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Certificate of Deposit (CD)

Grow your money faster and safely with a CD. We'll help your money work harder for you with an above average interest rate and a wide range of terms to choose from. Get started with just $1,000 ($500 for minors).1

WaFd CD Calculator

7 Month CD Special

A penalty may be assessed for early withdrawal.
$1,000 minimum to open ($500 minimum to open for minors)
Interest Rate/Annual Percentage Yield
3.92%/4.00%
Open Online

13 Month CD Special

A penalty may be assessed for early withdrawal.
$1,000 minimum to open ($500 minimum to open for minors)
Interest Rate/Annual Percentage Yield
3.92%/4.00%
Open Online

19 Month CD Special

A penalty may be assessed for early withdrawal.
$1,000 minimum to open ($500 minimum to open for minors)
Interest Rate/Annual Percentage Yield
3.44%/3.50%
Open Online

30 Month CD Special

A penalty may be assessed for early withdrawal.
$1,000 minimum to open ($500 minimum to open for minors)
Interest Rate/Annual Percentage Yield
2.90%/2.95%
Open Online

WaFd CD Savings Calculator

Compare how much interest is earned on a CD versus a savings account.

$
%
$0.00

Your total CD balance at the end of 7 months

Open in Branch

Interest earned by Month :

CD Earnings: $0.00

Savings Account Earnings (0.1%): $0.00

Total Interest Earned: -$1,000.00

Mos.

  • APY is Annual Percentage Yield. The above APY is offered at this time and subject to change. Actual earnings may vary.
  • A penalty may be imposed for withdrawals before maturity.
  • This calculator is for educational purposes only, and may not represent WaFd Bank's program requirements.
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Earn More and Keep Access with an Indexed Money Market

Get a higher interest rate than a savings without locking away your savings in a CD. The interest rate on this account is a variable rate, tied to the Federal Funds rate. This offers you a better rate while giving liquidity when you need it.

Learn More

Fixed Rate Certificates of Deposit

  • $1,000 minimum to open ($500 minimum for minors).
  • A penalty may be assessed for early withdrawal.
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Choice of Terms
$1,000 + Interest Rate/APY %
$90,000 + Interest Rate/APY %
Renewal Term
14 Days - 2 Months
N/A
0.10/0.10
14 Days - 2 Months
3 Months
0.05/0.05
0.10/0.10
3 Months
4 - 5 Months
0.15/0.15
0.20/0.20
4 - 5 Months
6 - 11 Months
3.00/3.05
3.00/3.05
6 - 11 Months
12 - 17 Months
2.95/3.00
2.95/3.00
12 - 17 Months
18 - 23 Months
0.20/0.20
0.25/0.25
18 - 23 Months
24 - 35 Months
0.20/0.20
0.25/0.25
24 - 35 Months
36 - 47 Months
0.20/0.20
0.25/0.25
36 - 47 Months
48 - 59 Months
0.25/0.25
0.30/0.30
48 - 59 Months
60 Months
0.30/0.30
0.35/0.35
60 Months

Frequently Asked Questions

114 day CDs earn interest starting at $90,000. All other CD terms earn interest at $1,000 ($500 for minors). WaFd Bank does not pull your credit when opening a new CD. OFAC and ChexSystems® are reviewed. WaFd Bank will not run your credit for this application.

For account opening WaFd Bank does not pull your credit from one of the three main credit bureaus. We will review OFAC and ChexSystems®.

Contact Us

For assistance with WaFd Bank products and services.