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People buying flowers at an outdoor booth with a Zelle accepted here sign.
Fast, easy, and safe payments for your small business

Get funds deposited to your business account, typically in minutes1

Download the WaFd Treasury App

Business Zelle®

Running a business means every minute counts. With Business Zelle® from WaFd Bank, you can send and receive payments directly through your business banking account—no extra hardware, no waiting for checks to clear, no hassle. Whether you're on the go, managing employees, or working with trusted suppliers, Zelle® makes payments easy, fast, and safe.

    Easy for you and your customers, funds are deposited directly to your business account

    Faster cash flow, payments typically arrive in minutes

    Protect your business with secure, encrypted payments

Get paid in minutes, not days1, get Business Zelle® with all WaFd Business Checking accounts

Features & benefits:

  • Accept payments from customers quickly and securely
  • Funds typically available within minutes1
  • Integrated into your existing WaFd Bank business account, no extra hardware needed
  • Backed by WaFd's trusted business banking support
  • No cost with any WaFd Business Checking account

Best if you:

  • Run your business on the go
  • Need quick access to funds
  • Want to simplify payments
  • Value security and trust
  • Manage customer convenience

Download the WaFd Treasury Mobile App

Download WaFd Bank mobile app in Google Play Store.Google Play Store.

For Android Devices

Download WaFd Bank mobile app in Apple App Store.Apple App Store.

For Apple Devices

How Our Receivables Solutions Compare

Product/feature

Best for

Key benefits

ACH Receivables
Recurring or large customer payments
Collect on your schedule by debiting customer accounts
Remote Deposit Capture
Businesses with regular check payments
Deposit checks from your desk: access images and details
Mobile deposit
On-the-go business owners
Deposit checks anytime, anywhere with the WaFd Treasury mobile app
Lockbox
High-volume payment processors
Automated receipt, processing, and posting of payments
Business Zelle®
Fast, secure payments
Fast, easy, secure digital transfers
Compare Cash Management options
Scale Your Success

Expand your financial capacity with our integrated business banking solutions, designed to scale with your goals.

A diverse pair of happy businesswomen, smiling and gesturing enthusiastically in their clothing shop.

*FREE BUSINESS CHECKING

Straightforward and perfect for managing a small business

  • Pay bills online
  • Mobile photo deposit
  • Access images of deposited items
  • Option to upgrade your account with services like eWires and ACH payments

*Nonsufficient funds fee may apply.

Free Business Checking
A smiling woman with short gray hair and a dark blue shirt stands with her arms crossed in a bright, modern indoor office space.

LOANS & LINES OF CREDIT

Get the funding you need to support cash flow, working capital, or other needs

  • SBA Loans and Lines of Credit
  • Business Loans and Lines of Credit
  • Business Credit Cards

Subject to credit approval.

Fund your business growth
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ADDITIONAL OPTIONS

More ways to upgrade your account

  • Treasury Prime for ultimate control over business accounts
  • Sweep Accounts
  • Zero Balance Accounts
  • eWires: send domestic and International wires quickly
See All Business Banking Options
Expert Insights

Navigate your business confidently with expert knowledge and guidance.

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BUSINESS MARKETING

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Growing your small business's customer base is always a focus, although how you do that might be secondary to your operations.

7 min read

Updated March 2024

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MERCHANT SERVICES

Navigating Small Business Payment Options

A range of methods allow your clients to pay conveniently, so it's important to know which payment methods will work best for your customers and for you, so you can get paid quickly and easily.

9 min read

Updated February 2026

See all Expert Insights
Trusted Partners

Testimonials from our business clients.

RETAIL

Definitely have a bank partner in our corner, 100%.”

Daniel Goodwin
Owner, Apex 3D Hunting Supply

NON-PROFIT

It has just been a really wonderful experience. So much so that we are actually in the process of transitioning almost all of our banking as a non-profit agency to WaFd Bank.”

Crystal Hovath
Executive Director, Bonner Community Housing Agency

RETAIL

It's an incredible relationship! I've never seen it in banking, and that's why we stick with WaFd Bank!”

Jackie Sorkin
Candified Business Owner

See all business testimonials

Frequently Asked Questions

1 To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution's online or mobile banking experience. Transactions between enrolled users typically occur in minutes.

2 Payment requests to persons not already enrolled with Zelle® must be sent to an email address.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.