What type of home loan is right for you?
Whether you're a first time buyer or a seasoned investor, WaFd Bank is a portfolio lender that will be with you every step.
If you're buying your first home, you probably have a lot of questions. We're here to help.
Want to lower your monthly mortgage payment, pay off your mortgage faster or pull cash out for that remodeling project?
WaFd Bank has been a recommended mortgage lender for over a century, helping generations of families to own their own homes.
Want to lower your monthly mortgage payment, pay off your mortgage faster or pull cash out for that remodeling project? Find out if you qualify for a Smart Start Loan.
A home equity line of credit, or a HELOC, is a revolving line of credit. It's secured by the equity you've built in your home and can be used as needed.
Buy your new home and worry about selling your current house later with an Easy Move Cross Collateral Home Loan.
WaFd Bank s all-in-one loan, also called a custom construction loan or construction-to-permanent loan, will help you build your dream home that s the right fit for you.
If you ve done all your research but aren't sure whether a home loan makes sense, just stop by.
We're nearby, and we'll sit down with you and answer any questions you may have. Arizona, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, and Washington.
Save Up to $600 on Closing Costs
With a Checking Account From WaFd Bank*
* To qualify for the maximum $600 discount, before closing documents are prepared you must (1) have or open the WaFd checking account, (2) register for EZ-Pay from the new checking account, and (3) sign up for direct deposit of at least one form of a monthly recurring source of income.
A Few Reasons Why a Portfolio Mortgage Lender like WaFd Bank is a Big Advantage
Loan Approvals
Prospective homebuyers may find it easier to qualify for a mortgage loan from a portfolio lender than a traditional lender.
Flexibility
We have the ability to recalculate and re-amortize your mortgage payments if there is a large reduction in principal. This could be a great option to reduce your monthly payment without the difficulty and expense of refinancing.
Special Cases
We succeed at contingent loans and liquid asset based borrowers. Cross Collateralization that reduces or eliminates down payments. As a portfolio lender, we can invest and lend where other banks won't.
Homeowner Assistance Programs
WaFd offers assistance for borrowers who are experiencing difficulty in making their mortgage payments. Learn more about mortgage assistance
Mortgage Calculator / Rate Finder
- Payments quoted may include estimates of taxes & insurance, so actual payments may be higher.
- Loans are subject to credit approval. Restrictions and limitations may apply.
- 0.768333% tax rate used in estimate.
- Rates for owner occupied homes only.
- This calculator is for educational purposes only, and may not represent WaFd Bank's lending program requirements.
- Ask us about additional available loan programs.
- Payments quoted may include estimates of taxes & insurance, so actual payments may be higher.
- Loans are subject to credit approval. Restrictions and limitations may apply.
- 0.77% tax rate used in estimate.
- Rates for owner occupied homes only.
- This calculator is for educational purposes only, and may not represent WaFd Bank's lending program requirements.
- Ask us about additional available loan programs.
Other WaFd Calculators
Other WaFd Calculators
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