Merchant services to help your business run smoothly and efficiently
Merchant services to help your business run smoothly and efficiently
Merchant Services
Running a growing business can feel overwhelming—especially when juggling payments, payroll, and inventory. These services bring everything together in one streamlined solution designed for business owners.
Payment Processing
Best for: Businesses of any size looking to accept payments via online, mobile, and more.
- Terminal payments (card present)
- E-commerce (card not present)
- Mobile
- Bill payments
- Solutions for platforms and developers
- Industry-leading security
- Comprehensive breach warranty
HR & Payroll
Best for: Businesses looking for an all-in-one payroll program.
- Job listings, hiring, and employee handbooks and compliance
- Payroll processing
- HR solutions
- Applicant tracking
- Tax credit screening
- Electronic onboarding
Point of Sale and Inventory Systems
Best for: Small businesses up to large enterprises with multiple locations.
- Mobile and terminal systems
- Cloud-based option with 30-day backup
- Systems designed specifically for restaurant, hospitality, and liquor merchants
Quick Merchant Services Comparison
| Product/feature | Best for | Key benefit |
|---|---|---|
| Payment Processing | Retail, eCommerce, service | Faster transactions, secure payments |
| HR & Payroll | Businesses with employees | Automate payroll, taxes, compliance |
| POS Systems | Restaurants, retail, service | Tracks sales, customer data, inventory |
| Inventory Management | Multi-location businesses | Prevents stock outs, improves forecasting |
- Best for: Retail, eCommerce, service
- Key benefit: Faster transactions, secure payments
- Best for: Businesses with employees
- Key benefit: Automate payroll, taxes, compliance
- Best for: Restaurants, retail, service
- Key benefit: Tracks sales, customer data, inventory
- Best for: Multi-location businesses
- Key benefit: Prevents stock outs, improves forecasting
Our knowledgeable and experienced bankers are ready to help.
Expand your financial capacity with our integrated business banking solutions, designed to scale with your goals.
CASH MANAGEMENT
Gain more and seize growth opportunities to scale up
- See all bank and credit card activity in one place
- Track profitability in real time
- Visualize business cash flow with projections to plan for seasonality
LOANS & LINES OF CREDIT
Get the funding you need to support cash flow, working capital, or other needs
- SBA Loans and Lines of Credit
- Business Loans and Lines of Credit
- Business Credit Cards
Subject to credit approval.
PROFESSIONAL PRACTICE & SERVICES
Banking solutions to meet specific needs, from healthcare to law firms and beyond
- Treasury solutions for full administrative functionality
- Dedicated, relationship focused support
- Concierge banking with customized solutions
Navigate your business confidently with expert knowledge and guidance.
10 Strategies to Optimize Cash Flow Management
Good cash flow management is crucial to grow, stay relevant, and have a successful business overall. You can use several strategies to keep cash flow open, and WaFd Bank is here to help.
Ensure Credit Card PCI Compliance
PCI compliance helps to ensure the security of every single credit card transaction your business processes. Learn all you need to know to remain compliant and protect your business.
The Benefits of Merchant Services for Your Business
Using merchant services can help boost overall efficiency, enhance customer service, and generally help track and manage your business so you can focus more on helping customers.