WaFd Credit Cards with Competitive Rates and Great Rewards
Whether you want cash back, or a chance to earn rewards, it is easy to apply online.
Looking for the Community Small Business Credit Card?
Sign in to your WaFd bank Credit Card (eZCard)
Cash Back Credit Card
Cash back. No surprises.
Earn cash back* on all qualified purchases.
- No annual fee
- Contactless cards that allow you to tap and go!
- Add it to your Apple, Google, and Samsung digital wallets
- Benefits** provided by Visa® including Roadside Dispatch® and ID Navigator Powered by NortonLifeLock. Visa Signature® benefits can also include Travel and Emergency Assistance Services in eligible scenarios.
- WaFd Bank Cash Back Rewards Visa® and Visa Signature® Rate
- WaFd Bank Cash Back Rewards Visa Signature® Cardholder Agreement
- WaFd Bank Cash Back Rewards Visa® Cardholder Agreement
- Visa® Guide to Benefits (Signature tier version)
- Visa® Guide to Benefits (Traditional tier version)
- ScoreCard® Cash Back Rewards Program Rules
Have questions? See our Credit Card FAQ

Add Your Credit Card To Your Digital Wallet
A digital wallet allows you to safely and securely store your personal payment information virtually, in a single place, through an app on your phone.
* 2% cash back can be earned for gas, grocery, and pharmacy purchases for Visa Signature® cardholders and 1% cash back earned for all qualified purchases for both Visa® and Visa Signature® cardholders.
** Certain terms, conditions, and exclusions apply. Please refer to your Visa Guide to Benefits and Cardholder Agreement for details.
See the WaFd Bank Privacy Notice.
Awarded America's Best Big Bank - Three Years in a Row
Best Big Bank in Washington, Idaho, New Mexico
Awarded America's Best-in-State Bank
Best-in-State Bank in Washington, Idaho, Oregon, Nevada
Awarded America's Best Big Bank - Three Years in a Row
Best Big Bank in Washington, Idaho, New Mexico
Awarded America's Best-in-State Bank
Best-in-State Bank in Washington, Idaho, Oregon, Nevada