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Business Rates

We offer competitive rates for your business needs

Effective 8/1/2026. Rates and annual percentage yields (APY) are subject to change without notice. Terms on amounts over $1,000,000 must be approved in advance. Member FDIC. Account service charges or withdrawals may reduce earnings. Please ask us for details.

7 Month CD Special*

A penalty may be assessed for early withdrawal.

Interest Rate/Annual Percentage Yield

3.92%/4.00%

13 Month CD Special*

A penalty may be assessed for early withdrawal.

Interest Rate/Annual Percentage Yield

3.92%/4.00%

19 Month CD Special*

A penalty may be assessed for early withdrawal.

Interest Rate/Annual Percentage Yield

3.44%/3.50%

30 Month CD Special*

A penalty may be assessed for early withdrawal.

Interest Rate/Annual Percentage Yield

2.90%/2.95%

Business Premium Money Market**

  • $1,000 - $14,999
  • 0.80% Interest Rate
  • 0.80% Annual Percentage Yield
  • $15,000 +
  • 0.99% Interest Rate
  • 1.00% Annual Percentage Yield

$100 minimum to open. $1,000 minimum to earn interest and avoid $12 monthly service charge. Maximum $100,000 deposit per client.

Business Savings

  • $25 minimum to open
  • $100 + minimum to earn interest
  • $200 to avoid $5 monthly service charge.

$100 +

0.40% Interest Rate

0.40% APY

Business Money Market

  • $100 minimum to open
  • $1,000 minimum to earn interest
  • $1,000 to avoid $12 monthly service charge
  • $1,000 - $89,999
  • 0.80% Interest Rate
  • 0.80% Annual Percentage Yield
  • $90,000 +
  • 0.90% Interest Rate
  • 0.90% Annual Percentage Yield
  • $25,000 initial deposit to open
  • Minimum balance to waive monthly fee: $25,000
  • Minimum balance to earn interest: $100,000
  • $10 monthly fee for personal accounts
  • $12 monthly fee for business accounts
  • $100,000 +
  • For rate information, contact your banker

Business Interest Checking

  • $100 minimum to open. $1,000 minimum to earn interest. $5,000 minimum to avoid $15 service charge.
  • $1,000 - $9,999
  • 0.15% Interest Rate
  • 0.15% APY
  • $10,000 - $7,999,999
  • 0.25% Interest Rate
  • 0.25% APY

Fixed Rate Certificates of Deposit

  • $1,000 minimum to open ($500 minimum for minors).
  • A penalty may be assessed for early withdrawal.
Open Online
Choice of Terms
$1,000 + Interest Rate/APY %
$90,000 + Interest Rate/APY %
Renewal Term
14 Days - 2 Months
N/A
0.10/0.10
14 Days - 2 Months
3 Months
0.05/0.05
0.10/0.10
3 Months
4 - 5 Months
0.15/0.15
0.20/0.20
4 - 5 Months
6 - 11 Months
3.00/3.05
3.00/3.05
6 - 11 Months
12 - 17 Months
2.95/3.00
2.95/3.00
12 - 17 Months
18 - 23 Months
0.20/0.20
0.25/0.25
18 - 23 Months
24 - 35 Months
0.20/0.20
0.25/0.25
24 - 35 Months
36 - 47 Months
0.20/0.20
0.25/0.25
36 - 47 Months
48 - 59 Months
0.25/0.25
0.30/0.30
48 - 59 Months
60 Months
0.30/0.30
0.35/0.35
60 Months
* $1,000 minimum to open** $100 minimum to open. $1,000 minimum to earn interest and avoid $12 monthly service charge. Maximum $100,000 deposit per client.***This offer is for new money and requires a qualifying account. Annual percentage yield (APY) and interest rate accurate as of 06/01/2025. The interest rate is based on a margin of the Federal Funds rate. This is a variable rate account, the rate may change at any time without notice. Fees may reduce earnings. Contact WaFd Bank for details.