Free Checking Account in Idaho

WaFd Bank now features free checking accounts at all of our Idaho locations. From Boise to Nampa and everywhere in-between, visit a branch near you today to learn about the advantages of WaFd Bank’s free checking accounts and how we can help you get a head start on your financial future.

Let us earn your business. See why we were voted best bank by Forbes and Newsweek's Best Big Bank!

No-fee bill pay and person-to-person payments
Learn more about Bill pay
Over 37,000 FEE-FREE ATMs
Find an ATM
24/7 online & mobile banking with mobile check deposit
Learn more about Online and Mobile banking
Over 200 branches in 8 states to serve you
Branch locations

No-fee bill pay and Person-to-Person payments

Over 37,000 FEE-FREE ATMs

24/7 online & mobile banking with mobile deposit

Over 200 branches in 8 states to serve you

Everything you need in a Free Checking account:

No minimum balance
No monthly maintenance fees*
Access to 37,000 Fee Free ATMs
Online Banking
Bill Pay & External Transfers
Mobile Banking
Person-to-Person Payments
MyTransfer Available
Secure checking

Balance and Deposit Requirements:

Only $25 initial deposit to open

*Nonsufficient Funds Charge may apply.

Mobile Banking

Manage your banking 24/7

Enjoy no-fee bill pay.
Mobile check deposit.
Person-to-person payments with Zelle.
Easy transfers between your accounts.
Access to our innovative online budgeting and management tool.

Download the mobile app

Zelle^®

This is how money moves

Introducing Zelle—a fast, safe and easy way to send money to your friends, family and associates in minutes², right from the WaFd Bank mobile app or online banking.

Send your cousin the gift of money without needing to mail a check, or quickly pay your friend back for covering your dinner last night. Just open the WaFd Bank mobile app and get started!

Learn about Zelle

Online Banking

Get all your banking done in one place

Pay bills online or with your smart phone.
Check your balance, view transactions and transfer money.
Deposit a check with your smart phone.
Pay a friend with Person-to-Person transfers with Zelle.
Deposit funds on your schedule at our smart ATMs.

Enroll in online banking

²Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle.

Looking for More?

If you're on the lookout for identity theft monitoring, shopping rewards, discounts and more, check out our other checking account options. We've got what you're looking for!

Learn More