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A bank representative greeting a customer at a desk
A bank representative greeting a customer at a desk
A bank representative greeting a customer at a desk
A bank representative greeting a customer at a desk
A bank representative greeting a customer at a desk
A bank representative greeting a customer at a desk
Save on Closing Costs When You Open a WaFd Bank Checking Account

We’re Excited to Welcome You as a New Home Loan Client!

Enjoy a great start with WaFd Bank by saving up to $600 on your loan closing costs.*

  • Save $200 when you open a new WaFd checking account with direct deposit, and use that account to make your monthly mortgage payments.
  • Save another $400 when you register for EZ-Pay service, automatically pulling your mortgage payment from your account.

Three simple steps:

  1. Choose your best fit checking account. See below to review your options, including interest-earning, free and low minimum balance accounts.
  2. Provide the new account verification email to your Mortgage Broker.
  3. Complete the EZ-Pay sign up form with your Mortgage Broker.
Compare checking account details table
POPULAR

STELLAR PLUS
Checking

GREEN
Checking

**FREE
Checking

Open AccountOpen AccountOpen Account
Boost your benefits with Stellar Plus Checking!It's time you had a checking account that's really got you covered!No minimum balance or monthly maintenance fees!
Only $25 initial depositOnly $25 initial depositOnly $25 initial deposit
  • ATM / Debit Card
  • Online Banking
  • Bill Pay & External Transfers
  • Mobile Banking
  • Person-to-Person Payments
  • MyTransfer

My WaFd Wins Benefits1

  • Credit Monitoring and Identity Theft Resolution Service
  • Mobile Phone Protection
  • Buyer's Protection/Extended Warranty
  • AD&D Insurance
  • Shopping Discounts
  • Health Discounts
  • Travel & Leisure Discounts
  • Activation and registration are required

My WaFd Wins Benefits1

  • Credit Monitoring and Identity Theft Resolution Service
  • Mobile Phone Protection
  • Buyer's Protection/Extended Warranty
  • AD&D Insurance
  • Shopping Discounts
  • Health Discounts
  • Travel & Leisure Discounts
  • Activation and registration are required
 
$0, $3 or $8 Per Month$6 Per MonthFREE**

Balance to waive monthly fee $20,000.

See more details

No minimum balance requirement.

No minimum balance requirement.

Nonsufficient funds charge may apply.

Earn 0.05% interest on all balancesNo interest earnedNo interest earned

STELLAR PLUS Checking

$0, $3 or $8 Per Month
Boost your benefits with Stellar Plus Checking!
Only $25 initial deposit

My WaFd Wins Benefits1

  • Credit Monitoring and Identity Theft Resolution Service
  • Mobile Phone Protection
  • Buyer's Protection/Extended Warranty
  • AD&D Insurance
  • Shopping Discounts
  • Health Discounts
  • Travel & Leisure Discounts
  • Activation and registration are required
Balance to waive monthly fee $20,000.
Earn 0.05% interest on balances See today's interest rates

Open Account

GREEN Checking

$6 Per Month
It's time you had a checking account that's really got you covered!
Only $25 initial deposit

My WaFd Wins Benefits1

  • Credit Monitoring and Identity Theft Resolution Service
  • Mobile Phone Protection
  • Buyer’s Protection/Extended Warranty
  • AD&D Insurance
  • Shopping Discounts
  • Health Discounts
  • Travel & Leisure Discounts
  • Activation and registration are required
No minimum balance requirement.
No interest earned.

Open Account

**FREE Checking

FREE**
It's time you had a checking account that's really got you covered!
Only $25 initial deposit
  • ATM/debit Card
  • Online Banking
  • Bill Pay & External Transfers
  • Mobile Banking
  • Person-to-Person Payments
  • MyTransfer
No minimum balance requirement.
No interest earned.

Open Account

*To qualify for a credit back on closing costs, prior to closing, you must (1) open a new consumer checking account with WaFd Bank using the link above, (2) register for EZ-Pay service to automatically pull your mortgage payment from this checking account, and (3) include one form of direct deposit (payroll, social security, or other monthly recurring source of income). This credit may not be combined with other offers or discounts. Direct deposit must be verified. All loans subject to credit approval.

**Requires eStatement registration and direct deposit. Nonsufficient/returned item fees may apply. $25 minimum to open. Inactivity Fee May Apply.