5,000 | $75 | Varies, cost is based on transaction volume, offset by account balance |
QuickBooks compatible | ||||
| Mobile and Online Banking, online check images, and eStatements | ||||
| Digital payment options: eACH, eWire, remote deposit capture | ||||
Optional Overdraft Protection services | ||||
| Fraud Prevention services add-on: positive pay for check and ACH | ||||
| Work Perks with 10+ employees | ||||
| Debit cards for signers and non-signers | ||||
Tailored to your business needs | ||||
Compare business checking accounts
Compare business checking accounts details table| Only $100 initial deposit | Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |
| Earns interest | Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |
| Monthly fee | Free Business Checking $0 Business Interest Checking $15 when balance falls below $5,000 Business Premier Checking $75 Business Analyzed Checking Varies, cost is based on transaction volume, offset by account balance |
| QuickBooks compatible | Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |
| Mobile and Online Banking, online check images, and eStatements | Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |
| Digital payment options: eACH, eWire, remote deposit capture | Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |
| Optional Overdraft Protection services | Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |
| Fraud Prevention services add-on: positive pay for check and ACH | Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |
| Work Perks with 10+ employees | Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |
| Debit cards for signers and non-signers | Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |
| Tailored to your business needs | Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |
Our knowledgeable and experienced bankers are ready to help.
CASH MANAGEMENT
Gain more and seize growth opportunities to scale up
- See all bank and credit card activity in one place
- Track profitability in real time
- Visualize business cash flow with projections to plan for seasonality
LOANS & LINES OF CREDIT
Get the funding you need to support cash flow, working capital, or other needs
- SBA Loans and Lines of Credit
- Business Loans and Lines of Credit
- Business Credit Cards
Subject to credit approval.
CREDIT CARDS
Flexibility designed for your success
- Designed for business owners
- Flexible and convenient
- Manage expenses and authorized user spend with ease
- Cashback rewards
Navigate your business confidently with expert knowledge and guidance.
10 Strategies to Optimize Cash Flow Management
Good cash flow management is crucial to grow, stay relevant, and have a successful business overall. You can use several strategies to keep cash flow open, and WaFd Bank is here to help.
How to Establish and Build Business Credit
Strong business credit allows you to access better financing options, lower interest rates, and higher purchasing power.
How to Qualify and Apply for a Small Business Credit Card
Part of owning a business is building business credit, whether you freelance or own a business with several employees.