Schedule of Consumer Fees & Service Charges

Effective 7/14/2023

All fees and service charges are subject to change. We'll mail you a notice 30 days before any changes take effect.

Personal Checking Accounts

Free Checking (Insufficient Funds charge may apply.)
Green Checking
Includes My WaFd Wins Checking Benefits	Complimentary
Minimum to Open	$25
Monthly Service Charge	$6 Per Month
Stellar Plus Checking
Includes My WaFd Wins Checking Benefits	Complimentary
Minimum Balance Fee: Zero monthly service charge when you keep $20,000 or more in Stellar Plus Checking, or $100,000 or more in related deposit accounts. $3 monthly service charge if you keep $10,000-$19,999 in Stellar Plus Checking, or $50,000-$99,999 in related deposit accounts. $8 monthly service charge if you keep less than $10,000 in Stellar Plus Checking, or less than $50,000 in related deposit accounts. Monthly service charge is based on your average daily balances each month.	$0, $3 or $8 Per Month
Fresh Start (BankOn Certified)
Not eligible for checks or starter checks
Minimum Balance to Open	$25
No Minimum Balance Service Charge
Monthly Flat Fee	$4 Service Charge

Money Market
Minimum Balance to Open	$25
Minimum Balance Fee	$10 Per Month
Minimum Balance to Earn Interest	$1,000
Minimum Balance to Waive Fee	$1,000
Gold Money Market
Minimum Balance to Open	$25
Minimum Balance Fee	$10 Per Month
Minimum Balance to Waive Fee	$1,000
Minimum Balance to Earn Interest	$1,000
High Yield Money Market
Minimum Balance to Open	$25
Minimum Balance Fee	$10 Per Month
Minimum Balance to Waive Fee	$1,000
Savings
Minimum Balance to Open	$25
Minimum Balance Fee	$3 Per Month
Minimum Balance to Earn Interest	$100
Minimum Balance to Waive Fee	$100
Minor Savings
Minimum Balance Fee (Up to Age 18)	FREE
Minimum Balance to Open	$10
Minimum Balance to Earn Interest	$10

Card Replacement Order Service	$5 Per Card
Card Replacement – Expedited Service	$40 Per Card
Check Images with Monthly Statement	$5 Per Month
Safe Deposit Box Key Deposit**	$20
Safe Deposit Box Drilling**	Varies by Location
Legal Processing	$75 Per Occurrence
Nonsufficient Funds Fee (NSF)	$30 Per Presentment
NSF Daily Maximum	3 or $90 per day
Inactive Account - Checking (Assessed after 270 days without activity)	$5 Per Month
Research Fee (1 Hour Minimum)^†	$30 Per Hour
Stop Payment	$30 Per Check
VISA International Transaction Fee	1% Per Transaction
External Transfers -In- Branch
Pre-Authorized Transaction - Same Day (Must be scheduled by 9:30am PT for same day guarantee)	$10 Per Transfer
Collections and Foreign Check Processing
All Check Collections	$50 Per Collection
Canadian Check Processing	$10 Per Presentment
All Other Foreign Check Processing	$30 Per Presentment
Cashier's Checks
Cashier's Checks (Client Only)	$8 Per Check
Wire Transfers
Wire Transfers - Incoming	$15 Per Wire
Wire Transfers - Outgoing – Domestic	$25 Per Wire
Wire Transfers - Outgoing – International	$45 Per Wire

Via Online Banking	$5 Per Payment
Via Online Banking - Expedited Payment	$10 Per Payment

Safe deposit box size and availability vary by location. Please ask a branch representative for a quote.

Drilling fees for delinquency or loss of both keys vary by location. Please ask a branch representative for a quote.

Key deposits are $20. We refund key deposits if two keys are returned at closing.

¹ Price dependent on service & volume requested; contact your branch for more information.

² All safe deposit box fees are subject to tax in Arizona and New Mexico.

** Safe Deposit Box Annual Rent Schedule available upon request.

^† Assessed only if request will take at least one hour. Includes cost for statement, deposit ticket and/or check copies.