Free Checking
Everything you need and more, all for free
Are you tired of paying monthly fees for your checking account? Look no further! Our Free Checking Account offers a hassle-free banking experience with no minimum balance requirements, no monthly maintenance fees*, and thousands of fee-free ATMs available. Whether you're opening your first account or looking to switch to a more cost-effective option, our Free Checking Account is designed to meet your needs.
*Nonsufficient Funds Charge may apply.
No fee
Bill Pay and Person-to-Person Payments with Zelle®
Thousands of Fee-Free ATMs
24/7 Online & Mobile Banking
with mobile check deposit
Over 200 Branches
in 9 states to serve you
Voice-Activated Banking
Personal Financial Management Tools
Contactless Debit Card
Overdraft Services
Let's Open Your Free Checking Account Today
Choose Between Classic, Seattle Seawolves & Seattle Kraken Debit Cards
Only $25 initial deposit to open.
Start Savings
With a higher interest rate than a traditional savings account, Start Savings is designed to help you save and earn more for doing it. To open, just have any WaFd Checking account (including Fresh Start) and start paying your future self.
- Only $25 initial deposit
- No minimum balance requirements
- No monthly service charge
- Variable blended rate (interest rate is different depending on how much money you have in the account)
Help Protect Your Family with Greenlight
Greenlight is the money and safety app that empowers parents to raise financially smart kids, and caregivers to care for vulnerable adults. Parents and caregivers can send funds, set flexible card controls, and everyone can stay safe and connected with the app. Plus, you'll get the Greenlight Select plan for free with any WaFd checking account and you can enjoy exclusive discounts on premium features when you upgrade.
Sign Up for Greenlight
Open Your Account Online or at a Local Branch
For assistance with WaFd Bank products and services.
