Get the Rewards You Deserve
Rewards & Premium Rewards Checking
Upgrade your account with Rewards or Premium Rewards Checking from WaFd Bank. Enjoy a secure bank account that offers numerous benefits on the things in life that matter most, like identity theft protection and resolution plus shopping, travel, and leisure discounts. Get the account that does more for you!
Account Benefits and Rewards
Rewards Checking | ||
|---|---|---|
Only $25 initial deposit | ||
Service Charge | $6 Per Month | |
Shopping Discounts | ||
Dark Web Monitoring | ||
Travel and Leisure Discounts | ||
Mobile Phone Protection | Up to $500 per claim, $1,000 per year | |
Identity Fraud Expense Reimbursement Coverage | Up to $25,000 | |
Identity Theft Resolution Services | ||
Credit Monitoring | ||
Health Discounts | ||
Telehealth Services | ||
24/7 Roadside Assistance | ||
Credit Score Simulator | ||
Buyer's Protection and Extended Warranty | ||
Accidental Death & Dismemberment Coverage | ||
For more information, see Rewards FAQs.
Let's Open Your Rewards Checking Account Today
Choose Between Classic, Seattle Seawolves & Seattle Kraken Debit Cards
Only $25 initial deposit to open.
Unlock Mobile Phone Protection
Unlock 24/7 Telehealth with Premium Rewards
Save Money with Discounts on Shopping, Restaurants and More
No Fee
Bill Pay and Person-to-Person Payments with Zelle®
Thousands of Fee-Free ATMs
24/7 Online & Mobile Banking
with mobile check deposit
Over 200 Branches
in 9 states to serve you
Voice-Activated Banking
Personal Financial Management Tools
Contactless Debit Card
Overdraft Services
Start Savings
With a higher interest rate than a traditional savings account, Start Savings is designed to help you save and earn more for doing it. To open, just have any WaFd Checking account (including Fresh Start) and start paying your future self.
- Only $25 initial deposit
- No minimum balance requirements
- No monthly service charge
- Variable blended rate (interest rate is different depending on how much money you have in the account)
Help Protect Your Family with Greenlight
Greenlight is the money and safety app that empowers parents to raise financially smart kids, and caregivers to care for vulnerable adults. Parents and caregivers can send funds, set flexible card controls, and everyone can stay safe and connected with the app. Plus, you’ll get the Greenlight Select plan for free with any WaFd checking account and you can enjoy exclusive discounts on premium features when you upgrade.
Open Your Account Online or at a Local Branch
Contact Us
For assistance with WaFd Bank products and services.
24-Hour Banking
Call us at 800-324-9375
Find a Branch
Your Local BankBenefits are available to personal checking account owner(s) and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a "signer" on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Restrictions may apply.Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Guide to Benefit and insurance documents can be found through your WaFd Online Banking or WaFd Bank mobile app. If you wish to name a beneficiary for your Accidental Death and Dismemberment Insurance coverage, please complete a beneficiary form. If there is no designated beneficiary on file, benefits will be paid according to the Master Policy. As an eligible account owner, you are enrolled as a member of the Econocheck Association, of which your financial institution is a sponsor. For more information, please call 866-210-0361. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate. Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance. Credit Score is a VantageScore 3.0 based on single bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to your score on a monthly basis. Health Discount Savings is NOT insurance. Registration/activation required. Shopping Rewards require registration/activation; available via mobile and web only. Travel and Leisure Discounts are available via mobile and web only.