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We're upgrading our system to better serve you and will soon resume accepting credit card applications.

Low Rates, Double the Perks With up to 2% Cash Back

WaFd Bank Cash Back Credit Card

WaFd Bank Cash Back Credit Card

The WaFd Cash Back credit card lets you earn rewards on everyday purchases, helping you save as you spend.

Terms and ConditionsHow do I activate my credit card?
Looking for the Small Business Credit Card?
    No Annual Fee and No Hidden Finance Charges
    1% Cash Back
    earned for all qualified purchases.
    Up to 2% Cash Back*
    can be earned for gas, grocery, and pharmacy purchases for Visa Signature® cardholders.
    Travel & Emergency Assistance Services
    ***in eligible scenarios for Visa Signature® cardholders.
    Roadside Dispatch®
    ***get security and convenience wherever your travels take you.

Looking for a credit card to rebuild or establish your credit?

Whether you're just starting out or looking to repair your credit, get more from a secured credit card with WaFd Bank. Have a current or new WaFd Bank account to apply. You can open a new account and submit your application in the same day.

Check out our Secured Credit Card.

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Frequently Asked Questions

Cashback Rewards

About Your Card

Logging In to Manage Your Credit Card

About Your Credit Card Account

Application

Authorized Users

Terms and Conditions
  • † Annual Percentage Rate (APR) The cost to borrow money expressed as a yearly percentage.
  • * APR is variable.
  • ** 2% cash back can be earned for gas, grocery, and pharmacy purchases for Visa Signature® cardholders and 1% cash back earned for all qualified purchases for both Visa® and Visa Signature® cardholders.
  • *** Certain terms, conditions, and exclusions apply. Subject to credit approval. Please refer to your Visa Guide to Benefits and Cardholder Agreement for details.

See the Consumer Privacy Notice.

Questions? Call us at 800-324-9375

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For assistance with WaFd Bank products and services.