Business Rates

We offer competitive rates for your business needs

Effective 11/01/2020. Rates and annual percentage yields are subject to change without notice. Terms on amounts over $1,000,000 must be approved in advance. Rates and and annual percentage yields vary in Texas. See Texas rates. Member FDIC. Account service charges or withdrawals will reduce earnings. Please ask us for details.

7-Month CD SpecialPremium Money Market - Business
$1,000 - $250,000
With Business Checking:
Interest Rate/APY%
0.40/0.40
Without Checking:
Interest Rate/APY%
0.30/0.30
$1,000 minimum to open ($500 minimum to open for minors)
$1,000 - $14,999
0.20% Interest Rate
0.20% APY

$15,000 - Plus
0.25% Interest Rate
0.25% APY

$100 minimum to open. $1,000 minimum to earn interest and avoid $12 monthly service charge. Maximum $100,000 deposit per client.

Business Savings
$25 minimum to open. $200 minimum to earn interest and avoid $5 monthly service charge. $200 Plus
0.10% Interest Rate
0.10% APY
Money Market
$100 minimum to open. $1,000 minimum to earn interest and avoid $12 monthly service charge.$1,000 - $89,999
0.05% Interest Rate
0.05% APY
$90,000 - Plus
0.10% Interest Rate
0.10% APY
Stellar Business Interest Checking
$100 minimum to open. $1,000 minimum to earn interest. $2,000 minimum to avoid $15 service charge.$1,000 - $9,999
0.02% Interest Rate
0.02% APY
$10,000 - $7,999,999
0.05% Interest Rate
0.05% APY

Fixed Rate Certificates of Deposit

$1,000 minimum to open. A penalty may be assessed for early withdrawal.

Choice of Terms$1,000 - $89,999
Interest Rate/APY %
$90,000 - Plus
Interest Rate/APY %
Renewal Term
14 Days - 2 MonthsN/A0.10/0.101 - 2 Months
3 Months0.05/0.050.10/0.103 Months
4 - 5 Months0.10/0.100.15/0.154 - 5 Months
6 - 11 Months0.15/0.150.20/0.206 Months
12 - 17 Months0.20/0.200.25/0.2512 Months
18 - 23 Months0.20/0.200.25/0.2518 Months
24 - 35 Months0.20/0.200.25/0.2524 Months
36 - 47 Months0.30/0.300.35/0.3536 Months
48 - 59 Months0.35/0.350.40/0.4048 Months
60 Months0.40/0.400.45/0.4560 Months

Download Business Rates sheet