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Young cheerful woman walking in the city with a bouquet of flowers, while typing on her mobile phone.
Young cheerful woman walking in the city with a bouquet of flowers, while typing on her mobile phone.
Young cheerful woman walking in the city with a bouquet of flowers, while typing on her mobile phone.
Young cheerful woman walking in the city with a bouquet of flowers, while typing on her mobile phone.
Young cheerful woman walking in the city with a bouquet of flowers, while typing on her mobile phone.
Young cheerful woman walking in the city with a bouquet of flowers, while typing on her mobile phone.
Young cheerful woman walking in the city with a bouquet of flowers, while typing on her mobile phone.
Easily Open a New Personal WaFd Bank Account Online in Minutes

Open a Bank Account Online

Are you looking to open a checking or savings account, or add to your existing accounts? WaFd Bank, named Best Big Bank by Newsweek three years in a row, offers top-rated checking accounts you can open in just minutes.

We also offer Small Business and Commercial accounts.

Here's what you'll need
  • Live in Arizona, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, or Washington.
  • Funding method, such as a credit or debit card, or routing and account number.
Man climbing an indoor climbing wall

Free Checking

Crush those goals and fees with Free Checking!

Everything you want in a free checking account:

  • No minimum balance
  • No monthly maintenance fees*
  • Access to 37,000 Fee-free ATMs
  • Online Banking
  • Bill Pay & external transfers
  • Mobile Banking
  • Person-to-person payments
  • MyTransfer available

Learn more about Free Checkingarrow-right

*Insufficient Funds Charge may apply

Grandfather teaching his grandkid to save money in piggy bank

Stellar Plus Checking

Our most rewarding checking account gives you earned interest for only $0, $3 or $8 Per Month, plus a heap of valuable perks.

See how WaFd Bank is here for you:

  • Only $25 initial deposit
  • Earn interest
  • Get a free 3"x5" safe deposit box*
  • Identity theft monitoring and resolution service
  • Cell phone insurance
  • Automatic extended warranties on the things you buy
  • Accidental death & dismemberment (AD&D) insurance
  • Restaurant & hotel deals
  • Rental car discounts
  • Shopping Rewards
  • Travel & leisure discounts

Learn more about Stellar Plus Checkingarrow-right

*At branches where available

Man climbing an indoor climbing wall

Free Checking

Crush those goals and fees with Free Checking!

Everything you want in a free checking account:

  • No minimum balance
  • No monthly maintenance fees*
  • Access to 37,000 Fee-free ATMs
  • Online Banking
  • Bill Pay & external transfers
  • Mobile Banking
  • Person-to-person payments
  • MyTransfer available

Learn more about Free Checkingarrow-right

*Insufficient Funds Charge may apply

Grandfather teaching his grandkid to save money in piggy bank

Stellar Plus Checking

Our most rewarding checking account gives you earned interest for only $0, $3 or $8 Per Month, plus a heap of valuable perks.

See how WaFd Bank is here for you:

  • Only $25 initial deposit
  • Earn interest
  • Get a free 3"x5" safe deposit box*
  • Identity theft monitoring and resolution service
  • Cell phone insurance
  • Automatic extended warranties on the things you buy
  • Accidental death & dismemberment (AD&D) insurance
  • Restaurant & hotel deals
  • Rental car discounts
  • Shopping Rewards
  • Travel & leisure discounts

Learn more about Stellar Plus Checkingarrow-right

*At branches where available