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Couple laughing outside on a summer day.
Couple laughing outside on a summer day.
Couple laughing outside on a summer day.
Couple laughing outside on a summer day.
Couple laughing outside on a summer day.
Couple laughing outside on a summer day.
Couple laughing outside on a summer day.
Higher Returns, Flexible Access

Indexed Money Market for Personal and Business

Your money works harder, while readily available to meet your needs. The interest rate on this account is a variable rate, tied to the Federal Funds rate. This offers you a better rate while giving liquidity when you need it. We offer this account in all nine Western states where we operate.

See Today's Rates arrow-right
3.20
%*
APY

3.15% on balances of $100,000 or more, variable rate based on the Federal Funds rate.

  • $25,000 initial deposit to open
  • Minimum balance to earn interest and waive monthly fee: $100,000

    • $10 monthly fee for personal accounts
    • $12 monthly fee for business accounts

*This offer is for new money and requires a qualifying account. Annual percentage yield (APY) and interest rate accurate as of 06/01/2025. The interest rate is based on a margin of the Federal Funds rate. This is a variable rate account, the rate may change at any time without notice. Fees may reduce earnings. Contact WaFd Bank for details.

Contact Us

For more information about our business accounts and services.

Small Business Bankers
Small Business Bankers
Find a Local BankerFind a Local Banker
24-Hour Banking
24-Hour Banking
Call us at 800-324-9375Call us at 800-324-9375
Find a Branch
Find a Branch
Your Local BankYour Local Bank