Bank Interest CD Rates

Effective 6/1/2020 and subject to change without notice. Terms on amounts over $1 million must be approved in advance. Rates and annual percentage yields listed are for accounts in AZ, ID, UT, OR, NV, NM and WA. Rates and and annual percentage yields vary in Texas. See Texas Rates. Member FDIC. Account service charges or withdrawals will reduce earnings. Please ask us for details.


7-Month CD Special

Gold Money Market *

$1,000 - $500,000.00
With Eligible Checking:
Interest Rate/APY
0.50%/0.50%
Without Eligible Checking:
Interest Rate/APY
0.40%/0.40%
$1,000 - $14,999
Interest Rate/APY
0.40%/0.40%
$15,000 - Plus
Interest Rate/APY
0.50%/0.50%
Eligible checking accounts include Free, Green, Stellar Plus or Select Checking.
* Not available for IRAs. Limit of six electronic/check transactions per month.


Fixed Rate Certificates of Deposit

$1,000 minimum to open ($500 minimum for minors). A penalty may be assessed for early withdrawal.

$1,000 - $89,999
Choice of Terms Interest Rate/APY % Renewal Term
14 Days - 2 Months N/A 1 - 2 Months
3 Months 0.10/0.10 3 Months
4 - 5 Months 0.10/0.10 4 - 5 Months
6 - 11 Months 0.25/0.25 6 Months
12 - 17 Months 0.35/0.35 12 Months
18 - 23 Months 0.45/0.45 18 Months
24 - 35 Months 0.55/0.55 24 Months
36 - 47 Months 0.65/0.65 36 Months
48 - 59 Months 0.65/0.65 48 Months
60 Months 0.75/0.75 60 Month
$90,000 - $90,000 Plus
Choice of Terms Interest Rate/APY % Renewal Term
14 Days - 2 Months 0.10/0.10 1 - 2 Months
3 Months 0.15/0.15 3 Months
4 - 5 Months 0.15/0.15 4 - 5 Months
6 - 11 Months 0.30/0.30 6 Months
12 - 17 Months 0.40/0.40 12 Months
18 - 23 Months 0.50/0.50 18 Months
24 - 35 Months 0.60/0.60 24 Months
36 - 47 Months 0.70/0.70 36 Months
48 - 59 Months 0.70/0.70 48 Months
60 Months 0.80/0.80 60 Months