Business Savings
Whether you're scaling your small business, managing multiple accounts, or just starting to grow your savings, WaFd Bank's Business Savings Account helps you earn interest while keeping your funds accessible.
Just $25 to open
Just $25 to open
$5 monthly fee waived with an average daily balance of $200 or more
$5 monthly fee waived with an average daily balance of $200 or more
$100 minimum to earn interest
$100 minimum to earn interest
Smart savings for growing businesses
Features & benefits:
- Earn interest on balances over $100
- Avoid monthly fees with a qualifying average daily balance of $200 or more
- Easy deposits and withdrawals
- Online Banking with bill payment
- Mobile photo deposit
- eStatements
- Variable interest rate
Best if you:
- Want to grow idle cash
- Prefer simple, low-fee accounts
- Manage a small business
Compare Business Savings Options
| Product/feature | Best for | Key benefits |
|---|---|---|
| Business Savings Account | Everyday savings | Earn interest while maintaining access to your funds |
| Business Money Market | Larger balances | Higher interest rates with check-writing privileges |
| Business Checking | Daily operations | Manage cash flows and payments |
| Treasury Express | Advanced cash management | Automate payments and transfers |
Business Savings Account
- Best for: Everyday savings
- Key benefits: Earn interest while maintaining access to your funds
- Best for: Larger balances
- Key benefits: Higher interest rates with check-writing privileges
- Best for: Daily operations
- Key benefits: Manage cash flows and payments
- Best for: Advanced cash management
- Key benefits: Automate payments and transfers
Scale Your Success
Expand your financial capacity with our integrated business banking solutions, designed to scale with your goals.
PAYMENT PROCESSING SERVICES
Accept payments anywhere with the most up-to-date technology
- Terminal payments (card present)
- E-commerce (card not present)
- Industry-leading security
- Solutions for platforms and developers
CASH MANAGEMENT
Gain more and seize growth opportunities to scale up
- See all bank and credit card activity in one place
- Track profitability in real time
- Visualize business cash flow with projections to plan for seasonality
ADDITIONAL OPTIONS
More ways to upgrade your account
- Treasury Prime for ultimate control over business accounts
- Sweep Accounts
- Zero Balance Accounts
- eWires: send domestic and International wires quickly
Expert Insights
Navigate your business confidently with expert knowledge and guidance.
10 Strategies to Optimize Cash Flow Management
Good cash flow management is crucial to grow, stay relevant, and have a successful business overall. You can use several strategies to keep cash flow open, and WaFd Bank is here to help.
How to Qualify and Apply for a Small Business Credit Card
Part of owning a business is building business credit, whether you freelance or own a business with several employees.
How to Step Up Your Small Business Growth
Growing your small business's customer base is always a focus, although how you do that might be secondary to your operations.