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Couple in coffee shop looking at cell phone.
Couple in coffee shop looking at cell phone.
Couple in coffee shop looking at cell phone.
Couple in coffee shop looking at cell phone.
Couple in coffee shop looking at cell phone.
Couple in coffee shop looking at cell phone.
Couple in coffee shop looking at cell phone.
Easily Open a New Personal WaFd Bank Account Online in Minutes

Open a Bank Account Online

Are you looking to open a checking or savings account, or add to your existing accounts? WaFd Bank, named Best Big Bank by Newsweek three years in a row, offers top-rated checking accounts you can open in just minutes.

We also offer Small Business and Commercial accounts.

Here's what you'll need
  • Live in Arizona, California, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, or Washington.
  • Funding method, such as a credit or debit card, or routing and account number.
Checking Accounts
Saving Accounts
Man climbing an indoor climbing wall

Free Checking

Crush those goals and fees with Free Checking!

Everything you want in a free checking account:

  • No minimum balance
  • No monthly maintenance fees*
  • Access to over 40,000 Fee-free ATMs
  • Online Banking
  • Bill Pay & external transfers
  • Mobile Banking
  • Person-to-person payments
  • MyTransfer available

Learn more about Free Checkingarrow-right

*Nonsufficient Funds Charge may apply

Grandfather teaching his grandchild to save money in piggy bank

Stellar Plus Checking

Our most rewarding checking account gives you earned interest for only $0, $3 or $8 Per Month, plus a heap of valuable perks.

See how WaFd Bank is here for you:

  • Only $25 initial deposit
  • Earn interest
  • Get a free 3"x5" safe deposit box*
  • Identity theft monitoring and resolution service
  • Cell phone insurance
  • Automatic extended warranties on the things you buy
  • Accidental death & dismemberment (AD&D) insurance
  • Restaurant & hotel deals
  • Rental car discounts
  • Shopping Rewards
  • Travel & leisure discounts

Learn more about Stellar Plus Checkingarrow-right

*At branches where available

Checking Accounts
Saving Accounts
Man climbing an indoor climbing wall

Free Checking

Crush those goals and fees with Free Checking!

Everything you want in a free checking account:

  • No minimum balance
  • No monthly maintenance fees*
  • Access to over 40,000 Fee-free ATMs
  • Online Banking
  • Bill Pay & external transfers
  • Mobile Banking
  • Person-to-person payments
  • MyTransfer available

Learn more about Free Checkingarrow-right

*Nonsufficient Funds Charge may apply

Grandfather teaching his grandchild to save money in piggy bank

Stellar Plus Checking

Our most rewarding checking account gives you earned interest for only $0, $3 or $8 Per Month, plus a heap of valuable perks.

See how WaFd Bank is here for you:

  • Only $25 initial deposit
  • Earn interest
  • Get a free 3"x5" safe deposit box*
  • Identity theft monitoring and resolution service
  • Cell phone insurance
  • Automatic extended warranties on the things you buy
  • Accidental death & dismemberment (AD&D) insurance
  • Restaurant & hotel deals
  • Rental car discounts
  • Shopping Rewards
  • Travel & leisure discounts

Learn more about Stellar Plus Checkingarrow-right

*At branches where available