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Woman sitting on a car with arms raised in celebration, looking at beautiful mountain scenery.
Woman sitting on a car with arms raised in celebration, looking at beautiful mountain scenery.
Woman sitting on a car with arms raised in celebration, looking at beautiful mountain scenery.
Woman sitting on a car with arms raised in celebration, looking at beautiful mountain scenery.
Woman sitting on a car with arms raised in celebration, looking at beautiful mountain scenery.
Woman sitting on a car with arms raised in celebration, looking at beautiful mountain scenery.
Woman sitting on a car with arms raised in celebration, looking at beautiful mountain scenery.
Get the Rewards You Deserve

Rewards & Premium Rewards Checking

Upgrade your account with Rewards or Premium Rewards Checking from WaFd Bank. Enjoy a secure bank account that offers numerous benefits on the things in life that matter most, like gas rewards, identity theft protection and resolution, plus shopping, travel, and leisure discounts. Get the account that does more for you!

Account Benefits and Rewards

Account Benefits and Rewards details tableOpen an Account
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Rewards Checking

Open an Account

Premium Rewards Checking

Open an Account
Only $25 Initial Depositcheckcheck
Service Charge$6 Per Month$9 Per Month
5¢ per Gallon Gas Savingscheckcheck
Shopping Discountscheckcheck
Dark Web Monitoringminuscheck
Travel and Leisure Discountscheckcheck
Mobile Phone ProtectionUp to $500 per claim, $1,000 per yearUp to $800 per claim, $1,000 per year
Identity Fraud Expense Reimbursement CoverageUp to $25,000Up to $1,000,000
Identity Theft Resolution Servicesminuscheck
Credit Monitoringcheckcheck
Health Discountscheckcheck
Telehealth Servicesminuscheck
24/7 Roadside Assistanceminuscheck
Credit Score Simulatorminuscheck
Buyer's Protection and Extended Warrantycheckcheck
Accidental Death & Dismemberment Coveragecheckcheck
Rideshare Protectionminuscheck

Account Benefits and Rewards

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Only $25 Initial Deposit
checkRewards Checking
checkPremium Rewards Checking
Service Charge
  • Rewards Checking $6 Per Month
  • Premium Rewards Checking $9 Per Month
5¢ per Gallon Gas Savings
checkRewards Checking
checkPremium Rewards Checking
Shopping Discounts
checkRewards Checking
checkPremium Rewards Checking
Dark Web Monitoring
minusRewards Checking
checkPremium Rewards Checking
Travel and Leisure Discounts
checkRewards Checking
checkPremium Rewards Checking
Mobile Phone Protection
  • Rewards Checking Up to $500 per claim, $1,000 per year
  • Premium Rewards Checking Up to $800 per claim, $1,000 per year
Identity Fraud Expense Reimbursement Coverage
  • Rewards Checking Up to $25,000
  • Premium Rewards Checking Up to $1,000,000
Identity Theft Resolution Services
minusRewards Checking
checkPremium Rewards Checking
Credit Monitoring
checkRewards Checking
checkPremium Rewards Checking
Health Discounts
checkRewards Checking
checkPremium Rewards Checking
Telehealth Services
minusRewards Checking
checkPremium Rewards Checking
24/7 Roadside Assistance
minusRewards Checking
checkPremium Rewards Checking
Credit Score Simulator
minusRewards Checking
checkPremium Rewards Checking
Buyer's Protection and Extended Warranty
checkRewards Checking
checkPremium Rewards Checking
Accidental Death & Dismemberment Coverage
checkRewards Checking
checkPremium Rewards Checking
Rideshare Protection
minusRewards Checking
checkPremium Rewards Checking
For more information, see Rewards FAQs.

Let's Open Your Rewards Checking Account Today

Choose Between Standard, Seattle Seawolves & Seattle Kraken Debit Cards

WaFd Bank Contactless Debit Card
Seawolves Debit Card
Kraken Debit Card

Only $25 initial deposit to open.

No fee

Bill Pay and Person-to Person Payments with Zelle®

Thousands of Fee-Free ATMs

24/7 Online & Mobile Banking

with mobile check deposit

Over 200 Branches

in 9 states to serve you

Voice-Activated Banking

Personal Financial Management Tools

Contactless Debit Card

Overdraft Services

Contact Us

For more information about our account services, or to talk to our Client Care Directors.

Benefits are available to personal checking account owner(s) and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Restrictions may apply. For additional details access your Gas Savings benefit through your WaFd Online banking after May 20, 2024.

Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Guide to Benefit and insurance documents can be found through your WaFd Online banking or WaFd Bank mobile app after May 20, 2024. If you wish to name a beneficiary for your Accidental Death and Dismemberment Insurance coverage, please complete a beneficiary form. If there is no designated beneficiary on file, benefits will be paid according to the Master Policy. As an eligible account owner, you are enrolled as a member of the Econocheck Association, of which your financial institution is a sponsor. For more information, please call 866-210-0361. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate. Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance. Credit Score is a VantageScore 3.0 based on single bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to your score on a monthly basis. Health Discount Savings is NOT insurance. Registration/activation required. Shopping Rewards require registration/activation; available via mobile and web only. Travel and Leisure Discounts are available via mobile and web only.