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WaFd Bank Interest Rates

Effective 5/20/2024 and subject to change without notice. Terms on amounts over $1 million must be approved in advance. Member FDIC. Account service charges or withdrawals will reduce earnings. Please ask us for details.

4-5 Month CD Special*

$1,000 - $1,000,000
A penalty may be assessed for early withdrawal.
With Eligible Checking or $25k New Money:
Interest Rate/Annual Percentage Yield
4.97%/5.10%
Without Eligible Checking:
Not Available

7 Month CD Special*

$1,000 - $1,000,000
A penalty may be assessed for early withdrawal.
With Eligible Checking or $25k New Money:
Interest Rate/Annual Percentage Yield
4.78%/4.90%
Without Eligible Checking:
Interest Rate/Annual Percentage Yield
4.68%/4.80%

13 Month CD Special*

$1,000 - $1,000,000
A penalty may be assessed for early withdrawal.
With Eligible Checking or $25k New Money:
Interest Rate/Annual Percentage Yield
4.59%/4.70%
Without Eligible Checking:
Interest Rate/Annual Percentage Yield
4.50%/4.60%

19 Month CD Special*

$1,000 - $1,000,000
A penalty may be assessed for early withdrawal.
With Eligible Checking or $25k New Money:
Interest Rate/Annual Percentage Yield
4.50%/4.60%
Without Eligible Checking:
Interest Rate/Annual Percentage Yield
4.40%/4.50%

High Yield Money Market**

  • $0 - $89,999
  • 1.24% Interest Rate
  • 1.25% Annual Percentage Yield
  • $90,000 - $249,999
  • 1.49% Interest Rate
  • 1.50% Annual Percentage Yield
  • $250,000 -$499,999
  • 1.59% Interest Rate
  • 1.60% Annual Percentage Yield
  • $500,000 +
  • 1.98% Interest Rate
  • 2.00% Annual Percentage Yield

Savings

  • $25 minimum to open
  • $100 minimum to earn interest
  • $100 minimum balance to waive $10 Per Month monthly service charge
  • $100 Plus
  • 0.10% Interest Rate
  • 0.10% Annual Percentage Yield

Minor Savings

  • $10 minimum to open and earn interest
  • No monthly service charge.
  • $10 +
  • 0.99% Interest Rate
  • 1.00% Annual Percentage Yield

Money Market

  • $25 minimum to open
  • $25 minimum to open. $1,000 minimum to earn interest and avoid $10 Per Month monthly service charge.
  • $1,000 - $89,999
  • 0.15% Interest Rate
  • 0.15% Annual Percentage Yield
  • $90,000 +
  • 0.20% Interest Rate
  • 0.20% Annual Percentage Yield

Gold Money Market***

$1,000 - $14,999
Interest Rate/Annual Percentage Yield
0.25%/0.25%
$15,000 +
Interest Rate/Annual Percentage Yield
0.30%/0.30%

Interest Checking

  • $25 minimum to open
  • Avoid monthly service charge if you maintain a $5,000 daily balance or a $50,000 balance in related accounts. If not, a charge of $12 Per Month will apply.
  • $0 - $99,999
  • 0.10% Interest Rate
  • 0.10% Annual Percentage Yield
  • $100,000 - $249,000
  • 0.15% Interest Rate
  • 0.15% Annual Percentage Yield
  • $250,000 +
  • 0.25% Interest Rate
  • 0.25% Annual Percentage Yield

Fixed Rate Certificates of Deposit

$1,000 minimum to open ($500 minimum for minors).
A penalty may be assessed for early withdrawal.
Open in Branch
Choice of Terms$1,000 + Interest Rate/APY %$90,000 + Interest Rate/APY %Renewal Term
14 Days - 2 MonthsN/A0.10/0.1014 Days - 2 Months
3 Months0.05/0.050.10/0.103 Months
4 - 5 Months0.10/0.100.15/0.154 - 5 Months
6 - 11 Months0.15/0.150.20/0.206 - 11 Months
12 - 17 Months0.20/0.200.25/0.2512 - 17 Months
18 - 23 Months0.20/0.200.25/0.2518 - 23 Months
24 - 35 Months0.20/0.200.25/0.2524 - 35 Months
36 - 47 Months0.20/0.200.25/0.2536 - 47 Months
48 - 59 Months0.25/0.250.30/0.3048 - 59 Months
60 Months0.30/0.300.35/0.3560 Months

Eligible checking accounts include Free, Rewards, Premium Rewards, or Interest Checking.
* $1,000 minimum to open ($500 minimum to open for minors)
** Not available for IRAs or Business. Promotion may be discontinued at any time
*** Not available for IRAs.

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