WaFd Bank Credit Cards

Our credit cards -- provided via Elan -- offer competitive pricing and great rewards. And we make it easy to select and apply for the card that best meets your needs.

No matter which card you choose, you’ll enjoy important features like:

• EMV smart chip technology for added security

• Mobile purchasing capability for added convenience

• Plus much more!

Let’s get started…

Are you a current credit card client?
Login here

Save with a longer intro rate.
Visa Platinum Card

Save on interest with an extended introductory rate and pay down other credit card balances faster. More credit card information

Earn valuable rewards.1

Visa Real Rewards ​Card

Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back).2 Plus, earn 2,500 bonus rewards points after your first purchase.3 There is no limit on the total cash back you can earn, and you have five years to redeem for rewards . More credit card information

Visa ​Secured ​Card

Start building (or rebuilding) your credit history4, even if you’ve been turned down for other credit cards, with flexible credit lines based on a security deposit and a low annual fee. More credit card information

 The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

 Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.

 Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. One-time bonus rewards will be awarded after eligible net purchases totaling $1,000 or more are made to your account within three months from account opening.

 Late payments and going over the credit limit may damage your credit history.

 The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc.