Free with benefits is always better!

Get the account with:

  • No minimum balance*
  • No monthly maintenance fees*
  • Access to 32,000 Fee Free ATMS
  • Online Banking
  • Bill Pay & External Transfers
  • Mobile Banking
  • Person-to-Person Payments
  • eStatements
  • MyTransfer Available

Set up your Free account at your local branch and start saving today!

*Requires eStatement registration and direct deposit.

*Overdraft/returned item fees may apply.

$25 minimum to open.

​Want Even More Benefits from Checking?

Switch Kit

Switch to a WaFd Bank checking account today.  With our Easy Switch Kit, it’s a simple, step-by-step process.  We know it can be hard to move all of your direct deposits and automatic payments.  That’s why we are committed to providing you with hands-on client support every step of the way.

We’ll help you switch your account in 5 quick and easy steps.

Get started today.

Online & Mobile Banking

Manage your banking 24/7 with WaFd Bank’s online and mobile banking.  Enjoy no-fee bill pay, mobile photo deposit, Person2Person payments, easy transfers between your accounts, and access to our innovative MoneySync budgeting and management tool.

Download our mobile app      Enroll in online banking       


Debit Cards & ATMs

The WaFd Bank debit card works like a check, but it’s faster, easier and more convenient.  Just sign for your purchase or use your PIN.  The amount is automatically deducted from your checking account. And your transactions are detailed on your monthly statement, just like your checks. 
Your WaFd Bank debit card gives you fee-free access to cash from your checking account at over ​32,000 MoneyPass ATMs throughout the U.S.

Our debit cards can also be used at over 340,000 Accel and Plus Network ATMs worldwide, though third-party usage and foreign exchange fees may apply.  Please note the Plus network can be used when traveling outside the U.S.  Just let us know when you plan to travel abroad.


See all your money. In one place. With MoneySync.

Know what you spend, what you have, what you budget and what you owe.  All in one easy-to-use tool called MoneySync.  Available within WaFd Bank’s online banking or via our mobile app.

Download MoneySync for your mobile phone or tablet

Contact Us

For more information about our checking account services, or to talk to our Client Care Directors: