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Woman ready to hike or camp with forest in the background.
Woman ready to hike or camp with forest in the background.
Woman ready to hike or camp with forest in the background.
Woman ready to hike or camp with forest in the background.
Woman ready to hike or camp with forest in the background.
Woman ready to hike or camp with forest in the background.
Woman ready to hike or camp with forest in the background.
Elevate Your Banking With *Free Checking
*Nonsufficient funds charge may apply.

Free Checking

Everything you need and more, all for free

  • No minimum balance
  • No monthly maintenance fees*
  • Access to over 40,000 Fee Free ATMs
  • Online Banking
  • Bill Pay & External Transfers
  • Mobile Banking
  • Person-to-Person Payments
  • MyTransfer Available
  • Secure checking

*Nonsufficient Funds Charge may apply.

Choose Between Standard, Seattle Seawolves & Seattle Kraken Debit Cards

WaFd Bank Contactless Debit Card
Seawolves Debit Card
Kraken Debit Card

Only $25 initial deposit to open.

Mobile Banking

Manage your banking 24/7

  • Enjoy no-fee bill pay.
  • Mobile check deposit.
  • Person-to-person payments with Zelle.
  • Easy transfers between your accounts.
  • Access to our innovative online budgeting and management tool.
Download the mobile app

Zelle®

This is how money moves

Introducing Zelle—a fast, safe and easy way to send money to your friends, family and associates in minutes2, right from the WaFd Bank mobile app or online banking.

Send your cousin the gift of money without needing to mail a check, or quickly pay your friend back for covering your dinner last night. Just open the WaFd Bank mobile app and get started!

Learn about Zelle

Online Banking

Get all your banking done in one place

  • Pay bills online or with your smart phone.
  • Check your balance, view transactions and transfer money.
  • Deposit a check with your smart phone.
  • Pay a friend with Person-to-Person transfers with Zelle.
  • Deposit funds on your schedule at our smart ATMs.
Enroll in online banking

2Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle.

WaFd Bank mobile app dashboard

Mobile & Online Banking

We make it easy to get your banking done on-the-go.

  • Pay bills online or with your smart phone.
  • Check your balance, view transactions and transfer money.
  • Deposit a check with your smart phone using mobile photo deposit.
  • Pay a friend with person-to-person transfers.
  • Deposit funds on your schedule or at our smart ATMs.

Open a Free Checking Account Online

Arizona, California, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, and Washington

Contact Us

For more information about our account services, or to talk to our Client Care Directors.