Let's get started on your next big project!
Pay for a home renovation or remodel, pay off bills and credit card debt or help pay for your child's education
- No annual fee
- Discount rate when you make automatic payments from your WaFd checking account
- We pay closing costs for our existing WaFd home loan clients up to $250,000 for owner-occupied residents and second homes
- HELOCs are available for primary, second home & investment & properties, including jumbo loans
- HELOCs up to $700,000
Home Equity Loan (HELOC) Calculator
- NO ANNUAL FEE
- Discount of 0.250% off your interest rate for automatic monthly payment from your WaFd Checking Account
- Interest rate and APR (Annual Percentage Rate) are variable based on the Wall Street Journal Prime Rate plus a margin subject to credit approval of your credit history, loan to value, occupancy and EZ Pay requirements.
- Monthly interest only payments do not include property taxes and insurance.
- HELOCs available for owner occupied homes, second homes & investment properties.
- Closing costs are paid only for primary homes, not for second, vacation, or investment properties.*
- Fees Range: $354 - $7,579. Your HELOC fees are included in the disclosure provided at loan application and again at closing.
- Home Equity Loan Calculator payments display monthly interest only payments assuming the outstanding balance displayed in the Equity Credit Line
- HELOCs feature a 25 year term as follows:
- 10 year draw period to borrow on your line of credit whenever you need it
- Any outstanding loan balance after 10 year draw period will be amortized (principal and interest payments) over 15 years
- Consult your tax advisor.
- The rate will never exceed 17.99% APR.
- Property Insurance is required.
- Investment properties require WaFd to be in first lien position.
- Loans are subject to credit approval. Restrictions and limitations may apply.
- This calculator is for educational purposes only, and may not represent WaFd Bank's lending program requirements.
- Fees for our HELOC vary depending on the HELOC loan amount and property location.
- NO ANNUAL FEE
- Discount of 0.250% off your interest rate for automatic monthly payment from your WaFd Checking Account
- Interest rate and APR (Annual Percentage Rate) are variable based on the Wall Street Journal Prime Rate plus a margin subject to credit approval of your credit history, loan to value, occupancy and EZ Pay requirements.
- Monthly interest only payments do not include property taxes and insurance.
- Consult your tax advisor.
- The rate will never exceed 17.99% APR.
- HELOCs available for owner occupied homes, second homes & investment properties.
- Closing costs are paid only for primary homes, not for second, vacation, or investment properties.*
- Fees Range: $354 - $7,579. Your HELOC fees are included in the disclosure provided at loan application and again at closing.
- Home Equity Loan Calculator payments display monthly interest only payments assuming the outstanding balance displayed in the Equity Credit Line
- HELOCs feature a 25 year term as follows:
- 10 year draw period to borrow on your line of credit whenever you need it
- Any outstanding loan balance after 10 year draw period will be amortized (principal and interest payments) over 15 years
- Property Insurance is required.
- Investment properties require WaFd to be in first lien position.
- Loans are subject to credit approval. Restrictions and limitations may apply.
- This calculator is for educational purposes only, and may not represent WaFd Bank's lending program requirements.
- Fees for our HELOC vary depending on the HELOC loan amount and property location.
Awarded America's Best Big Bank - Three Years in a Row
Best Big Bank in Washington, Idaho, New Mexico
Awarded America's Best-in-State Bank
Best-in-State Bank in Washington, Idaho, Oregon, Nevada
Awarded America's Best Big Bank - Three Years in a Row
Best Big Bank in Washington, Idaho, New Mexico
Awarded America's Best-in-State Bank
Best-in-State Bank in Washington, Idaho, Oregon, Nevada