Business Rates

We offer competitive rates for your business needs

Effective 1/1/2020. Rates and annual percentage yields are subject to change without notice. Terms on amounts over $1,000,000 must be approved in advance. Rates and and annual percentage yields vary in Texas. See Texas Rates. Member FDIC. Account service charges or withdrawals will reduce earnings. Please ask us for details.

13-Month CD Special

7-Month CD Special
$1,000 - $250,000
With Business Checking:
Interest Rate/APY%
1.54/1.55
Without Checking:
Interest Rate/APY%
1.49/1.50             		 $1,000 - $250,000
With Business Checking:
Interest Rate/APY%
1.44/1.45
Without Checking:
Interest Rate/APY%
1.39/1.40

Premium Money Market - Business
$1,000 - $100,000
1.14% Interest Rate
1.15% APY

Maximum $100,000 deposit per client
Minimum $1,000 to earn interest and avoid $12 monthly fee. 
Not available in Texas

Fixed Rate Certificates of Deposit

$1,000 minimum to open. A penalty may be assessed for early withdrawal.

Choice of Terms $1,000 - $89,999
Interest Rate/APY %		 $90,000 - $250,000
Interest Rate/APY %		 Renewal Term
14 Days - 2 Months N/A 0.100/0.10
 1 - 2 Months
3 Months 0.150/0.15
 0.200/0.20
 3 Months
4 - 5 Months 0.150/0.15
 0.200/0.20
 4 - 5 Months
6 - 11 Months 0.350/0.35
 0.400/0.40
 6 Months
12 - 17 Months 0.500/0.50
 0.550/0.55
 12 Months
18 - 23 Months 0.700/0.70
 0.750/0.75
 18 Months
24 - 35 Months 0.900/0.90
 0.950/0.95
 24 Months
36 - 47 Months 1.040/1.05
 1.090/1.10
 36 Months
48 - 59 Months 1.140/1.15
 1.190/1.20
 48 Months
60 Months 1.880/1.90
 1.930/1.95
 60 Months
$1,000 - $89,999
Choice of
Terms		 Interest
Rate/APY %		 Renewal
Term
14 Days - 2 Months N/A 1 - 2 Months
3 Months 0.150/0.15
 3 Months
4 - 5 Months 0.150/0.15
 4 - 5 Months
6 - 11 Months 0.350/0.35
 6 Months
12 - 17 Months 0.500/0.50
 12 Months
18 - 23 Months 0.700/0.70
 18 Months
24 - 35 Months 0.900/0.90
 24 Months
36 - 47 Months  1.040/1.05
 36 Months
48 - 59 Months 1.140/1.15
 48 Months
60 Months 1.880/1.90
 60 Months
$90,000 - $250,000
Choice of
Terms		 Interest
Rate/APY %		 Renewal
Term
14 Days - 2 Months 0.100/0.10
 1 - 2 Months
3 Months 0.200/0.20
 3 Months
4 - 5 Months 0.200/0.20
 4 - 5 Months
6 - 11 Months 0.400/0.40
 6 Months
12 - 17 Months 0.550/0.55
 12 Months
18 - 23 Months 0.750/0.75
 18 Months
24 - 35 Months 0.950/0.95
 24 Months
36 - 47 Months 1.090/1.10
 36 Months
48 - 59 Months 1.190/1.20
 48 Months
60 Months 1.930/1.95
 60 Months