Business Rates
We offer competitive rates for your business needs
Effective 1/1/2022. Rates and annual percentage yields are subject to change without notice. Terms on amounts over $1,000,000 must be approved in advance. Member FDIC. Account service charges or withdrawals will reduce earnings. Please ask us for details.
| Business 13-Month CD SpecialBusiness 13-Month CD Special* | Business Premium Money MarketBusiness Premium Money Market** |
|---|---|
| $1,000 - $500,000 With Eligible† Business Checking: Interest Rate/APY% 0.40/0.40 Without Checking: Interest Rate/APY% 0.35/0.35 $1,000 minimum to open ($500 minimum to open for minors) | $1,000 - $14,999 0.15% Interest Rate 0.15% APY $15,000 - Plus 0.20% Interest Rate 0.20% APY $100 minimum to open. $1,000 minimum to earn interest and avoid $12 monthly service charge. Maximum $100,000 deposit per client. |
†Eligible business checking accounts include Simple Business and Business Interest Checking.
*$1,000 minimum to open
**$100 minimum to open. $1,000 minimum to earn interest and avoid $12 monthly service charge. Maximum $100,000 deposit per client.
| Business SavingsBusiness Savings | |
|---|---|
| $25 minimum to open. $200 minimum to earn interest and avoid $5 monthly service charge. | $200 Plus 0.10% Interest Rate 0.10% APY |
| Business Money MarketBusiness Money Market | |
|---|---|
| $100 minimum to open. $1,000 minimum to earn interest and avoid $12 monthly service charge. | $1,000 - $89,999 0.05% Interest Rate 0.05% APY $90,000 - Plus 0.10% Interest Rate 0.10% APY |
| Business Interest CheckingBusiness Interest Checking | |
|---|---|
| $100 minimum to open. $1,000 minimum to earn interest. $2,000 minimum to avoid $15 service charge. | $1,000 - $9,999 0.02% Interest Rate 0.02% APY $10,000 - $7,999,999 0.05% Interest Rate 0.05% APY |
Fixed Rate Certificates of Deposit
$1,000 minimum to open. A penalty may be assessed for early withdrawal.
| Choice of Terms | $1,000 - $89,999 Interest Rate/APY % | $90,000 - Plus Interest Rate/APY % | Renewal Term |
|---|---|---|---|
| 14 Days - 2 Months | N/A | 0.10/0.10 | 14 Days - 2 Months |
| 3 Months | 0.05/0.05 | 0.10/0.10 | 3 Months |
| 4 - 5 Months | 0.10/0.10 | 0.15/0.15 | 4 - 5 Months |
| 6 - 11 Months | 0.15/0.15 | 0.20/0.20 | 6 - 11 Months |
| 18 - 23 Months | 0.20/0.20 | 0.25/0.25 | 18 - 23 Months |
| 24 - 35 Months | 0.20/0.20 | 0.25/0.25 | 24 - 35 Months |
| 36 - 47 Months | 0.20/0.20 | 0.25/0.25 | 36 - 47 Months |
| 48 - 59 Months | 0.25/0.25 | 0.30/0.30 | 48 - 59 Months |
| 60 Months | 0.30/0.30 | 0.35/0.35 | 60 Months |