Certificates of Deposit (CD) Account
Grow your money faster and safely with a Certificate of Deposit (CD). We'll help your money to work harder for you with an above average interest rate and a wide range of terms to choose from. Get started with just $1,000 ($500 for minors).1
6-11 Months CD Special
7 Month CD Special
13 Month CD Special
19 Month CD Special
30 Month CD Special
WaFd CD Savings Calculator
Use the Savings Calculator to see out how much interest is earned on a certificate of deposit (CD). Enter your information below to compare CD and basic savings account rates.
Interest earned by Month :
CD Earnings: $0.00
Savings Account Earnings (0.1%): $0.00
Total Interest Earned: -$1,000.00
months
Mos.
- APY is Annual Percentage Yield. The above APY is offered at this time and subject to change. Actual earnings may vary.
- A penalty may be imposed for withdrawals before maturity.
- This calculator is for educational purposes only, and may not represent WaFd Bank's program requirements.
- APY is Annual Percentage Yield. The above APY is offered at this time and subject to change. Actual earnings may vary.
- A penalty may be imposed for withdrawals before maturity.
- This calculator is for educational purposes only, and may not represent WaFd Bank's program requirements.
Earn More and Keep Access with an Indexed Money Market
Get a higher interest rate than a savings without locking away your savings in a CD. The interest rate on this account is a variable rate, tied to the Federal Funds rate. This offers you a better rate while giving liquidity when you need it.
Learn MoreFixed Rate Certificates of Deposit
| Choice of Terms | $1,000 + Interest Rate/APY % | $90,000 + Interest Rate/APY % | Renewal Term |
|---|---|---|---|
| 14 Days - 2 Months | N/A | 0.10/0.10 | 14 Days - 2 Months |
| 3 Months | 0.05/0.05 | 0.10/0.10 | 3 Months |
| 4 - 5 Months | 0.15/0.15 | 0.20/0.20 | 4 - 5 Months |
| 6 - 11 Months | See CD Specials for rates. | 6 - 11 Months | |
| 12 - 17 Months | 0.20/0.20 | 0.25/0.25 | 12 - 17 Months |
| 18 - 23 Months | 0.20/0.20 | 0.25/0.25 | 18 - 23 Months |
| 24 - 35 Months | 0.20/0.20 | 0.25/0.25 | 24 - 35 Months |
| 36 - 47 Months | 0.20/0.20 | 0.25/0.25 | 36 - 47 Months |
| 48 - 59 Months | 0.25/0.25 | 0.30/0.30 | 48 - 59 Months |
| 60 Months | 0.30/0.30 | 0.35/0.35 | 60 Months |
Frequently Asked Questions
114 day CDs earn interest starting at $90,000. All other CD terms earn interest at $1,000 ($500 for minors). WaFd Bank does not pull your credit when opening a new CD. OFAC and ChexSystems® are reviewed. WaFd Bank will not run your credit for this application.
2WaFd Bank checking account holders are eligible for a higher interest rate and annual percentage yield. Minimum to earn interest is $1,000 ($500 for minors).
For account opening WaFd Bank does not pull your credit from one of the three main credit bureaus. We will review OFAC and ChexSystems®.
For assistance with WaFd Bank products and services.
Awarded America's Best Big Bank - Three Years in a Row
Best Big Bank in Washington, Idaho, New Mexico
Awarded America's Best-in-State Bank
Best-in-State Bank in Washington, Nevada, New Mexico
Awarded America's Best Big Bank - Three Years in a Row
Best Big Bank in Washington, Idaho, New Mexico
Awarded America's Best-in-State Bank
Best-in-State Bank in Washington, Nevada, New Mexico