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WaFd Bank Small Business Credit Cards

Designed for business owners, these cards offer flexibility and convenience, plus cash back rewards! We support our communities by helping businesses and the people within them thrive.

Apply online or talk with a Community Banker about how the WaFd Bank Small Business Credit Card may be the right choice for you and your business.

Looking for a personal credit card?


Small Business Credit Card
(Community Banking Credit Card)

A personal credit card you can use to track your business expenses

Is your business too new to qualify for credit? Do you want to separate your business expenses from your personal finances? This is the perfect cash back card for you!

  • Automatic cash back* statement credit - no redemption required!
  • Contactless cards that allow you to tap and go!
  • Add it to your Apple, Google, and Samsung digital wallets
  • Benefits** provided by Visa® including Roadside Dispatch® and ID Navigator Powered by NortonLifeLock. Visa Signature® benefits can also include Travel and Emergency Assistance Services in eligible scenarios.
Small Business Credit Card (Community Banking Credit Card)
A lower credit limit with a competitive rate that earns you cash back via automated statement credit.
Underwriting is based on your personal credit. You are personally responsible for the payment of all balances incurred on this account and account activity is provided to credit reporting agencies as applicable.
Add up to 3 authorized users on your account.
No annual or monthly fee.
Apply now for Small Business Credit Card (Community Banking Credit Card)

WaFd Bank Visa® Commercial Preferred Solution Credit Card

A business card designed to meet the needs of company owners

This card offers personal preferences and rewards for business expenses, travel and entertainment (T&E), and purchases of goods and services.

  • Earn 1 point per dollar. Rewards that you can actually use, including travel perks, gift cards, and statement credit options
  • Expense management to save you time and money
  • Online Card management keeps everything in one place eZCard Quick Reference Guide
  • Virtual card options allow you more control to authorize company spending
WaFd Bank Visa® Commercial Preferred Solution Credit Card
A larger credit limit for mid-market size businesses, offering rewards you can actually use, including travel perks, gift cards, and statement credit options.
Guarantor may be required.
Add company cardholders (individual card limits are limited by monthly charge amount).
No annual or monthly fee.
Contact a Commercial Banker to get started with WaFd Bank Visa® Commercial Preferred Solution Credit Card

* 2% cash back can be earned for gas, grocery, and pharmacy purchases for Visa Signature® cardholders and 1% cash back earned for all qualified purchases for both Visa® and Visa Signature® cardholders.

** Subject to credit approval. Certain terms, conditions, and exclusions apply. Please refer to your Visa Guide to Benefits and Cardholder Agreement for details.

The WaFd Bank Privacy Notice is available here.