Higher returns, flexible access

Get our highest interest rate

A smiling woman with dark hair and glasses wearing a brown blazer stands outdoors with a modern glass and steel office building in the background.
A smiling woman with dark hair and glasses wearing a brown blazer stands outdoors with a modern glass and steel office building in the background.
Higher returns, flexible access

Get our highest interest rate

Business Indexed Money Market

Your money works harder and stays readily available to meet your needs, offering both business and personal accounts. This rate is variable and is tied to the Federal Funds rate.

$25,000 initial deposit to open

$25,000 initial deposit to open

$100,000 minimum balance to waive monthly fee and earn interest

$100,000 minimum balance to waive monthly fee and earn interest

$10 monthly fee for personal, $12 for business

$10 monthly fee for personal, $12 for business

Get our best rate and keep your funds flexible

Features & benefits:

  • Online Banking with bill payment
  • Our highest interest rate
  • Mobile photo deposit & remote deposit capture
  • Deposit and withdraw as needed
  • eStatements

Best if you:

  • Want to earn our highest interest rate
  • Maintain a balance of $100,000 or more
  • Are looking for flexibility to access funds as needed
Connect with Us

Our knowledgeable and experienced bankers are ready to help.

Scale Your Success

Expand your financial capacity with our integrated business banking solutions, designed to scale with your goals.

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REMOTE DEPOSIT CAPTURE

Submit your bank deposit using a simple desktop scanning device

  • Save time, no need to drive your deposits to the bank
  • Receive credit faster
  • Access images of deposited items
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eACH

A secure and fast way to send and receive payments

  • Vendor Payments
  • Payroll
  • Payment Collection
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ADDITIONAL OPTIONS

More ways to upgrade your account

  • Positive Pay Fraud Prevention
  • Cash Flow Management
  • eWires: Send Domestic and International wires quickly
Expert Insights

Navigate your business confidently with expert knowledge and guidance.

A grid view video still showing nine different scenes of people working in various settings, including a clothing store, workshops, factories, and office meetings.

What Is Needed to Open a Business Bank Account?

Keeping your business funds separate from your personal finances helps you stay organized and focused on your business priorities.

Business owner in her delicatessen.

8 Reasons You Should Not Use a Personal Checking Account for Business

From impacting how you track profit and spending to legal liability, we've put together some of the pitfalls encountered by using personal accounts for business purposes.

Businesswoman in a warehouse, working on a laptop.

How to Step Up Your Small Business Growth

Growing your small business's customer base is always a focus, although how you do that might be secondary to your operations.

Trusted Partners

Testimonials from our business clients.

Frequently Asked Questions

*This offer is for new money and requires a qualifying account. This is a variable rate account, the rate may change at any time without notice. Fees may reduce earnings. Contact WaFd Bank for details.