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Man skateboarding on pathway in autumn
Man skateboarding on pathway in autumn
Man skateboarding on pathway in autumn
Man skateboarding on pathway in autumn
Man skateboarding on pathway in autumn
Man skateboarding on pathway in autumn
Man skateboarding on pathway in autumn
Open Free Checking*

Everything you need in a Free Checking account:

  • No minimum balance
  • No monthly maintenance fees*
  • Access to 37,000 Fee Free ATMS
  • Online Banking
  • Bill Pay & External Transfers
  • Mobile Banking
  • Person-to-Person Payments
  • MyTransfer Available

*Insufficient Funds or Returned Check Charges may apply.

Choose Between Standard, Seattle Sounders FC & Seattle Kraken Debit Cards

WaFd Bank Contactless Debit Card
WaFd Bank Contactless Sounders Debit Card
Kraken Debit Card

Only $25 initial deposit to open.

Mobile Banking

Manage your banking 24/7

  • Enjoy no-fee bill pay.
  • Mobile check deposit.
  • Person-to-person payments with Zelle®.
  • Easy transfers between your accounts.
  • Access to our innovative online budgeting and management tool.
Download the mobile app

Zelle®

This is how money moves®

Introducing Zelle® — a fast, safe and easy way to send money to your friends, family and associates in minutes2, right from the WaFd Bank mobile app.

Free online banking with Zelle®.

Send your cousin the gift of money without needing to mail a check, or quickly pay your friend back for covering your dinner last night. Just open the WaFd Bank mobile app and get started!

Learn about Zelle®

Online Banking

Enroll in Online Banking

  • Pay bills online or with your smart phone.
  • Check your balance, view transactions and transfer money.
  • Deposit a check with your smart phone.
  • Pay a friend with Person-to-Person transfers with Zelle®.
  • Deposit funds on your schedule at our smart ATMs.
Enroll in online banking

Switch to WaFd Bank

Switch your account to WaFd in 4 easy steps

  1. 1Open a WaFd Bank checking account Online or at the branch nearest you.
  2. 2Use our Switch Organizer to list all your automatic deposits and transactions.
  3. 3Switch your direct deposits and automatic withdrawals by sending out our Easy Switch Form.
  4. 4Close your old checking account using our Account Closure Request Form.

Enjoy your new WaFd Bank Account!

Switch to WaFd Bank

2Must have a bank account in the U.S. to use Zelle®. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle®.

WaFd Bank mobile app dashboard

Mobile & Online Banking

We make it easy to get your banking done on-the-go.

  • Pay bills online or with your smart phone.
  • Check your balance, view transactions and transfer money.
  • Deposit a check with your smart phone and mobile photo deposit.
  • Pay a friend with person-to-person transfers.
  • Deposit funds on your schedule or at our smart ATMs.
Download on the Apple App Store
Apple App Store
Android App on Google play
Google Play Store

Open a Free Checking Account

Arizona, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, and Washington

Contact Us

For more information about our account services, or to talk to our Client Care Directors.