Easily Open a New Personal WaFd Bank Account Online in Minutes

Open a Bank Account Online

Are you looking to open a checking or savings account, or add to your existing accounts? WaFd Bank, named best bank by Money.com, offers top-rated checking accounts and you can open one in just minutes. We also offer Small Business and Commercial accounts.

Accounts can be opened easily online. Here is how it works:

1

Here's what you'll need

  • To be at least 18 years old, and a U.S. Citizen or a Permanent Legal U.S. Resident.
  • Personal Information, including address, phone number, email address, and Social Security Number.
  • To reside in the states of Arizona, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, or Washington.
  • Picture Identification, such as driver's license, state ID, Passport, or military ID.
  • Funding method, such as a credit or debit card, or routing and account number.
2

Choose an Account

Free Checking

Truly free checking that helped us earn a Best Bank rating by Money.com

Everything you need in a free checking account:

  • No minimum balance*
  • No monthly maintainance fees**
  • Access to 32,000 Fee-free ATMs
  • Online Banking
  • Bill Pay & external transfers
  • Mobile Banking
  • Person-to-person payments
  • eStatements
  • MyTransfer available

*Requires eStatement registration and direct deposit.
**Overdraft/returned item fees may apply

Green Checking

A checking account with rewards that really pay off! That's Green Checking.

Here are some of the rewards you receive with a WaFd Bank Green Checking account:

  • Identity theft monitoring resolution service
  • Cell phone insurance
  • Automatic extended warranties on the things you buy
  • Accidental death & dismemberment (AD&D) insurance
  • Restaurant & hotel deals
  • Rental car discounts
  • Shopping RewardsTM
  • Travel & leisure discounts
Stellar Plus Checking

Our most rewarding checking account gives you earned interest for only $0, $3 or $8 Per Month, plus a heap of valuable perks. See how WaFd Bank is here for you:

  • Earn interestTM
  • Get a free 3"x5" safe deposit box*
  • identity theft monitoring and resolution service
  • Cell phone insurance
  • Automatic extended warranties on the things you buy
  • Accidental death & dismemberment (AD&D) insurance
  • Restaurant & hotel deals
  • Rental car discounts
  • Shopping RewardsTM
  • Travel & leisure discounts

*At branches where available

Open a savings account with the tools and services to help you prepare for the future.

  • Free for minor accounts up to age 18.
  • Only $25 initial deposit ($10 for minors)
  • No monthly fee ($3 Per Month for balances below $100)
  • Minimum balance to earn interest is $​​​​​​​​100. ($​10 for minors); this is a variable-rate account
Money Market

The tools and services to help you build wealth with confidence

  • Only $25 initial deposit
  • Minimum balance to earn interest is $1,000; this is a variable-rate account
  • No monthly fee ($10 Per Month for balances below $1,000)
  • Limit of six electronic/check transactions per month*

*Federal regulations limit withdrawals from Money Market and Savings Accounts made via preauthorized or automatic transfer, telephonic or check in a 6 month period.

Mortgage & HELOC

There's no place like home. When you're ready to make a move, let us make it happen.

No-fee bill pay and person-to-person payments

Learn more about Bill pay

Over 32,000 FEE-FREE ATMs

Find an ATM

24/7 online & mobile banking with mobile check deposit

Learn more about Online and Mobile banking

Over 200 branches in 8 states to serve you

Branch locations
No-fee bill pay and Person-to-Person payments
Learn more about Bill pay
Over 32,000 FEE-FREE ATMs
Find an ATM
24/7 online & mobile banking with mobile deposit
Learn more about Online and Mobile banking
Over 200 branches in 8 states to serve you
Branch locations