Grow your business with smart, flexible, solutions

Let your customers pay their way

Customer smiling while making a mobile payment with her smartphone at a restaurant table.
Customer smiling while making a mobile payment with her smartphone at a restaurant table.
Grow your business with smart, flexible, solutions

Let your customers pay their way

Payment Processing

From in-store to online, WaFd Bank gives you the tools to securely accept payments in the way your customers prefer. Whether you're serving clients at the counter, on the go, through mobile, or online checkout, we make sure your business never misses a sale.

Seamless options to accept payments anywhere

Seamless options to accept payments anywhere

Industry-leading security

Industry-leading security

Technology that grows with you

Technology that grows with you

Accept payments anywhere, anytime

Features & benefits:

  • Accept payments in-store, online, mobile, and in the field
  • Contactless and secure checkout options
  • Industry-leading fraud prevention tools
  • Comprehensive breach warranty included
  • Developer and platform-ready integrations

Best if you:

  • Run multi-location operations
  • Need secure ACH payments
  • Sell online and in-person
  • Want mobile and kiosk options
  • Need developer integrations
Payment Solutions Comparison
Product/featureBest forKey benefits
Terminal paymentsIn-person checkoutFast, secure card-present transactions
Mobile paymentsOn-the-go businessesAccept payments on your site
Platform solutionsGrowing enterprisesIntegrates payments across your ecosystem
E-commerceOnline salesAccept card-not-present payments on your site
Bill paymentsService-based businessesSimple recurring customer billing
Developer solutionsTech-driven businessesCustom APIs to build flexible payment options
Security Suite (Included in all solutions)
  • Advanced encryption and tokenization
  • PCI DDS-aligned controls
  • 24/7 fraud monitoring and chargeback support
  • Role-based access and approvals

Terminal payments

  • Best for: In-person checkout
  • Key benefits: Fast, secure card-present transactions

Mobile payments

  • Best for: On-the-go businesses
  • Key benefits: Accept payments on your site

Platform solutions

  • Best for: Growing enterprises
  • Key benefits: Integrates payments across your ecosystem

E-commerce

  • Best for: Online sales
  • Key benefits: Accept card-not-present payments on your site

Bill payments

  • Best for: Service-based businesses
  • Key benefits: Simple recurring customer billing

Developer solutions

  • Best for: Tech-driven businesses
  • Key benefits: Custom APIs to build flexible payment options

Security Suite (Included in all solutions)

  • Advanced encryption and tokenization
  • PCI DDS-aligned controls
  • 24/7 fraud monitoring and chargeback support
  • Role-based access and approvals
Scale Your Success

Expand your financial capacity with our integrated business banking solutions, designed to scale with your goals.

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REMOTE DEPOSIT CAPTURE

Submit your bank deposit using a simple desktop scanning device

  • Save time, no need to drive your deposits to the bank
  • Receive credit faster
  • Access images of deposited items
A smiling woman holds a WaFd Bank credit card while working on a laptop in a bright indoor office.

CREDIT CARDS

Flexibility designed for your success

  • Designed for business owners
  • Flexible and convenient
  • Manage expenses and authorized user spend with ease
  • Cashback rewards
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ADDITIONAL OPTIONS

More ways to upgrade your account

  • Treasury Prime for ultimate control over business accounts
  • Sweep Accounts
  • Zero Balance Accounts
  • eWires: send domestic and International wires quickly
Expert Insights

Navigate your business confidently with expert knowledge and guidance.

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10 Strategies to Optimize Cash Flow Management

Good cash flow management is crucial to grow, stay relevant, and have a successful business overall. You can use several strategies to keep cash flow open, and WaFd Bank is here to help.

Close up mobile payment.

Ensure Credit Card PCI Compliance

PCI compliance helps to ensure the security of every single credit card transaction your business processes. Learn all you need to know to remain compliant and protect your business.

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How to Step Up Your Small Business Growth

Growing your small business's customer base is always a focus, although how you do that might be secondary to your operations.

Connect with Us

Our knowledgeable and experienced bankers are ready to help.

Trusted Partners

Testimonials from our business clients.


Frequently Asked Questions

Forbes 2025 badge for Best-In-State Bank, WaFd Bank.Awarded America's Best-in-State Bank

Awarded America's Best-in-State Bank

Best-In-State Bank in Nevada, New Mexico, and Oregon. Top 3 for Washington.

Forbes Best-in-State Banks 2025