Save on Closing Costs When You Open a WaFd Bank Checking Account

We’re Excited to Welcome You as a New Home Loan Client!

Enjoy a great start with WaFd Bank by saving up to $600 on your loan closing costs.*

  • Save $200 when you open a new WaFd checking account with direct deposit, and use that account to make your monthly mortgage payments.
  • Save another $400 when you register for EZ-Pay service, automatically pulling your mortgage payment from your account.

Three simple steps:

  1. Choose your best fit checking account. See below to review your options, including interest-earning, free and low minimum balance accounts.
  2. Provide the new account verification email to your Mortgage Broker.
  3. Complete the EZ-Pay sign up form with your Mortgage Broker.
Compare checking account details table

STELLAR PLUS
Checking

POPULAR

GREEN
Checking

FREE**
Checking

Open AccountOpen AccountOpen Account
Boost your benefits with Stellar Plus Checking!It's time you had a checking account that's really got you covered!No minimum balance or monthly maintenance fees!
Only $25 to openOnly $25 to openOnly $25 to open
  • ATM / Debit Card
  • Online Banking
  • Bill Pay & External Transfers
  • Mobile Banking
  • Person-to-Person Payments
  • eStatements
  • MyTransfer
  • Overdraft Line of Credit Available (subject to credit approval)
  • Free "Stellar" Checks
  • Free 3"x5" Safe Deposit Box (where available)
  • ATM / Debit Card
  • Online Banking
  • Bill Pay & External Transfers
  • Mobile Banking
  • Person-to-Person Payments
  • eStatements
  • MyTransfer
  • Overdraft Line of Credit Available (subject to credit approval)
  • ATM / Debit Card
  • Online Banking
  • Bill Pay & External Transfers
  • Mobile Banking
  • Person-to-Person Payments
  • eStatements
  • MyTransfer
  • IDProtect® Identity Theft Monitoring and Resolution Service
  • Mobile Phone Protection
  • Accidental Death & Dismemberment Insurance
  • Debit Advantage™
  • Health Discounts
  • Travel & Leisure Discounts
  • Shopping Rewards™
  • IDProtect® Identity Theft Monitoring and Resolution Service
  • Mobile Phone Protection
  • Accidental Death & Dismemberment Insurance
  • Debit Advantage™
  • Health Discounts
  • Travel & Leisure Discounts
  • Shopping Rewards™
 
$0, $3 or $8 Per Month$6 Per MonthFREE**

Balance to waive monthly fee $20,000.

See more details

No minimum balance requirement.

Activation and registration are required.

No minimum balance requirement.

Requires eStatement registration and direct deposit.

Overdraft/returned item fees may apply.

Earn 0.05% interest on balances of $​10,000 or more.No interest earnedNo interest earned
Open AccountOpen AccountOpen Account

STELLAR PLUS Checking

Boost your benefits with Stellar Plus Checking!
Only $25 to open
  • ATM/debit Card
  • Online Banking
  • Bill Pay & External Transfers
  • Mobile Banking
  • Person-to-Person Payments
  • eStatements
  • MyTransfer
  • Overdraft Line of Credit Available (subject to credit approval)
  • Free "Stellar" Checks
  • Free 3"x5" Safe Deposit Box (where available)
  • IDProtect® Identity Theft Monitoring and Resolution Service
  • Mobile Phone Protection
  • Accidental Death & Dismemberment Insurance
  • Debit Advantage™
  • Health Discounts
  • Travel & Leisure Discounts
  • Shopping Rewards™
Balance to waive monthly fee $20,000.
Earn premium interest on balances of $​10,000 or more. See today's interest rates
$0, $3 or $8 Per Month

GREEN Checking

It's time you had a checking account that's really got you covered!
Only $25 to open
  • ATM/debit Card
  • Online Banking
  • Bill Pay & External Transfers
  • Mobile Banking
  • Person-to-Person Payments
  • eStatements
  • MyTransfer
  • Overdraft Line of Credit Available (subject to credit approval)
  • IDProtect® Identity Theft Monitoring and Resolution Service
  • Mobile Phone Protection
  • Accidental Death & Dismemberment Insurance
  • Debit Advantage™
  • Health Discounts
  • Travel & Leisure Discounts
  • Shopping Rewards™
No minimum balance requirement.
Activation and registration are required.
No interest earned.
$6 Per Month

FREE Checking**

It's time you had a checking account that's really got you covered!
Only $25 to open
  • ATM/debit Card
  • Online Banking
  • Bill Pay & External Transfers
  • Mobile Banking
  • Person-to-Person Payments
  • eStatements
  • MyTransfer
No minimum balance requirement.
Requires eStatement registration and direct deposit.
No interest earned.
FREE**

*To qualify for a credit back on closing costs, prior to closing, you must (1) open a new consumer checking account with WaFd Bank using the link above, (2) register for EZ-Pay service to automatically pull your mortgage payment from this checking account, and (3) include one form of direct deposit (payroll, social security, or other monthly recurring source of income). This credit may not be combined with other offers or discounts. Direct deposit must be verified. All loans subject to credit approval.

**Requires eStatement registration and direct deposit. Overdraft/returned item fees may apply. $25 minimum to open. Inactivity Fee May Apply.