We make saving easy, so you can get back to business

Competitive business CD rates and terms to make savings profitable

A bearded man in a light blue shirt and striped tie is standing outdoors in front of a modern glass building, laughing while holding a smartphone.
A bearded man in a light blue shirt and striped tie is standing outdoors in front of a modern glass building, laughing while holding a smartphone.
We make saving easy, so you can get back to business

Competitive business CD rates and terms to make savings profitable

Business CDs

If you're looking for a safe, steady way to grow your business funds, WaFd Bank Business Certificates of Deposit (CDs) are designed for you. Starting at just $1,000, Business CDs are a smart way to let your hard-earned capital do more for you. Lock in predictable returns while keeping your money secure.

Flexible terms from 6 to 60 months

Flexible terms from 6 to 60 months

Solid returns with guaranteed rates. See today's rates.

Solid returns with guaranteed rates. See today's rates.

$1,000 minimum to open and earn interest

$1,000 minimum to open and earn interest

Get our best rate and keep your funds flexible

Features & benefits:

  • Flexible terms from 6 to 30 months
  • Easily manage alongside your other WaFd accounts
  • Competitive interest rate
  • Compounding interest monthly
  • Set it, save, and easily renew
  • Separate reserve funds from operating cash
  • Online Banking with bill payment
  • eStatements

Best if you:

  • Need short- to mid-term savings options
  • Are looking for a competitive interest rate
  • Prefer predictable returns
  • Manage cash reserves wisely
  • Want secure, low-risk growth
  • Value stability over speculation
Connect with Us

Our knowledgeable and experienced bankers are ready to help.

Scale Your Success

Expand your financial capacity with our integrated business banking solutions, designed to scale with your goals.

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REMOTE DEPOSIT CAPTURE

Submit your bank deposit using a simple desktop scanning device

  • Save time, no need to drive your deposits to the bank
  • Receive credit faster
  • Access images of deposited items
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eACH

A secure and fast way to send and receive payments

  • Vendor Payments
  • Payroll
  • Payment Collection
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ADDITIONAL OPTIONS

More ways to upgrade your account

  • Positive Pay Fraud Prevention
  • Cash Flow Management
  • eWires: Send Domestic and International wires quickly
Expert Insights

Navigate your business confidently with expert knowledge and guidance.

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What Is the Best Bank for a Small Business?

A lot of places claim they're the best bank for small business, but what really sets them apart from the rest? At WaFd Bank, we can tell you a few things about why we're a great choice.

Trusted Partners

Testimonials from our business clients.


Frequently Asked Questions