Flexible options, insights to drive growth, and security you can trust
Flexible options, insights to drive growth, and security you can trust
Cash Management
Running a growing business means every dollar counts. Balance growth, payroll, and payments while keeping operations running smoothly. With streamlined cash management products, services, and tools to process payables, manage receivables, protect against fraud, and optimize working capital, you can focus more on your business and less on financial stress.
Zelle® for Business
Best for: Small businesses wanting to send and receive money easily and securely.
- Customers pay you right from their banking app
- Payment is sent directly to your WaFd account
- Show customers your QR code or provide your business number
FINSYNC
Best for: Simplifying accounting, gaining control of cash flow, and getting paid faster.
- Cash Flow Management
- Accounting Management
- CollectEarly™
CashFlow Central
Best for: Managing bills and payments, all in one place.
- Pay bills by bank account or credit card
- Automate recurring payments and schedule ahead
- Collaborate with your team using custom user access
- Create and track invoices
- Get paid by ACH and credit card
Payables
Best for: Businesses looking to manage bills, payroll, and vendor payments with ease.
- ACH payments
- Wires
- CashFlow Central (Business bill pay)
Receivables
Best for: Those looking to save time and money by collecting funds quickly and securely.
- ACH requests
- Mobile photo deposits
- Remote deposit capture
Fraud Prevention
Best for: Protecting your hard-earned revenue.
- Check positive pay
- Reverse positive pay
- ACH positive pay
Business Cash Management Features
| Product/feature | Best for | Key benefit |
|---|---|---|
| ACH Payments | Payroll & vendor payments | Fast, secure money movement |
| Wires | Large or international payments | Same-day domestic & foreign wires |
| ACH Receivables | Customer payments | Collect large or recurring payments easily |
| Remote & Mobile Deposit | Busy business owners | Deposit checks anytime, anywhere |
| Zelle® for Business | Quick customer payments | Fast, easy, secure digital transfers |
| Fraud Prevention Tools | Businesses of all sizes | Prevent unauthorized transactions |
| CashFlow Central | Manage your payables & receivables in one solution | Monitor accounts, transfer funds, manage users |
- Best for: Payroll & vendor payments
- Key benefit: Fast, secure money movement
- Best for: Large or international payments
- Key benefit: Same-day domestic & foreign wires
- Best for: Customer payments
- Key benefit: Collect large or recurring payments easily
- Best for: Busy business owners
- Key benefit: Deposit checks anytime, anywhere
- Best for: Quick customer payments
- Key benefit: Fast, easy, secure digital transfers
- Best for: Businesses of all sizes
- Key benefit: Prevent unauthorized transactions
- Best for: Manage your payables & receivables in one solution
- Key benefit: Monitor accounts, transfer funds, manage users
Our knowledgeable and experienced bankers are ready to help.
PROFESSIONAL PRACTICE & SERVICES
Banking solutions to meet specific needs, from healthcare to law firms and beyond
- Treasury solutions for full administrative functionality
- Dedicated, relationship focused support
- Concierge banking with customized solutions
LOANS & LINES OF CREDIT
Get the funding you need to support cash flow, working capital, or other needs
- SBA Loans and Lines of Credit
- Business Loans and Lines of Credit
- Business Credit Cards
Subject to credit approval.
CREDIT CARDS
Flexibility designed for your success
- Designed for business owners
- Flexible and convenient
- Manage expenses and authorized user spend with ease
- Cashback rewards
Navigate your business confidently with expert knowledge and guidance.
The Benefits of Merchant Services for Your Business
Using merchant services can help boost overall efficiency, enhance customer service, and generally help track and manage your business so you can focus more on helping customers.
What Is the Best Bank for a Small Business?
A lot of places claim they're the best bank for small business, but what really sets them apart from the rest? At WaFd Bank, we can tell you a few things about why we're a great choice.
Ensure Credit Card PCI Compliance
PCI compliance helps to ensure the security of every single credit card transaction your business processes. Learn all you need to know to remain compliant and protect your business.