• Easy and convenient checking options
  • Mobile deposit
  • Send money with Zelle®
  • No-fee bill pay

Personal Checking Accounts with over 32,000 Fee Free ATMs

Whether it's Stellar Plus, Green, or Free, we have an account tailored for you. Let us show you why WaFd Bank was voted Best Bank by Money.com!

No-fee bill pay and person-to-person payments

Learn more about Bill pay

Over 32,000 FEE-FREE ATMs

Find an ATM

24/7 online & mobile banking with mobile check deposit

Learn more about Online and Mobile banking

Over 200 branches in 8 states to serve you

Branch locations
No-fee bill pay and Person-to-Person payments
Learn more about Bill pay
Over 32,000 FEE-FREE ATMs
Find an ATM
24/7 online & mobile banking with mobile deposit
Learn more about Online and Mobile banking
Over 200 branches in 8 states to serve you
Branch locations

Looking for Business Checking?

Compare checking account details table

STELLAR PLUS
Checking

POPULAR

GREEN
Checking

FREE*
Checking

Open AccountOpen AccountOpen Account
Boost your benefits with Stellar Plus Checking!It's time you had a checking account that's really got you covered!No minimum balance or monthly maintenance fees!
Only $25 to openOnly $25 to openOnly $25 to open
  • ATM / Debit Card
  • Online Banking
  • Bill Pay & External Transfers
  • Mobile Banking
  • Person-to-Person Payments
  • eStatements
  • MyTransfer
  • Overdraft Line of Credit Available (subject to credit approval)
  • Free "Stellar" Checks
  • Free 3"x5" Safe Deposit Box (where available)
  • ATM / Debit Card
  • Online Banking
  • Bill Pay & External Transfers
  • Mobile Banking
  • Person-to-Person Payments
  • eStatements
  • MyTransfer
  • Overdraft Line of Credit Available (subject to credit approval)
  • ATM / Debit Card
  • Online Banking
  • Bill Pay & External Transfers
  • Mobile Banking
  • Person-to-Person Payments
  • eStatements
  • MyTransfer
  • IDProtect® Identity Theft Monitoring and Resolution Service
  • Mobile Phone Protection
  • Accidental Death & Dismemberment Insurance
  • Debit Advantage™
  • Health Discounts
  • Travel & Leisure Discounts
  • Shopping Rewards™
  • IDProtect® Identity Theft Monitoring and Resolution Service
  • Mobile Phone Protection
  • Accidental Death & Dismemberment Insurance
  • Debit Advantage™
  • Health Discounts
  • Travel & Leisure Discounts
  • Shopping Rewards™
 
$0, $3 or $8 Per Month$6 Per MonthFREE*

Balance to waive monthly fee $20,000.

See more details

No minimum balance requirement.

Activation and registration are required.

No minimum balance requirement.

Requires eStatement registration and direct deposit.

Overdraft/returned item fees may apply.

Earn 0.05% interest on balances of $​10,000 or more.No interest earnedNo interest earned
Open AccountOpen AccountOpen Account

*Requires eStatement registration and direct deposit.
Overdraft/returned item fees may apply.
$25 minimum to open.
Inactivity Fee May Apply.

STELLAR PLUS Checking

Boost your benefits with Stellar Plus Checking!
Only $25 to open
  • ATM/debit Card
  • Online Banking
  • Bill Pay & External Transfers
  • Mobile Banking
  • Person-to-Person Payments
  • eStatements
  • MyTransfer
  • Overdraft Line of Credit Available (subject to credit approval)
  • Free "Stellar" Checks
  • Free 3"x5" Safe Deposit Box (where available)
  • IDProtect® Identity Theft Monitoring and Resolution Service
  • Mobile Phone Protection
  • Accidental Death & Dismemberment Insurance
  • Debit Advantage™
  • Health Discounts
  • Travel & Leisure Discounts
  • Shopping Rewards™
Balance to waive monthly fee $20,000.
Earn premium interest on balances of $​10,000 or more. See today's interest rates
$0, $3 or $8 Per Month

GREEN Checking

It's time you had a checking account that's really got you covered!
Only $25 to open
  • ATM/debit Card
  • Online Banking
  • Bill Pay & External Transfers
  • Mobile Banking
  • Person-to-Person Payments
  • eStatements
  • MyTransfer
  • Overdraft Line of Credit Available (subject to credit approval)
  • IDProtect® Identity Theft Monitoring and Resolution Service
  • Mobile Phone Protection
  • Accidental Death & Dismemberment Insurance
  • Debit Advantage™
  • Health Discounts
  • Travel & Leisure Discounts
  • Shopping Rewards™
No minimum balance requirement.
Activation and registration are required.
No interest earned.
$6 Per Month

FREE Checking*

It's time you had a checking account that's really got you covered!
Only $25 to open
  • ATM/debit Card
  • Online Banking
  • Bill Pay & External Transfers
  • Mobile Banking
  • Person-to-Person Payments
  • eStatements
  • MyTransfer
No minimum balance requirement.
Requires eStatement registration and direct deposit.
No interest earned.
FREE*

*Requires eStatement registration and direct deposit.
Overdraft/returned item fees may apply.
$25 minimum to open.
Inactivity Fee May Apply.

Mobile Banking

Manage your banking 24/7

  • Enjoy no-fee bill pay.
  • Mobile check deposit.
  • Person-to-person payments with Zelle®.
  • Easy transfers between your accounts.
  • Access to our innovative MoneySync budgeting and management tool.

Zelle®

This is how money moves®

Introducing Zelle® — a fast, safe and easy way to send money to your friends, family and associates in minutes1, right from the WaFd Bank mobile app.

Send your cousin the gift of money without needing to mail a check, or quickly pay your friend back for covering your dinner last night. Just open the WaFd Bank mobile app and get started!

Online Banking

Enroll in Online Banking

  • Pay bills online or with your smart phone.
  • Check your balance, view transactions and transfer money.
  • Deposit a check with your smart phone.
  • Pay a friend with Person-to-Person transfer swith Zelle®.
  • Deposit funds on your schedule at our smart ATMs.

Debit Cards

Choose between standard and Sounders FC cards

  • EMV chip technology for simple and secure purchases
  • Surcharge-fre access to over 32,000 ATMs around the country
  • Visa Purchase Alerts

Switch to WaFd Bank

Switch your account to WaFd in 4 easy steps

  1. Open a WaFd Bank checking account Online or at the branch nearest you.
  2. Use our Switch Organizer to list all your automatic deposits and transactions.
  3. Switch your direct deposits and automatic withdrawals by sending out our Easy Switch Form.
  4. Close your old checking account using our Account Closure Request Form.

Enjoy your new WaFd Bank Account!

1Must have a bank account in the U.S. to use Zelle®. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle®.

Contact Us

For more information about our account services, or to talk to our Client Care Directors: