Money Magazine Best Banks The Best Bank in Every State 2019-2020 

Truly Free Checking that helped us earn a Best Bank rating by

No-fee bill pay and person-to-person payments

Over 32,000 FEE-FREE ATMs

24/7 online & mobile banking with mobile deposit

Over 200 branches in 8 states to serve you

Everything you need in a Free Checking account:

  • No minimum balance*
  • No monthly maintainance fees*
  • Access to 32,000 Fee Free ATMS
  • Online Banking
  • Bill Pay & External Transfers
  • Mobile Banking
  • Person-to-Person Payments
  • eStatements
  • MyTransfer Available

*Requires eStatement registration and direct deposit.

*Overdraft/returned item fees may apply.

Only $25 initial deposit to open.

Yes! I want a Free Checking account 

Mobile Banking

Manage your banking 24/7

  • Enjoy no-fee bill pay.
  • Mobile check deposit
  • Person-to-person payments with Zelle®.
  • Easy transfers between your accounts.
  • Access to our innovative MoneySync budgeting and management tool.


This is how money moves ®

Introducing Zelle®-a fast, safe and easy way to send money to your friends, family and associates in minutes1, right from the WaFd Bank's mobile app.

Send your cousin the gift of money without needing to mail a check, or quickly pay your friend back for covering your dinner last night. Just open the WaFd app and get started!

Online Banking

Enroll in Online Banking

  • Pay bills online or with your smart phone.
  • Check your balance, view transactions and transfer money.
  • Deposit a check with your smart phone.
  • Pay a friend with person-to-person transfers with Zelle®.
  • Deposit funds on your schedule at our smart ATMs.

Switch to WaFd Bank

Switch to WaFd in 5 easy steps

  1. Open a WaFd Bank checking account at the branch nearest you.
  2. Use our Switch Organizer to list all your automatic deposits and transactions.
  3. Switch your direct deposits and automatic withdrawals by sending out our Easy Switch Form.
  4. Close your old checking account using our Account Closure Request Form.
  5. Enjoy your WaFd Bank Account!

1 Must have a bank account in the U.S. to use Zelle®. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle®.

WaFd Bank mobile app dashboard 

Mobile & Online Banking

We make it easy to get your banking done on-the-go.

  • Pay bills online or with your smart phone.
  • Check your balance, view transactions and transfer money.
  • Deposit a check with your smart phone and mobile photo deposit.
  • Pay a friend with person-to-person transfers.
  • Deposit funds on your schedule or at our smart ATMs.
Download app on the Apple App Store
Android App on Google play

Contact Us

For more information about our checking account services, or to talk to our Client Care Directors: