Skip to Main Content
A smiling man with glasses and a brown apron talks on a cell phone inside a print shop, standing next to a large-format printer.
Fraud is evolving, and so are we

Find the tools you need to stop fraud in its tracks

Call or text 206-202-0533Connect with Us

Fraud Prevention

WaFd Bank's Fraud Prevention Services give business owners like you the tools to safeguard your accounts, strengthen internal controls, and keep your operations running smoothly. From check fraud to unauthorized ACH (Automated Clearing House) transactions, our solutions are designed to give you peace of mind so you can focus on growth, not risk.

A smiling woman with long, curly brown hair is sitting at a desk indoors, looking down at a document in her hands with a laptop and desk lamp in front of her.

Check Positive Pay

Best for: Mitigating risk

  • Reduce exposure to fraudulent checks and unauthorized payments
  • Ensure your business stays protected
  • Provide a list of checks issued that should be paid
  • Stop fraud before it occurs with teller validation in the branch
Call or text 206-202-0533
A bearded, bald man wearing a gray shirt is seated at a desk, smiling and looking at a computer monitor while operating a mouse.

Reverse Positive Pay

Best for: Businesses who want to approve checks before they're paid and write less than 10 checks a week

  • No need to provide a list of checks ahead of time
  • See a list of checks presented for payment and choose which ones should be paid
Call or text 206-202-0533
A smiling female small business owner wearing an apron is leaning on a counter and looking down at a digital tablet in her hands.

ACH Positive Pay

Best for: Protecting your business from fraudulent, automatic transactions

  • You set the rules on which ACH items should be paid
  • Rules for one-time and recurring transactions
  • Block specific accounts from receiving automatic payments
  • Reduce risk of unauthorized ACH transactions
Call or text 206-202-0533
Protect your business from fraud before it happens
Fraud Protection for Your Business

Product/feature

Best for

Key benefits

Check Positive Pay
Businesses issuing many checks
Matches issued check file to clearing checks
Check Validation (reverse positive pay)
Small businesses managing fewer checks
Reports all checks for review before posting
ACH Positive Pay
Businesses with electronic payments
Approve, block, or set rules for ACH debits/credits
Call or text 206-202-0533All Cash Management
Connect with Us

Our knowledgeable and experienced bankers are ready to help.

Required
Required
Required
Required
Required
Required
Required
Required
Call or text 206-202-0533
Scale Your Success

Expand your financial capacity with our integrated business banking solutions, designed to scale with your goals.

Smiling, middle-aged man with glasses working on a desktop computer in an office.

REMOTE DEPOSIT CAPTURE

Submit your bank deposit using a simple desktop scanning device

  • Save time, no need to drive your deposits to the bank
  • Receive credit faster
  • Access images of deposited items
Receivables
Two business colleagues smiling and talking in a factory or warehouse setting, with the man holding a clipboard.

eACH

A secure and fast way to send and receive payments

  • Vendor Payments
  • Payroll
  • Payment Collection
Payables
A smiling woman with short gray hair and a dark blue shirt stands with her arms crossed in a bright, modern indoor office space.

LOANS & LINES OF CREDIT

Get the funding you need to support cash flow, working capital, or other needs

  • SBA Loans and Lines of Credit
  • Business Loans and Lines of Credit
  • Business Credit Cards

Subject to credit approval.

Fund your business growth
See All Business Banking Options
Expert Insights

Navigate your business confidently with expert knowledge and guidance.

Business woman smiling, holding mug and taking notes from laptop.

FRAUD PREVENTION

Small Business Cybersecurity Tips and Best Practices

Breaches are becoming an increasingly common risk when doing business. How can you protect your business and your customers?

6 min read

Updated October 2025

Woman holding her mobile phone making a payment at a clothing store.

MERCHANT SERVICES

The Benefits of Merchant Services for Your Business

Using merchant services can help boost overall efficiency, enhance customer service, and generally help track and manage your business so you can focus more on helping customers.

8 min read

Updated February 2026

Close up mobile payment.

MERCHANT SERVICES

Ensure Credit Card PCI Compliance

PCI compliance helps to ensure the security of every single credit card transaction your business processes. Learn all you need to know to remain compliant and protect your business.

4 min read

Updated February 2026

See all Expert Insights

Frequently Asked Questions