Business Rates
We offer competitive rates for your business needs
Effective 03/01/2021 . Rates and annual percentage yields are subject to change without notice. Terms on amounts over $1,000,000 must be approved in advance. Rates and annual percentage yields vary in Texas. See Texas rates. Member FDIC. Account service charges or withdrawals will reduce earnings. Please ask us for details.
| Business 7-Month CD Special* | Business Premium Money Market** |
|---|---|
| $1,000 - $500,000 With Eligible† Business Checking: Interest Rate/APY% 0.30/0.30 Without Checking: Interest Rate/APY% 0.20/0.20 $1,000 minimum to open ($500 minimum to open for minors) | $1,000 - $14,999 0.20% Interest Rate 0.20% APY $15,000 - Plus 0.25% Interest Rate 0.25% APY $100 minimum to open. $1,000 minimum to earn interest and avoid $12 monthly service charge. Maximum $100,000 deposit per client. |
†Eligible business checking accounts include Simple Business and Stellar Business Interest Checking.
*$1,000 minimum to open
**$100 minimum to open. $1,000 minimum to earn interest and avoid $12 monthly service charge. Maximum $100,000 deposit per client.
| Business Savings | |
|---|---|
| $25 minimum to open. $200 minimum to earn interest and avoid $5 monthly service charge. | $200 Plus 0.10% Interest Rate 0.10% APY |
| Business Money Market | |
|---|---|
| $100 minimum to open. $1,000 minimum to earn interest and avoid $12 monthly service charge. | $1,000 - $89,999 0.05% Interest Rate 0.05% APY $90,000 - Plus 0.10% Interest Rate 0.10% APY |
| Stellar Business Interest Checking | |
|---|---|
| $100 minimum to open. $1,000 minimum to earn interest. $2,000 minimum to avoid $15 service charge. | $1,000 - $9,999 0.02% Interest Rate 0.02% APY $10,000 - $7,999,999 0.05% Interest Rate 0.05% APY |
Fixed Rate Certificates of Deposit
$1,000 minimum to open. A penalty may be assessed for early withdrawal.
| Choice of Terms | $1,000 - $89,999 Interest Rate/APY % | $90,000 - Plus Interest Rate/APY % | Renewal Term |
|---|---|---|---|
| 14 Days - 2 Months | N/A | 0.10/0.10 | 1 - 2 Months |
| 3 Months | 0.05/0.05 | 0.10/0.10 | 3 Months |
| 4 - 5 Months | 0.10/0.10 | 0.15/0.15 | 4 - 5 Months |
| 6 - 11 Months | 0.15/0.15 | 0.20/0.20 | 6 Months |
| 12 - 17 Months | 0.20/0.20 | 0.25/0.25 | 12 Months |
| 18 - 23 Months | 0.20/0.20 | 0.25/0.25 | 18 Months |
| 24 - 35 Months | 0.20/0.20 | 0.25/0.25 | 24 Months |
| 36 - 47 Months | 0.30/0.30 | 0.35/0.35 | 36 Months |
| 48 - 59 Months | 0.35/0.35 | 0.40/0.40 | 48 Months |
| 60 Months | 0.40/0.40 | 0.45/0.45 | 60 Months |