We'll help you save, you focus on business

Open the account that's right for you

Woman in a yellow and black striped sweater works on a laptop surrounded by cardboard shipping boxes in a small business or warehouse.
Woman in a yellow and black striped sweater works on a laptop surrounded by cardboard shipping boxes in a small business or warehouse.
We'll help you save, you focus on business

Open the account that's right for you

Business Savings, Money Market, & CD Accounts

We make saving easy, so you can get back to business

Smiling man in a black apron and fedora standing behind a counter with an espresso machine in a cafe.

Business Savings

Best for: Businesses that need a simple, easy way to earn interest on extra cash
  • $25 initial deposit
  • Minimum to earn interest is $100
  • $5 monthly fee, waived for balances over $200
  • This is a variable rate account
A smiling Blonde woman in a business suit is standing in a warehouse aisle with tall metal shelving filled with cardboard boxes, looking down at and operating a digital tablet.

Business Premium Money Market

Best for: Businesses who want a higher rate than a Business Money Market
  • $100 initial deposit
  • Minimum to earn interest $1,000, maximum $100,000 balance per client
  • $12 monthly fee, waived for balances over $1,000
  • This is a variable rate account
A smiling woman with dark hair and glasses wearing a brown blazer stands outdoors with a modern glass and steel office building in the background.

Business Indexed Money Market

Best for: Earning our highest interest rate while keeping flexibility
  • $25,000 initial deposit
  • $100,000 minimum to earn interest
  • $12 monthly fee waived for balances over $100,000
  • This is a variable rate account based on the Federal Funds rate, contact a banker for details
A bearded man in a light blue shirt and striped tie is standing outdoors in front of a modern glass building, laughing while holding a smartphone.

Business CDs

Best for: Those looking to earn a higher rate and don't need access to funds
  • Choose terms from 3-30 months
  • $1,000 minimum to open and earn interest
  • Some terms require an eligible Business Checking account

Compare Business Savings, CDs, and Money Market Accounts

Business Savings
Business Premium Money Market
Business Indexed Money Market
Business CDs

Initial deposit

$25$100$25,000$1,000

Minimum to earn interest

$100$1,000$100,000$1,000

Monthly fee

$5, waived for balances over $200$12, waived for balances over $1,000N/AN/A

Variable rate account

Based on the Federal Funds rate, contact a banker for details

Rewards

Compare business checking accounts

Compare business checking accounts details table
Initial deposit

Business Savings $25

Business Premium Money Market $100

Business Indexed Money Market $25,000

Business CDs $1,000

Minimum to earn interest

Business Savings $100

Business Premium Money Market $1,000

Business Indexed Money Market $100,000

Business CDs $1,000

Monthly fee

Business Savings $5, waived for balances over $200

Business Premium Money Market $12, waived for balances over $1,000

Business Indexed Money Market N/A

Business CDs N/A

Variable rate account

Business Savings

Business Premium Money Market

Business Indexed Money Market Based on the Federal Funds rate, contact a banker for details

Business CDs

Rewards

Business Savings

Business Premium Money Market

Business Indexed Money Market

Business CDs

Your vision, powered by our comprehensive business banking products and services
Two smiling professionals, a man and a woman, look at a tablet and a phone while standing in a busy, modern office.

CASH MANAGEMENT

Gain more and seize growth opportunities to scale up

  • See all bank and credit card activity in one place
  • Track profitability in real time
  • Visualize business cash flow with projections to plan for seasonality
A smiling woman with short gray hair and a dark blue shirt stands with her arms crossed in a bright, modern indoor office space.

LOANS & LINES OF CREDIT

Get the funding you need to support cash flow, working capital, or other needs

  • SBA Loans and Lines of Credit
  • Business Loans and Lines of Credit
  • Business Credit Cards

Subject to credit approval.

A smiling woman holds a WaFd Bank credit card while working on a laptop in a bright indoor office.

CREDIT CARDS

Flexibility designed for your success

  • Designed for business owners
  • Flexible and convenient
  • Manage expenses and authorized user spend with ease
  • Cashback rewards
Expert Insights

Navigate your business confidently with expert knowledge and guidance.

A grid view video still showing nine different scenes of people working in various settings, including a clothing store, workshops, factories, and office meetings.

What Is Needed to Open a Business Bank Account?

Keeping your business funds separate from your personal finances helps you stay organized and focused on your business priorities.

Senior manager discussing work with an employee.

How to Get a Business Loan from a Bank in 7 Steps

Getting a business loan from a bank might seem complicated, but it's not all that different from getting a personal loan.

Young business owner in shop learning how to qualify and apply for small business credit card.

How to Qualify and Apply for a Small Business Credit Card

Part of owning a business is building business credit, whether you freelance or own a business with several employees.