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Really *Free Business Checking

Simple. Straightforward. Smart.

*Nonsufficient funds charges may apply.

Free Business Checking

Running a business means juggling a thousand details; your bank account shouldn't be one of them.

WaFd Bank's Free Business Checking gives you the tools you need to manage your LLC, sole proprietorship, or small business with ease. No monthly service fees, no hidden charges, just practical, reliable banking designed for business owners like you.

    No monthly maintenance fee or minimum balance requirements

    Competitive options to upgrade your account and run your business better

    Access to thousands of fee-free ATMs

Straightforward banking that keeps your small business moving forward

Features & benefits:

  • No monthly service fees
  • Unlimited digital transactions
  • Online Banking with bill payment
  • Mobile photo deposit & remote deposit capture
  • eStatements
  • Contactless Visa Debit Card
  • Debit cards with option to order for employees who are not a signer on your account
  • Options to upgrade your account:
    • eWire Transfer Service
    • Electronic ACH Payments
    • Credit Card Processing

Best if you:

  • Don't want a minimum balance requirement
  • Need simple banking
  • Run a small business
  • Value personal service
Quick Business Accounts Comparison

Product/feature

Best for

Key benefits

Free Business Checking
Small businesses & sole proprietors
  • No monthly service fees
  • Unlimited transactions
Businesses maintaining higher balances
  • Earn interest while managing cash flow
Building a safety net
  • Separate account for reserves and growth
Scaling and automation needs
  • ACH, wire transfers, fraud protection
  • Add services as needed for tailored solutions
Scale Your Success

Expand your financial capacity with our integrated business banking solutions, designed to scale with your goals.

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REMOTE DEPOSIT CAPTURE

Submit your bank deposit using a simple desktop scanning device

  • Save time, no need to drive your deposits to the bank
  • Receive credit faster
  • Access images of deposited items
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eACH

A secure and fast way to send and receive payments

  • Vendor Payments
  • Payroll
  • Payment Collection
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ADDITIONAL OPTIONS

More ways to upgrade your account

  • Treasury Prime for ultimate control over business accounts
  • Sweep Accounts
  • Zero Balance Accounts
  • eWires: send domestic and International wires quickly
Trusted Partners

Testimonials from our business clients.

RETAIL

Definitely have a bank partner in our corner, 100%.”

Daniel Goodwin
Owner, Apex 3D Hunting Supply

NON-PROFIT

It has just been a really wonderful experience. So much so that we are actually in the process of transitioning almost all of our banking as a non-profit agency to WaFd Bank.”

Crystal Hovath
Executive Director, Bonner Community Housing Agency

RETAIL

It's an incredible relationship! I've never seen it in banking, and that's why we stick with WaFd Bank!”

Jackie Sorkin
Candified Business Owner

Frequently Asked Questions