Personal Checking Accounts with over 32,000 Fee Free ATMs

Whether it's Stellar Plus, Green, or Free, we have an account tailored for you. Let us show you why WaFd Bank was voted Best Bank by Money.com

Looking for Business Checking?

STELLAR PLUS
Checking

POPULAR

GREEN
Checking

FREE*
Checking

Boost your benefits with Stellar Plus Checking! It's time you had a checking account that's really got you covered! No minimum balance or monthly maintenance fees!
Only $25 to open Only $25 to open Only $25 to open
  • ATM / Debit Card
  • Online Banking
  • Bill Pay & External Transfers
  • Mobile Banking
  • Person-to-Person Payments
  • eStatements
  • MyTransfer
  • Overdraft Line of Credit Available (subject to credit approval)
  • Free "Stellar" Checks
  • Free 3"x5" Safe Deposit Box, where available
  • ATM / Debit Card
  • Online Banking
  • Bill Pay & External Transfers
  • Mobile Banking
  • Person-to-Person Payments
  • eStatements
  • MyTransfer
  • Overdraft Line of Credit Available (subject to credit approval)
  • ATM / Debit Card
  • Online Banking
  • Bill Pay & External Transfers
  • Mobile Banking
  • Person-to-Person Payments
  • eStatements
  • MyTransfer
  • IDProtect® Identity Theft Monitoring and Resolution Service
  • Mobile Phone Protection
  • Accidental Death & Dismemberment Insurance
  • Debit Advantage™
  • Health Discounts
  • Travel & Leisure Discounts
  • Shopping Rewards™
  • IDProtect® Identity Theft Monitoring and Resolution Service
  • Mobile Phone Protection
  • Accidental Death & Dismemberment Insurance
  • Debit Advantage™
  • Health Discounts
  • Travel & Leisure Discounts
  • Shopping Rewards™
 
$0, $3 or $8 Per Month $6 Per Month FREE*

Balance to waive monthly fee $20,000.

See more details

No minimum balance requirement.

Activation and registration are required.

No minimum balance requirement.

Requires eStatement registration and direct deposit.

Overdraft/returned item fees may apply.

Earn 0.05% interest on balances of $​10,000 or more. No interest earned No interest earned

*Requires eStatement registration and direct deposit.
Overdraft/returned item fees may apply.
$25 minimum to open.

STELLAR PLUS Checking

 
Boost your benefits with Stellar Plus Checking!
Only $25 to open
  • ATM/debit Card
  • Online Banking
  • Bill Pay & External Transfers
  • Mobile Banking
  • Person-to-Person Payments
  • eStatements
  • MyTransfer
  • Overdraft Line of Credit Available (subject to credit approval)
  • Free "Stellar" Checks
  • Free 3"x5" Safe Deposit Box, where available
  • IDProtect® Identity Theft Monitoring and Resolution Service
  • Mobile Phone Protection
  • Accidental Death & Dismemberment Insurance
  • Debit Advantage™
  • Health Discounts
  • Travel & Leisure Discounts
  • Shopping Rewards™
No minimum balance requirement.

Requires eStatement registration and direct deposit.
Earn premium interest on balances of $​10,000 or more. See today's interest rates
$0, $3 or $8 Per Month
Learn More

GREEN Checking

 
It's time you had a checking account that's really got you covered!
Only $25 to open
  • ATM/debit Card
  • Online Banking
  • Bill Pay & External Transfers
  • Mobile Banking
  • Person-to-Person Payments
  • eStatements
  • MyTransfer
  • Overdraft Line of Credit Available (subject to credit approval)
  • IDProtect® Identity Theft Monitoring and Resolution Service
  • Mobile Phone Protection
  • Accidental Death & Dismemberment Insurance
  • Debit Advantage™
  • Health Discounts
  • Travel & Leisure Discounts
  • Shopping Rewards™
No minimum balance requirement.

Requires eStatement registration and direct deposit.
No interest earned
$6 Per Month
Learn More

FREE Checking*

 
No minimum balance or monthly maintenance fees!
Only $25 to open
  • ATM/debit Card
  • Online Banking
  • Bill Pay & External Transfers
  • Mobile Banking
  • Person-to-Person Payments
  • eStatements
  • MyTransfer
No minimum balance requirement.

Requires eStatement registration and direct deposit.
No interest earned
FREE*
Learn More

Mobile Banking

Download

Manage your banking 24/7

  • Enjoy no-fee bill pay.
  • Mobile check deposit
  • Person-to-person payments with Zelle®.
  • Easy transfers between your accounts.
  • Access to our innovative MoneySync budgeting and management tool.

Zelle®

More

This is how money moves ®

Introducing Zelle®-a fast, safe and easy way to send money to your friends, family and associates in minutes,1 right from the WaFd Bank's mobile app.

Send your cousin the gift of money without needing to mail a check, or quickly pay your friend back for covering your dinner last night. Just open the WaFd app and get started!

Online Banking

Enroll

Enroll in Online Banking

  • Pay bills online or with your smart phone.
  • Check your balance, view transactions and transfer money.
  • Deposit a check with your smart phone.
  • Pay a friend with person-to-person transfers with Zelle®.
  • Deposit funds on your schedule at our smart ATMs.

Debit Cards

Learn More

Choose between standard and Sounders FC cards

  • EMV chip technology for a simple, secure purchases
  • Surcharge-free access to over 32,000 ATMs around the country
  • Visa Purchase Alerts

Switch to WaFd Bank

Switch

Switch to WaFd in 5 easy steps

  1. Open a WaFd Bank checking account at the branch nearest you.
  2. Use our Switch Organizer to list all your automatic deposits and transactions.
  3. Switch your direct deposits and automatic withdrawals by sending out our Easy Switch Form.

1 Must have a bank account in the U.S. to use Zelle®. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle®.

Contact Us

For more information about our checking account services, or to talk to our Client Care Directors: