Certificates of Deposit (CD)
Grow your money faster and safely with a CD. We'll help your money work harder for you with an above average interest rate and a wide range of terms to choose from. Get started with just $1,000 ($500 for minors).1
7 Month CD Special
13 Month CD Special
19 Month CD Special
30 Month CD Special
WaFd CD Savings Calculator
Compare how much interest is earned on a CD versus a savings account.
Interest earned by Month :
CD Earnings: $0.00
Savings Account Earnings (0.1%): $0.00
Total Interest Earned: -$1,000.00
months
Mos.
- APY is Annual Percentage Yield. The above APY is offered at this time and subject to change. Actual earnings may vary.
- A penalty may be imposed for withdrawals before maturity.
- This calculator is for educational purposes only, and may not represent WaFd Bank's program requirements.
- APY is Annual Percentage Yield. The above APY is offered at this time and subject to change. Actual earnings may vary.
- A penalty may be imposed for withdrawals before maturity.
- This calculator is for educational purposes only, and may not represent WaFd Bank's program requirements.
Earn More and Keep Access with an Indexed Money Market
Get a higher interest rate than a savings without locking away your savings in a CD. The interest rate on this account is a variable rate, tied to the Federal Funds rate. This offers you a better rate while giving liquidity when you need it.
Learn MoreFixed Rate Certificates of Deposit
| Choice of Terms | $1,000 + Interest Rate/APY % | $90,000 + Interest Rate/APY % | Renewal Term |
|---|---|---|---|
| 14 Days - 2 Months | N/A | 0.10/0.10 | 14 Days - 2 Months |
| 3 Months | 0.05/0.05 | 0.10/0.10 | 3 Months |
| 4 - 5 Months | 0.15/0.15 | 0.20/0.20 | 4 - 5 Months |
| 6 - 11 Months | 3.00/3.05 | 3.00/3.05 | 6 - 11 Months |
| 12 - 17 Months | 2.95/3.00 | 2.95/3.00 | 12 - 17 Months |
| 18 - 23 Months | 0.20/0.20 | 0.25/0.25 | 18 - 23 Months |
| 24 - 35 Months | 0.20/0.20 | 0.25/0.25 | 24 - 35 Months |
| 36 - 47 Months | 0.20/0.20 | 0.25/0.25 | 36 - 47 Months |
| 48 - 59 Months | 0.25/0.25 | 0.30/0.30 | 48 - 59 Months |
| 60 Months | 0.30/0.30 | 0.35/0.35 | 60 Months |
Frequently Asked Questions
114 day CDs earn interest starting at $90,000. All other CD terms earn interest at $1,000 ($500 for minors). WaFd Bank does not pull your credit when opening a new CD. OFAC and ChexSystems® are reviewed. WaFd Bank will not run your credit for this application.
2WaFd Bankchecking accountholders are eligible for a higher interest rate and annual percentage yield. Minimum to earn interest is $1,000 ($500 for minors).
For account opening WaFd Bank does not pull your credit from one of the three main credit bureaus. We will review OFAC and ChexSystems®.
For assistance with WaFd Bank products and services.
