Schedule of Consumer Fees & Service Charges

Effective 04/01/2020

All fees and service charges are subject to change. We’ll mail you a notice 30 days before any changes take effect.

Personal Checking Accounts

Free Checking
Requires Direct Deposit and eStatement Enrollment
Green Checking
Includes Secure Checking BenefitsComplimentary
Stellar Plus Checking
Includes Secure Checking BenefitsComplimentary
Minimum Balance Fee: Zero monthly service charge when you keep $20,000 or more in Stellar Plus Checking, or $100,000 or more in related deposit accounts. $3 monthly service charge if you keep $10,000-$19,999 in Stellar Plus Checking, or $50,000-$99,999 in related deposit accounts. $8 monthly service charge if you keep less than $10,000 in Stellar Plus Checking, or less than $50,000 in related deposit accounts. Monthly service charge is based on your average daily balances each month.$0, $3 or $8 Per Month

Savings & Money Market Accounts

Money Market
Gold Money Market
Savings
Minor Savings

Retail Bill Pay and External Transfers

Bill Pay
External Transfers

Other Fees & Services

External Transfers -In- Branch
Collections and Foreign Check Processing
Cashier's Checks
Wire Transfers

Loan Payment from External Source to WaFd Bank

Safe Deposit Box Fee Schedule3

Box SizesFee

Box Availability

Safe deposit box size and availability vary by location. Please ask a branch representative for a quote.

Drilling Fees

Drilling fees for delinquency or loss of both keys vary by location. Please ask a branch representative for a quote.

Key Deposit

Key deposits are $20. We refund key deposits if two keys are returned at closing.


1 Regulation D limits this account to no more than 6 electronic, preauthorized, telephonic, online or check withdrawals or transfers per month as outlined in your account agreement.

2 Price dependent on service & volume requested; contact your branch for more information.

3 All safe deposit box fees are subject to tax in Arizona and New Mexico.