Q: Can I open a checking account online?

Yes, please visit WaFd Online Account Opening .

Question 1

How do I fund my account?

Accepted Answer

You can fund your new WaFd account by ACH Bank Transfer, Credit Card or by visiting a local WaFd branch.

Question 2

How much do I need to fund my account?

Accepted Answer

It just takes an initial $25 deposit to get started.

Question 3

What are the requirements to open an account online?

Accepted Answer

You must be 18+ years of age, reside in one of the nine states WaFd Bank operates in, and we review your banking history as part of the account application process to ensure eligibility and security.

Question 4

Will you run a credit report?

Accepted Answer

Rest assured, we do not pull your credit report as part of this account application process.

Question 5

How long does the process take?

Accepted Answer

The review process can take up to three business days.

Question 6

Why did I get an email referring me to a branch?

Accepted Answer

If we are unable to fully process your application online, to better serve your needs, we invite you to complete your application at one of our branch locations.

Question 7

How do I open a joint account?

Accepted Answer

You can add a joint owner after you have opened your account.

Question 8

What are the fees associated with this checking account?

Accepted Answer

To learn more about the fees associate to a WaFd account visit WaFd Consumer Fees.

Question 9

Is my money insured and secure?

Accepted Answer

Yes, WaFd Bank is FDIC insured.

Question 10

Can I open a checking account online?

Accepted Answer

Yes, please visit WaFd Online Account Opening.

Question 11

I have a negative ChexSystem personal report, can I still open an account?

Accepted Answer

Possibly, please check out our WaFd Fresh Start Account.

Question 12

Can my business account receive money from Venmo, Stripe or Zelle^®?

Accepted Answer

Yes, we support Venmo, Stripe and Zelle^®.

Question 13

Do I need an online username to open an account?

Accepted Answer

No, you can open an account first and then enroll in online banking.

Question 14

I am having issues with CAPTCHA trying to prove I am not a robot.

Accepted Answer

We're sorry you're having trouble with the CAPTCHA. Try giving it another go—here are a couple of steps you can try:

Refresh the CAPTCHA and try a different image.
Try a different device or browser. Sometimes a particular device or browser may struggle rendering the CAPTCHA correctly.

Question 15

If I open an account today, will I get a debit card today with my name on it?

Accepted Answer

Getting a debit card with your name on it today is possible, but you'll need to visit one of our local branches. Just call ahead to make sure they have the card-printing equipment. Use our WaFd Branch Locator tool to find the nearest branch.

Account Opening FAQs