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WaFd Bank Interest Rates

Effective 11/30/2022 and subject to change without notice. Terms on amounts over $1 million must be approved in advance. Member FDIC. Account service charges or withdrawals will reduce earnings. Please ask us for details.

7-Month CD Special*

$1,000 - $500,000
With Eligible† Checking:
Interest Rate/Annual Percentage Yield
1.34%/1.35%
Without Eligible† Checking:
Interest Rate/Annual Percentage Yield
1.24%/1.25%

13-Month CD Special*

$1,000 - $500,000
With Eligible† Checking:
Interest Rate/Annual Percentage Yield
2.96%/3.00%
Without Eligible† Checking:
Interest Rate/Annual Percentage Yield
2.86%/2.90%

Gold Money Market**

$1,000 - $14,999
Interest Rate/Annual Percentage Yield
0.25%/0.25%
$15,000 - Plus
Interest Rate/Annual Percentage Yield
0.30%/0.30%

Savings

  • $25 minimum to open
  • $100 minimum to earn interest
  • $100 minimum balance to waive $3 Per Month monthly service charge
  • $100 Plus
  • 0.10% Interest Rate
  • 0.10% Annual Percentage Yield

Minor Savings

  • $10 minimum to open and earn interest
  • No monthly service charge.
  • $10 - $100
  • 4.88% Interest Rate
  • 5% Annual Percentage Yield
  • $100.01 Plus
  • 0.10% Interest Rate
  • 0.10% Annual Percentage Yield

Money Market

  • $25 minimum to open
  • $25 minimum to open. $1,000 minimum to earn interest and avoid $10 Per Month monthly service charge.
  • $1,000 - $89,999
  • 0.15% Interest Rate
  • 0.15% Annual Percentage Yield
  • $90,000 - $90,000 Plus
  • 0.20% Interest Rate
  • 0.20% Annual Percentage Yield

High Yield Money Market***

  • $1,000 - $14,999
  • 0.99% Interest Rate
  • 1.00% Annual Percentage Yield
  • $15,000 - $89,999
  • 1.24% Interest Rate
  • 1.25% Annual Percentage Yield
  • $90,000 - Plus
  • 1.49% Interest Rate
  • 1.50% Annual Percentage Yield

Stellar Plus Checking

  • $25 minimum to open.
  • $10,000 minimum to earn interest.
  • Zero monthly service charge when you keep $20,000 or more in Stellar Plus Checking, or $100,000 or more in related deposit accounts.
  • $3 monthly service charge if you keep $10,000-$19,999 in Stellar Plus Checking, or $50,000-$99,999 in related deposit accounts.
  • $8 monthly service charge if you keep less than $10,000 in Stellar Plus Checking, or less than $50,000 in related deposit accounts.
  • Monthly service charge is based on your average daily balances each month.
  • 0.10% Interest Rate
  • 0.10% Annual Percentage Yield
Open an Account

Fixed Rate Certificates of Deposit

$1,000 minimum to open ($500 minimum for minors).
A penalty may be assessed for early withdrawal.
Find a Branch
Choice of Terms$1,000 + Rate/APY %$90,000 + Rate/APY %Renewal Term
14 Days - 2 MonthsN/A0.10/0.1014 Days - 2 Months
3 Months0.05/0.050.10/0.103 Months
4 - 5 Months0.10/0.100.15/0.154 - 5 Months
6 - 11 Months0.15/0.150.20/0.206 - 11 Months
12 - 17 Months0.20/0.200.25/0.2512 - 17 Months
18 - 23 Months0.20/0.200.25/0.2518 - 23 Months
24 - 35 Months0.20/0.200.25/0.2524 - 35 Months
36 - 47 Months0.20/0.200.25/0.2536 - 47 Months
48 - 59 Months0.25/0.250.30/0.3048 - 59 Months
60 Months0.30/0.300.35/0.3560 Months

† Eligible checking accounts include Free, Green, Stellar Plus or Select Checking.
* $1,000 minimum to open ($500 minimum to open for minors)
** Not available for IRAs.
*** Not available for IRAs or Business

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