Safe and Convenient Personal Banking Options
Simple. Straightforward. Smart. That's what personal banking from WaFd Bank is all about.
We have one goal in mind - to help you make the most of your money! WaFd Bank exists to provide financial resources, tools and accounts to help you manage your personal finances.
Spending Accounts
Whether it's Stellar Plus Checking, Green Checking, or Free Checking, we have an account tailored for you.
WaFd Spending AccountsSavings Accounts
When it comes to saving, choose the interest rate and account features that fit your goals.
WaFd Savings Accounts
Home Loans
First time home buyer or seasoned investor, you deserve a Portfolio Lender that is with you for the life of your loan.
WaFd Home LoansIRAs
Save for retirement with an Individual Retirement Account (IRA), that provides no-fee rollovers and transfers.
WaFd Traditional and Roth IRAsCash Back Credit Card from WaFd Bank
- No annual fee
- Contactless cards that allow you to tap and go!
- A simple, fixed 13.99% APR on purchases
- Benefits** provided by Visa® including auto rental coverage for damage due to collision or theft, and access to roadside assistance. Visa® Signature benefits can also include extended warranty protection on eligible items.
Convenient and Secure Online Banking
- Pay bills online or with your smartphone
- Check your balance, view transactions and transfer money
- Deposit checks with your smart phone and mobile photo deposit
- Pay friends with person-to-person transfers
- Make online wire transfers
- Reach your financial goals by setting budgets, managing spending, and tracking savings
Get the WaFd Bank mobile app
Scan to download
Apple App StoreFor Apple devices
Google Play StoreFor Android devices
Awarded America's Best Big Bank - Three Years in a Row
Best Big Bank in Washington, Idaho, New Mexico
Newsweek Best Bank winners are assessed on more than 30 separate factors.
Newsweek Best Big Banks 2023