Schedule of Consumer Fees & Service Charges
Effective 4/24/2023
All fees and service charges are subject to change. We'll mail you a notice 30 days before any changes take effect.
Personal Checking Accounts
Free Checking (Insufficient Funds charge may apply.) | |
Green Checking | |
Includes My WaFd Wins Checking Benefits | Complimentary |
Minimum to Open | $25 |
Monthly Service Charge | $6 Per Month |
Stellar Plus Checking | |
Includes My WaFd Wins Checking Benefits | Complimentary |
Minimum Balance Fee: Zero monthly service charge when you keep $20,000 or more in Stellar Plus Checking, or $100,000 or more in related deposit accounts. $3 monthly service charge if you keep $10,000-$19,999 in Stellar Plus Checking, or $50,000-$99,999 in related deposit accounts. $8 monthly service charge if you keep less than $10,000 in Stellar Plus Checking, or less than $50,000 in related deposit accounts. Monthly service charge is based on your average daily balances each month. | $0, $3 or $8 Per Month |
Fresh Start (BankOn Certified) | |
Not eligible for checks or starter checks | |
Minimum Balance to Open | $25 |
No Minimum Balance Service Charge | |
Monthly Flat Fee | $4 Service Charge |
Savings & Money Market Accounts
Money Market | |
Minimum Balance to Open | $25 |
Minimum Balance Fee | $10 Per Month |
Minimum Balance to Earn Interest | $1,000 |
Minimum Balance to Waive Fee | $1,000 |
Gold Money Market | |
Minimum Balance to Open | $25 |
Minimum Balance Fee | $10 Per Month |
Minimum Balance to Waive Fee | $1,000 |
Minimum Balance to Earn Interest | $1,000 |
High Yield Money Market | |
Minimum Balance to Open | $25 |
Minimum Balance Fee | $10 Per Month |
Minimum Balance to Waive Fee | $1,000 |
Savings | |
Minimum Balance to Open | $25 |
Minimum Balance Fee | $3 Per Month |
Minimum Balance to Earn Interest | $100 |
Minimum Balance to Waive Fee | $100 |
Minor Savings | |
Minimum Balance Fee (Up to Age 18) | FREE |
Minimum Balance to Open | $10 |
Minimum Balance to Earn Interest | $10 |
Online Banking Services
Bill Pay | |
Bill Pay - Regular Payment | No Fee |
Bill Pay - Next Day Payment | No Fee |
Bill Pay - Overnight Check | No Fee |
Bill Pay - Stop Payment | $30 Per Request |
External Transfers | |
TransferNow | No Fee |
Domestic Wires | $10 per transfer |
Other Fees & Services
Card Replacement Order Service | $5 Per Card |
Card Replacement – Expedited Service | $40 Per Card |
Check Images with Monthly Statement | $5 Per Month |
Safe Deposit Box Key Deposit** | $20 |
Safe Deposit Box Drilling** | Varies by Location |
Legal Processing | $75 Per Occurrence |
Nonsufficient Funds Fee (NSF) | $30 Per Presentment |
NSF Daily Maximum | 3 or $90 per day |
Inactive Account - Checking (Assessed after 180 days without activity) | $5 Per Month |
Research Fee (1 Hour Minimum)† | $30 Per Hour |
Stop Payment | $30 Per Check |
VISA International Transaction Fee | 1% Per Transaction |
External Transfers -In- Branch | |
Pre-Authorized Transaction - Same Day (Must be scheduled by 9:30am PT for same day guarantee) | $10 Per Transfer |
Collections and Foreign Check Processing | |
All Check Collections | $50 Per Collection |
Canadian Check Processing | $10 Per Presentment |
All Other Foreign Check Processing | $30 Per Presentment |
Cashier's Checks | |
Cashier's Checks (Client Only) | $8 Per Check |
Wire Transfers | |
Wire Transfers - Incoming | $15 Per Wire |
Wire Transfers - Outgoing – Domestic | $25 Per Wire |
Wire Transfers - Outgoing – International | $45 Per Wire |
Loan Payment from External Source to WaFd Bank
Via Online Banking | $5 Per Payment |
Via Online Banking - Expedited Payment | $10 Per Payment |
Safe Deposit Box Fee Schedule2
Box Sizes | Fee |
---|---|
2x5 | $15 |
2½x5 | $15 |
3x5 | $20 |
4x5 | $25 |
5x5 | $30 |
2x10 | $35 |
3x10 | $40 |
3x11 | $40 |
4x10 | $45 |
4x13 | $45 |
5x10 | $50 |
5x15 | $65 |
6x10 | $55 |
6x16 | $65 |
7x10 | $55 |
8x8 | $60 |
8x10 | $60 |
8x13 | $60 |
8½x17½ | $75 |
9x10 | $65 |
9x8 | $60 |
9x15 | $70 |
10x10 | $70 |
10x13 | $75 |
10x15 | $75 |
10x17 | $80 |
13x21 | $90 |
21x12 | $90 |
19x16 | $120 |
21x16 | $120 |
34x16 | $150 |
Box Availability
Safe deposit box size and availability vary by location. Please ask a branch representative for a quote.
Drilling Fees
Drilling fees for delinquency or loss of both keys vary by location. Please ask a branch representative for a quote.
Key Deposit
Key deposits are $20. We refund key deposits if two keys are returned at closing.
1 Price dependent on service & volume requested; contact your branch for more information.
2 All safe deposit box fees are subject to tax in Arizona and New Mexico.
** Safe Deposit Box Annual Rent Schedule available upon request.
† Assessed only if request will take at least one hour. Includes cost for statement, deposit ticket and/or check copies.