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Opening a new checking account online is fast and easy.

Looking for Business Checking?

Compare checking account details table
Stellar Plus Checking arrow-right
Open an Account
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Open an Account
*Free Checking arrow-right
Open an Account
Only $25 Initial Deposit
Monthly Fee

$0, $3, or $8

Per Month

$6

Per Month

FREE

Minimum Balance Requirement

$20,000

See more details
$0$0
Earns Interest
Checking Rewards (My WaFd Wins)
Contactless Debit Card
Digital Banking
Free Overdraft Protection(Connect your Savings or Money Market to for overdraft protection.)
Overdraft Line of Credit(Subject to credit approval.)
Free Checks
Free 3"x5" Safe Deposit Box(Where available.)
Daily Cap of NSF Fees(3 per day or $90.)

*Nonsufficient funds charge may apply.
1Some benefits require registration at wafd.com/wafd-wins.

Select an Account to See Details

Stellar Plus Checking arrow-right

Open an Account

Green Checking arrow-right

Open an Account

Free Checking arrow-right

Open an Account

Only $25 Initial Deposit
Monthly Fee$0, $3, or $8Per Month
Minimum Balance Requirement$20,000See more details
Earns Interest
Checking Rewards (My WaFd Wins)
Free Overdraft Protection(Connect your Savings or Money Market to for overdraft protection.)
Contactless Debit Card
Digital Banking
Online Banking
Overdraft Line of Credit(Subject to credit approval.)
Free Checks
Free 3”x5” Safe Deposit Box(Where available)
Daily Cap of NSF Fees(3 per day or $90.)
Only $25 Initial Deposit
Monthly Fee$6Per Month
Minimum Balance Requirement$0See more details
Checking Rewards (My WaFd Wins)
Credit Monitoring and Identity Theft Resolution Service
Mobile Phone Protection
Buyer's Protection/Extended Warranty
AD&D Insurance
Shopping Discounts
Health Discounts
Travel & Leisure Discounts
Activation and registration are required
Free Overdraft Protection(Connect your Savings or Money Market to for overdraft protection.)
Contactless Debit Card
Digital Banking
Online Banking
Overdraft Line of Credit(Subject to credit approval.)
Daily Cap of NSF Fees(3 per day or $90.)
Only $25 Initial Deposit
Monthly FeeFREEPer Month
Minimum Balance Requirement$0See more details
Free Overdraft Protection(Connect your Savings or Money Market to for overdraft protection.)
Contactless Debit Card
Digital Banking
Online Banking
Daily Cap of NSF Fees(3 per day or $90.)

*Nonsufficient funds charge may apply.
1Some benefits require registration at wafd.com/wafd-wins.

Happy couple dancing together in the kitchen

Can't open a traditional bank account?

Start fresh with WaFd Bank's second chance bank account. If you've been denied a bank account, our Fresh Start account can help you get back on track.

Learn about Fresh Start Account

Mobile Banking

Manage your banking 24/7

  • Enjoy no-fee bill pay.
  • Mobile check deposit.
  • Person-to-person payments with Zelle.
  • Easy transfers between your accounts.
  • Access to our innovative online budgeting and management tool.
Download the mobile app

Zelle®

This is how money moves

Introducing Zelle—a fast, safe and easy way to send money to your friends, family and associates in minutes2, right from the WaFd Bank mobile app or online banking.

Send your cousin the gift of money without needing to mail a check, or quickly pay your friend back for covering your dinner last night. Just open the WaFd Bank mobile app and get started!

Learn about Zelle

Online Banking

Get all your banking done in one place

  • Pay bills online or with your smart phone.
  • Check your balance, view transactions and transfer money.
  • Deposit a check with your smart phone.
  • Pay a friend with Person-to-Person transfers with Zelle.
  • Deposit funds on your schedule at our smart ATMs.
Enroll in online banking

Debit Cards

  • EMV chip technology for simple and secure purchases.
  • Surcharge-free access to over 40,000 ATMs around the country.
  • Visa Purchase Alerts.
Learn about our Debit Cards

2Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle.

Contact Us

For more information about our account services, or to talk to our Client Care Directors.