Bank Interest CD Rates

Effective 11/01/2020 and subject to change without notice. Terms on amounts over $1 million must be approved in advance. Rates and annual percentage yields listed are for accounts in AZ, ID, UT, OR, NV, NM and WA. Rates and and annual percentage yields vary in Texas. See Texas Rates. Member FDIC. Account service charges or withdrawals will reduce earnings. Please ask us for details.

7-Month CD Special*

$1,000 - $500,000.00
With Eligible† Checking:
Interest Rate/APY
0.40%/0.40%
Without Eligible† Checking:
Interest Rate/APY
0.30%/0.30%

Gold Money Market**

$1,000 - $14,999
Interest Rate/APY
0.20%/0.20%
$15,000 - Plus
Interest Rate/APY
0.25%/0.25%

† Eligible checking accounts include Free, Green, Stellar Plus or Select Checking.
* $1,000 minimum to open ($500 minimum to open for minors)
** Not available for IRAs. Limit of six electronic/check transactions per month.

Savings
Stellar Plus Checking
Money Market

Fixed Rate Certificates of Deposit
$1,000 minimum to open ($500 minimum for minors). A penalty may be assessed for early withdrawal.

Choice of Terms$1,000 - $89,999
Interest Rate/APY %
$90,000 - $90,000 Plus
Interest Rate/APY %
Renewal Term
14 Days - 2 MonthsN/A0.10/0.101 - 2 Months
3 Months0.05/0.050.10/0.103 Months
4 - 5 Months0.10/0.100.15/0.154 - 5 Months
6 - 11 Months0.15/0.150.20/0.206 Months
12 - 17 Months0.20/0.200.25/0.2512 Months
18 - 23 Months0.20/0.200.25/0.2518 Months
24 - 35 Months0.20/0.200.25/0.2524 Months
36 - 47 Months0.30/0.300.35/0.3536 Months
48 - 59 Months0.35/0.350.40/0.4048 Months
60 Months0.40/0.400.45/0.4560 Months
Click here to download rate sheet