Bank Interest CD Rates
Effective 4/1/2021 and subject to change without notice. Terms on amounts over $1 million must be approved in advance. Rates and annual percentage yields listed are for accounts in AZ, ID, UT, OR, NV, NM and WA. Rates and and annual percentage yields vary in Texas. See Texas Rates. Member FDIC. Account service charges or withdrawals will reduce earnings. Please ask us for details.
7-Month CD Special*
$1,000 - $500,000.00
With Eligible† Checking:
Interest Rate/APY
0.30%/0.30%
Without Eligible† Checking:
Interest Rate/APY
0.20%/0.20%
Gold Money Market**
$1,000 - $14,999
Interest Rate/APY
0.15%/0.15%
$15,000 - Plus
Interest Rate/APY
0.20%/0.20%
† Eligible checking accounts include Free, Green, Stellar Plus or Select Checking.
* $1,000 minimum to open ($500 minimum to open for minors)
** Not available for IRAs.
| Savings | |
| $25 minimum to open. $100 minimum to earn interest. $100 minimum balance to waive $3 Per Month monthly service charge. $10 minimum to open a minor’s account. Zero monthly service charge for minors. | $100 Plus 0.10% Interest Rate 0.10% APY |
| Stellar Plus Checking | |
| $25 minimum to open. $10,000 minimum to earn interest. Zero monthly service charge when you keep $20,000 or more in Stellar Plus Checking, or $100,000 or more in related deposit accounts. $3 monthly service charge if you keep $10,000-$19,999 in Stellar Plus Checking, or $50,000-$99,999 in related deposit accounts. $8 monthly service charge if you keep less than $10,000 in Stellar Plus Checking, or less than $50,000 in related deposit accounts. Monthly service charge is based on your average daily balances each month. | 0.05% Interest Rate 0.05% APY |
| Money Market | |
| $25 minimum to open. $1,000 minimum to earn interest and avoid $10 Per Month monthly service charge. | $1,000 - $89,999 $90,000 - $90,000 Plus |
Fixed Rate Certificates of Deposit
$1,000 minimum to open ($500 minimum for minors). A penalty may be assessed for early withdrawal.
| Choice of Terms | $1,000 - $89,999 Interest Rate/APY % | $90,000 - $90,000 Plus Interest Rate/APY % | Renewal Term |
|---|---|---|---|
| 14 Days - 2 Months | N/A | 0.10/0.10 | 1 - 2 Months |
| 3 Months | 0.05/0.05 | 0.10/0.10 | 3 Months |
| 4 - 5 Months | 0.10/0.10 | 0.15/0.15 | 4 - 5 Months |
| 6 - 11 Months | 0.15/0.15 | 0.20/0.20 | 6 Months |
| 12 - 17 Months | 0.20/0.20 | 0.25/0.25 | 12 Months |
| 18 - 23 Months | 0.20/0.20 | 0.25/0.25 | 18 Months |
| 24 - 35 Months | 0.20/0.20 | 0.25/0.25 | 24 Months |
| 36 - 47 Months | 0.25/0.25 | 0.30/0.30 | 36 Months |
| 48 - 59 Months | 0.30/0.30 | 0.35/0.35 | 48 Months |
| 60 Months | 0.35/0.35 | 0.40/0.40 | 60 Months |