Commercial Real Estate Financing

WaFd Bank is your one-stop source for income property, multi-family, residential real estate development and spec construction financing. You can count on responsive, knowledgeable answers to your questions, and fast, efficient turnaround.

WaFd Bank is a portfolio lender; your loan with us will not be sold to another institution. We're committed to building long-term relationships and delivering first-rate service that's tailored to meet your individual income property needs. 

WaFd Bank can help with your construction loan, contact us today! 

Subject to additional terms and conditions.
Subject to credit approval.

Now may be the right time to consider:

  • Financing a new commercial property
  • Refinancing your existing property
  • Extending the term of your current loan

​Products and services

We offer a broad scope of products and services - including both 10-year fixed and variable-rate loans.

  • Loan amounts determined by debt service ratio or loan-to-value.
  • Reasonable pre-payment penalties; soft pre-pays available.
  • Several loan options available: Interest-only, zero points, or no prepayment penalty.
  • Ask us about the SBA 504 Loan Program.

Looking to invest in an apartment?

Trust our Multi-Family Group to help you every step of the way. Enjoy a fixed interest rate and 10-year terms with up to 30-year amortization. We offer both acquisition and refinance loans for small and medium-sized apartments.
Contact us to find out more.

​Income property

When it comes to income property, we take a common-sense approach.

Whether it’s an office building or mixed-use property, we can help you buy or refinance income properties up to $8 million and greater. ​

Land acquisition and development loans

Ask us about land acquisition and development loans.

You can rely on our expertise to help you efficiently acquire property for residential real estate development. ​

Spec construction financing

We’ve been financing spec construction for nearly 100 years.

We’ve been working with the residential building industry for nearly a century and offer a variety of programs to help build homes.

Call our construction lenders for more information.


Common sense, delivered.

The experts at WaFd Bank are dedicated to working with business customers like you. Through a deep understanding of a variety of industries, we’re able to provide simple, straightforward banking solutions designed to help your business thrive.