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Let's get started on your next big project!

Young couple with dog measuring drywall for a home remodeling project
Pay for a home renovation or remodel, pay off bills and credit card debt or help pay for your child’s education
  • No annual fee
  • Discount rate when you make automatic payments from your WaFd checking account
  • We pay closing costs for our existing WaFd home loan clients up to $250,000 for owner-occupied residents and second homes
  • HELOCs are available for primary, second home & investment & properties, including jumbo loans
  • HELOCs up to $700,000

Home Equity Loan (HELOC) Calculator

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$0Your Estimated HELOC Monthly Payment
Your estimated interest-only mortgage payment for the interest-only period doesn't account for the principal payments you'll make later when the loan begins amortizing. Contact one of our friendly loan officers for more information and accurate payment information.
  • $0
    Interest Only
  • $2,689
    Taxes
  • $3,780
    Insurance
  • NO ANNUAL FEE
  • Discount of 0.250% off your interest rate for automatic monthly payment from your WaFd Checking Account
  • Interest rate and APR (Annual Percentage Rate) are variable based on the Wall Street Journal Prime Rate plus a margin subject to credit approval of your credit history, loan to value, occupancy and EZ Pay requirements.
  • Monthly interest only payments do not include property taxes and insurance.
  • HELOCs available for owner occupied homes, 2nd homes & investment properties.
  • Home Equity Loan Calculator payments display monthly interest only payments assuming the outstanding balance displayed in the Equity Credit Line
  • HELOCs feature a 25 year term as follows:
    • 10 year draw period to borrow on your line of credit whenever you need it
    • Any outstanding loan balance after 10 year draw period will be amortized (principal and interest payments) over 15 years
  • Consult your tax advisor.
  • The rate will never exceed 17.99 % APR.
  • Property Insurance is required.
  • Investment properties require WaFd to be in first lien position.
  • Loans are subject to credit approval. Restrictions and limitations may apply.
  • This calculator is for educational purposes only, and may not represent WaFd Bank's lending program requirements.
  • NO ANNUAL FEE
  • Discount of 0.250% off your interest rate for automatic monthly payment from your WaFd Checking Account
  • Interest rate and APR (Annual Percentage Rate) are variable based on the Wall Street Journal Prime Rate plus a margin subject to credit approval of your credit history, loan to value, occupancy and EZ Pay requirements.
  • Monthly interest only payments do not include property taxes and insurance.
  • Consult your tax advisor.
  • The rate will never exceed 17.99 % APR.
  • HELOCs available for owner occupied homes, 2nd homes & investment properties.
  • Home Equity Loan Calculator payments display monthly interest only payments assuming the outstanding balance displayed in the Equity Credit Line
  • HELOCs feature a 25 year term as follows:
    • 10 year draw period to borrow on your line of credit whenever you need it
    • Any outstanding loan balance after 10 year draw period will be amortized (principal and interest payments) over 15 years
  • Property Insurance is required.
  • Investment properties require WaFd to be in first lien position.
  • Loans are subject to credit approval. Restrictions and limitations may apply.
  • This calculator is for educational purposes only, and may not represent WaFd Bank’s lending program requirements.
WaFd Bank voted Best Bank by Newsweek

Awarded America's Best Big Bank - Two Years in a Row

Best Big Bank in Washington, Oregon, Idaho, New Mexico

Newsweek Best Bank winners are assessed on more than 30 separate factors.
Newsweek Best Big Banks 2022arrow-right