Easily Open a New Personal WaFd Bank Account Online in Minutes

Open a Bank Account Online

Are you looking to open a checking or savings account, or add to your existing accounts? WaFd Bank, named best bank by Money.com ​three years in a row and Newsweek's Best Big Bank, offers top-rated checking accounts and you can open one in just minutes. We also offer Small Business and Commercial accounts.

America's Best Bank 2021 Newsweek

Accounts can be opened easily online. Here is how it works:

1

Here's what you'll need

  • To be at least 18 years old, and a U.S. Citizen or a Permanent Legal U.S. Resident.
  • Personal Information, including address, phone number, email address, and Social Security Number.
  • To reside in the states of Arizona, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, or Washington.
  • Picture Identification, such as driver's license, state ID, Passport, or military ID.
  • Funding method, such as a credit or debit card, or routing and account number.
2

Choose an Account

Free Checking

Truly free checking that helped us earn a Best ​Big Bank ranking by Newsweek.

Everything you need in a free checking account:

  • No minimum balance*
  • No monthly maintainance fees**
  • Access to 32,000 Fee-free ATMs
  • Online Banking
  • Bill Pay & external transfers
  • Mobile Banking
  • Person-to-person payments
  • eStatements
  • MyTransfer available

*Requires eStatement registration and direct deposit.
**Overdraft/returned item fees may apply

Green Checking

A checking account with rewards that really pay off! That's Green Checking.

Here are some of the rewards you receive with a WaFd Bank Green Checking account:

  • Identity theft monitoring resolution service
  • Cell phone insurance
  • Automatic extended warranties on the things you buy
  • Accidental death & dismemberment (AD&D) insurance
  • Restaurant & hotel deals
  • Rental car discounts
  • Shopping Rewards
  • Travel & leisure discounts
Stellar Plus Checking

Our most rewarding checking account gives you earned interest for only $0, $3 or $8 Per Month, plus a heap of valuable perks. See how WaFd Bank is here for you:

  • Earn interest
  • Get a free 3"x5" safe deposit box*
  • identity theft monitoring and resolution service
  • Cell phone insurance
  • Automatic extended warranties on the things you buy
  • Accidental death & dismemberment (AD&D) insurance
  • Restaurant & hotel deals
  • Rental car discounts
  • Shopping Rewards
  • Travel & leisure discounts

*At branches where available

Open a savings account with the tools and services to help you prepare for the future.

  • Free for minor accounts up to age 18.
  • Only $25 initial deposit ($10 for minors)
  • No monthly fee ($3 Per Month for balances below $100)
  • Minimum balance to earn interest is $​​​​​​​​100. ($​10 for minors); this is a variable-rate account
Money Market

The tools and services to help you build wealth with confidence

  • Only $25 initial deposit
  • Minimum balance to earn interest is $1,000; this is a variable-rate account
  • No monthly fee ($10 Per Month for balances below $1,000)
  • Limit of six electronic/check transactions per month*

*Federal regulations limit withdrawals from Money Market and Savings Accounts made via preauthorized or automatic transfer, telephonic or check in a 6 month period.

Mortgage & HELOC

There's no place like home. When you're ready to make a move, let us make it happen.

No-fee bill pay and person-to-person payments

Learn more about Bill pay

Over 32,000 FEE-FREE ATMs

Find an ATM

24/7 online & mobile banking with mobile check deposit

Learn more about Online and Mobile banking

Over 200 branches in 8 states to serve you

Branch locations
No-fee bill pay and Person-to-Person payments
Learn more about Bill pay
Over 32,000 FEE-FREE ATMs
Find an ATM
24/7 online & mobile banking with mobile deposit
Learn more about Online and Mobile banking
Over 200 branches in 8 states to serve you
Branch locations