Whether you're a first time buyer or a seasoned investor, WaFd Bank is a portfolio lender that will be with you every step.
* To qualify for the maximum $600 discount, before closing documents are prepared you must (1) have or open the WaFd checking account, (2) register for EZ-Pay from the new checking account, and (3) sign up for direct deposit of at least one form of a monthly recurring source of income.
A Few Reasons Why a Portfolio Mortgage Lender like WaFd Bank is a Big Advantage
Mortgage Calculator / Rate Finder
- Payments quoted may include estimates of taxes & insurance, so actual payments may be higher.
- Subject to credit approval.
- APR (Annual Percentage Rate) is based on loan amount and interest rate.
- 0.768333% tax rate used in estimate.
- Rates for owner occupied homes only.
- This calculator is for educational purposes only, and may not represent WaFd Bank’s lending program requirements.
- Ask us about additional available loan programs.
- Payments quoted may include estimates of taxes & insurance, so actual payments may be higher.
- Subject to credit approval.
- APR (Annual Percentage Rate) is based on loan amount and interest rate.
- 0.77% tax rate used in estimate.
- Rates for owner occupied homes only.
- This calculator is for educational purposes only, and may not represent WaFd Bank’s lending program requirements.
- Ask us about additional available loan programs.
Other WaFd Calculators
Other WaFd Calculators
We have the ability to recalculate and re-amortize your mortgage payments if there is a large reduction in principal. This could be a great option to reduce your monthly payment without the difficulty and expense of refinancing.
Prospective homebuyers may find it easier to qualify for a mortgage loan from a portfolio lender than a traditional lender.
We succeed at contingent loans and liquid asset based borrowers. Cross Collateralization that reduces or eliminates down payments. As a portfolio lender, we can invest and lend where other banks won't.
WaFd offers assistance for borrowers who are experiencing difficulty in making their mortgage payments.
WaFd Bank Home Lending Articles
Pros & Cons to Consider BEFORE you Buy a Fixer-Upper
Want more help? Come See Us
If you've done all your research but aren't sure whether a home loan makes sense, just stop by. We’re nearby, and we’ll sit down with you and answer any questions you may have.
Arizona, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, and Washington