Business Rates
We offer competitive rates for your business needs
Effective 10/1/2025. Rates and annual percentage yields (APY) are subject to change without notice. Terms on amounts over $1,000,000 must be approved in advance. Member FDIC. Account service charges or withdrawals may reduce earnings. Please ask us for details.
6-11 Months CD Special*
A penalty may be assessed for early withdrawal.
Interest Rate/Annual Percentage Yield
3.48%/3.55%
7 Month CD Special*
A penalty may be assessed for early withdrawal.
Interest Rate/Annual Percentage Yield
3.68%/3.75%
13 Month CD Special*
A penalty may be assessed for early withdrawal.
Interest Rate/Annual Percentage Yield
3.48%/3.55%
19 Month CD Special*
A penalty may be assessed for early withdrawal.
Interest Rate/Annual Percentage Yield
3.29%/3.35%
30 Month CD Special*
A penalty may be assessed for early withdrawal.
Interest Rate/Annual Percentage Yield
3.10%/3.15%
Business Savings
- $25 minimum to open
- $100+ minimum to earn interest
- $200 to avoid $5 monthly service charge.
$100+
0.40% Interest Rate
0.40% APY
Business Money Market
- $100 minimum to open
- $1,000 minimum to earn interest
- $1,000 to avoid $12 monthly service charge
- $1,000 - $89,999
- 0.80% Interest Rate
- 0.80% Annual Percentage Yield
- $90,000 +
- 0.90% Interest Rate
- 0.90% Annual Percentage Yield
Indexed Money Market***
- $25,000 initial deposit to open.
- Minimum balance to waive monthly fee: $25,000
- Minimum balance to earn interest: $100,000
- $10 monthly fee for personal accounts
- $12 monthly fee for business accounts
$100,000 +
For rate information, contact your banker
Business Interest Checking
- $100 minimum to open. $1,000 minimum to earn interest. $5,000 minimum to avoid $15 service charge.
- $1,000 - $9,999
- 0.15% Interest Rate
- 0.15% APY
- $10,000 - $7,999,999
- 0.25% Interest Rate
- 0.25% APY
Fixed Rate Certificates of Deposit
$1,000 minimum to open ($500 minimum for minors).
A penalty may be assessed for early withdrawal.
Open Online| Choice of Terms | $1,000 + Interest Rate/APY % | $90,000 + Interest Rate/APY % | Renewal Term |
|---|---|---|---|
| 14 Days - 2 Months | N/A | 0.10/0.10 | 14 Days - 2 Months |
| 3 Months | 0.05/0.05 | 0.10/0.10 | 3 Months |
| 4 - 5 Months | 0.15/0.15 | 0.20/0.20 | 4 - 5 Months |
| 6 - 11 Months | See CD Specials for rates. | 6 - 11 Months | |
| 12 - 17 Months | 0.20/0.20 | 0.25/0.25 | 12 - 17 Months |
| 18 - 23 Months | 0.20/0.20 | 0.25/0.25 | 18 - 23 Months |
| 24 - 35 Months | 0.20/0.20 | 0.25/0.25 | 24 - 35 Months |
| 36 - 47 Months | 0.20/0.20 | 0.25/0.25 | 36 - 47 Months |
| 48 - 59 Months | 0.25/0.25 | 0.30/0.30 | 48 - 59 Months |
| 60 Months | 0.30/0.30 | 0.35/0.35 | 60 Months |
* $1,000 minimum to open
***This offer is for new money and requires a qualifying account. Annual percentage yield (APY) and interest rate accurate as of 06/01/2025. The interest rate is based on a margin of the Federal Funds rate. This is a variable rate account, the rate may change at any time without notice. Fees may reduce earnings. Contact WaFd Bank for details.