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Certificate of Deposit (CD)

Grow your money faster and safely with a CD. We'll help your money work harder for you with an above average interest rate and a wide range of terms to choose from. Get started with just $1,000 ($500 for minors).1

WaFd CD Calculator

7 Month CD Special

A penalty may be assessed for early withdrawal.
$1,000 minimum to open ($500 minimum to open for minors)
Interest Rate/Annual Percentage Yield
3.92%/4.00%
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13 Month CD Special

A penalty may be assessed for early withdrawal.
$1,000 minimum to open ($500 minimum to open for minors)
Interest Rate/Annual Percentage Yield
3.92%/4.00%
Open Online

19 Month CD Special

A penalty may be assessed for early withdrawal.
$1,000 minimum to open ($500 minimum to open for minors)
Interest Rate/Annual Percentage Yield
3.44%/3.50%
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30 Month CD Special

A penalty may be assessed for early withdrawal.
$1,000 minimum to open ($500 minimum to open for minors)
Interest Rate/Annual Percentage Yield
2.90%/2.95%
Open Online

WaFd CD Savings Calculator

Compare how much interest is earned on a CD versus a savings account.

$
%
$0.00

Your total CD balance at the end of 7 months

Open in Branch

Interest earned by Month :

CD Earnings: $0.00

Savings Account Earnings (0.1%): $0.00

Total Interest Earned: -$1,000.00

Mos.

  • APY is Annual Percentage Yield. The above APY is offered at this time and subject to change. Actual earnings may vary.
  • A penalty may be imposed for withdrawals before maturity.
  • This calculator is for educational purposes only, and may not represent WaFd Bank's program requirements.
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Earn More and Keep Access with an Indexed Money Market

Get a higher interest rate than a savings without locking away your savings in a CD. The interest rate on this account is a variable rate, tied to the Federal Funds rate. This offers you a better rate while giving liquidity when you need it.

Learn More

Fixed Rate Certificates of Deposit

  • $1,000 minimum to open ($500 minimum for minors).
  • A penalty may be assessed for early withdrawal.
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Choice of Terms
$1,000 + Interest Rate/APY %
$90,000 + Interest Rate/APY %
Renewal Term
14 Days - 2 Months
N/A
0.10/0.10
14 Days - 2 Months
3 Months
0.05/0.05
0.10/0.10
3 Months
4 - 5 Months
0.15/0.15
0.20/0.20
4 - 5 Months
6 - 11 Months
3.00/3.05
3.00/3.05
6 - 11 Months
12 - 17 Months
2.95/3.00
2.95/3.00
12 - 17 Months
18 - 23 Months
0.20/0.20
0.25/0.25
18 - 23 Months
24 - 35 Months
0.20/0.20
0.25/0.25
24 - 35 Months
36 - 47 Months
0.20/0.20
0.25/0.25
36 - 47 Months
48 - 59 Months
0.25/0.25
0.30/0.30
48 - 59 Months
60 Months
0.30/0.30
0.35/0.35
60 Months

Frequently Asked Questions

114 day CDs earn interest starting at $90,000. All other CD terms earn interest at $1,000 ($500 for minors). WaFd Bank does not pull your credit when opening a new CD. OFAC and ChexSystems® are reviewed. WaFd Bank will not run your credit for this application.

2WaFd Bank checking account holders are eligible for a higher interest rate and annual percentage yield. Minimum to earn interest is $1,000 ($500 for minors).

For account opening WaFd Bank does not pull your credit from one of the three main credit bureaus. We will review OFAC and ChexSystems®.

Contact Us

For assistance with WaFd Bank products and services.