Business Rates
We offer competitive rates for your business needs
Effective 7/1/2025. Rates and annual percentage yields (APY) are subject to change without notice. Terms on amounts over $1,000,000 must be approved in advance. Member FDIC. Account service charges or withdrawals may reduce earnings. Please ask us for details.
Business 6-11 Months CD SpecialBusiness 6-11 Months CD Special*
$1,000 - $1,000,000
With Eligible† Checking or $25k New Money:
Interest Rate/APY
4.01%/4.10%
Without Checking:
Interest Rate/APY
4.01%/4.10%
$1,000 minimum to open
Business 19-Month CD SpecialBusiness 19-Month CD Special*
$1,000 - $1,000,000
With Eligible† Checking or $25k New Money:
Interest Rate/APY
3.53%/3.60%
Without Checking:
Interest Rate/APY
3.44%/3.50%
$1,000 minimum to open
Business 30-Month CD SpecialBusiness 30-Month CD Special*
$1,000 - $1,000,000
With Eligible† Checking or $25k New Money:
Interest Rate/APY
3.34%/3.40%
Without Checking:
Interest Rate/APY
3.24%/3.30%
$1,000 minimum to open
Business Premium Money MarketBusiness Premium Money Market**
$1,000 - $14,999$15,000 +
$100 minimum to open. $1,000 minimum to earn interest and avoid $12 monthly service charge. Maximum $100,000 deposit per client.
† Eligible business checking accounts include Simple Business and Business Interest Checking.
* $1,000 minimum to open
| Business SavingsBusiness Savings | |
|---|---|
| $25 minimum to open. $100 minimum to earn interest and $200 to avoid $5 monthly service charge. | $100+ 0.40% Interest Rate 0.40% APY |
| Business Money MarketBusiness Money Market | |
|---|---|
| $100 minimum to open. $1,000 minimum to earn interest and avoid $12 monthly service charge. | $1,000 - $89,999 0.80% Interest Rate 0.80% APY $90,000 + 0.90% Interest Rate 0.90% APY |
| Business Interest CheckingBusiness Interest Checking | |
|---|---|
| $100 minimum to open. $1,000 minimum to earn interest. $5,000 minimum to avoid $15 service charge. | $1,000 - $9,999 0.15% Interest Rate 0.15% APY $10,000 - $7,999,999 0.25% Interest Rate 0.25% APY |
Fixed Rate Certificates of Deposit
$1,000 minimum to open. A penalty may be assessed for early withdrawal.
| Choice of Terms | $1,000 - $89,999 Interest Rate/APY % | $90,000 + Interest Rate/APY % | Renewal Term |
|---|---|---|---|
| 14 Days - 2 Months | N/A | 0.10/0.10 | 14 Days - 2 Months |
| 3 Months | 0.05/0.05 | 0.10/0.10 | 3 Months |
| 4 - 5 Months | 0.15/0.15 | 0.20/0.20 | 4 - 5 Months |
| 6 - 11 Months | See CD Specials for rates. | 6 - 11 Months | |
| 12 - 17 Months | 0.20/0.20 | 0.25/0.25 | 12 - 17 Months |
| 18 - 23 Months | 0.20/0.20 | 0.25/0.25 | 18 - 23 Months |
| 24 - 35 Months | 0.20/0.20 | 0.25/0.25 | 24 - 35 Months |
| 36 - 47 Months | 0.20/0.20 | 0.25/0.25 | 36 - 47 Months |
| 48 - 59 Months | 0.25/0.25 | 0.30/0.30 | 48 - 59 Months |
| 60 Months | 0.30/0.30 | 0.35/0.35 | 60 Months |
Download Business Rates sheet
Download California Business Rates sheet