Thank you for being a valued client of WaFd Bank.  Here’s where you’ll find account terms and disclosures, our privacy notice, our current schedule of fees, and other important details about our products and services.

IMPORTANT NOTICE: FUNDS AVAILABILITY POLICY CHANGES EFFECTIVE April 13, 2020. The amount of your deposit immediately available on the 1st business day will increase from $200 to $225. The threshold for large deposit holds will increase from $5,000 to $5,525


Privacy and Security
MoneySync Privacy Policy
Schedule of Consumer Fees Service Charges  
Personal Deposit Account Agreement and Disclosures - Printable PDF
Personal Deposit Account Agreement and Disclosures - Spanish
Safe Deposit Box Fee Schedule
Consent To Electronic Delivery Online Account Opening
Online Account Funding Process 

Commercial and Small Business

Schedule of Business Fees Service Charges 
Business Deposit Account Agreement and Disclosures

Online and Mobile Banking Service Agreements

Online and Mobile Banking Service Agreement*
Bill Pay Terms and Conditions
Summary of changes to Personal Online Banking Agreement *

Treasury Management Service Agreement

Treasury Management Terms and Conditions

QuickBooks/Quicken Update Instructions

QuickBooks for Windows Conversion Instructions
QuickBooks Online Conversion Instructions
QuickBooks for Mac Conversion Instructions

FEMA Flood Insurance

FEMA: What Is The Write Your Own Program?
FEMA: Write Your Own Flood Insurance Company List

If your small business uses QuickBooks or Quicken to manage your funds, please select "WaFd Bank" when adding your accounts in QuickBooks or Quicken. 

If your business signs into WaFd Bank's online banking using the Treasury Prime or Treasury Express portal, then please select "WaFd Bank Business Banking" when adding your accounts to QuickBooks or Quicken.

*For more information about Bill Pay/CheckFree functionality, please visit our Mobile & Online Banking page.