Stay on top of cash flow without chasing payments
Collect funds on your terms securely and efficiently
Stay on top of cash flow without chasing payments
Collect funds on your terms securely and efficiently
Receivables
WaFd Bank's Receivables Solutions make it easier to collect funds quickly and securely, whether through ACH Receivables, Remote Deposit, Mobile Deposit, or Lockbox Services. Designed with growth-minded business owners in mind, these tools help you reduce costs, improve efficiency, and free up time to focus on what matters most—your customers.
ACH
Best for: Businesses looking to receive payments securely, quickly, and cost-effectively
- Easily schedule ACH debits to receive customer payments
- Ideal for recurring billing, subscriptions, and large invoices
- Reduce collection time and costs
Mobile Deposit
Best for: Depositing individual business checks quickly and easily
- Deposit checks on the go right from your phone, anywhere and anytime
- Funds are deposited to your business account of choice
- Save time and improve efficiency
Remote Deposit Capture (RDC)
Best for: Depositing multiple checks at once directly from your office
- Eliminate extra trips to the bank
- Deposit multiple checks from a desktop scanner
- Access deposit details and check images
- Multiple processing times means you get deposits sooner
CashFlow Central
Best for: Businesses looking to streamline cash flow management
- Pay your vendors via check or ACH
- Streamline bill management
- Boost cash flow by making payments with your WaFd account or by credit card
Get paid faster, smarter, and on your schedule
How Our Receivables Solutions Compare
| Product/Feature | Best for | Key benefits |
|---|---|---|
| ACH Receivables | Recurring or large customer payments | Collect on your schedule by debiting customer accounts |
| Remote deposit | Businesses with regular check payments | Deposit checks from your desk: access images and details |
| Mobile deposit | On-the-go business owners | Deposit checks anytime, anywhere with Treasury Mobile App |
| Lockbox | High-volume payment processors | Automated receipt, processing, and posting of payments |
ACH Receivables
- Best for: Recurring or large customer payments
- Key benefits: Collect on your schedule by debiting customer accounts
Remote deposit
- Best for: Businesses with regular check payments
- Key benefits: Deposit checks from your desk: access images and details
Mobile deposit
- Best for: On-the-go business owners
- Key benefits: Deposit checks anytime, anywhere with Treasury Mobile App
Lockbox
- Best for: High-volume payment processors
- Key benefits: Automated receipt, processing, and posting of payments
Connect with Us
Our knowledgeable and experienced bankers are ready to help.
Scale Your Success
Expand your financial capacity with our integrated business banking solutions, designed to scale with your goals.
*FREE BUSINESS CHECKING
Straightforward and perfect for managing a small business
- Pay bills online
- Mobile photo deposit
- Access images of deposited items
- Option to upgrade your account with services like eWires and ACH payments
LOANS & LINES OF CREDIT
Get the funding you need to support cash flow, working capital, or other needs
- SBA Loans and Lines of Credit
- Business Loans and Lines of Credit
- Business Credit Cards
Subject to credit approval.
PAYMENT PROCESSING SERVICES
Accept payments anywhere with the most up-to-date technology
- Terminal payments (card present)
- E-commerce (card not present)
- Industry-leading security
- Solutions for platforms and developers
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Frequently Asked Questions
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