Manage company expenses easily so you can focus on what matters most, growing your business
Corporate Credit Cards
WaFd Bank Corporate Credit Cards are designed for business owners, with tools and features to make managing expenses and authorized user spend easy and convenient whether you're growing a mid-sized company, or managing a large corporation.
Commercial Preferred Solution Credit Card
Best for: Middle market businesses and corporations
- Online card management keeps everything in one place
- Virtual card options allows for more control to authorize company spending
- Expense management to save you time and money
Purchasing Card
Best for: Large middle market businesses and corporations
- Easy expense management tools
- Earn competitive revenue share based on spend
- Customizable spending restrictions with virtual cards available upon request
We are migrating to a new platform to improve your experience. If there are questions after reading through our FAQs below, send us an email at commercialcard@wafd.com. A few key dates as we work through these changes together:
- June 1: Replacement cards will begin mailing to existing cardholders
- June 11: Download any activity, such as transaction history, statements, and expense reports, by end of day as they will not be accessible after the migrations
- June 12: Last day to access eZBusiness, our current credit card platform
- June 15: New cards can be activated, and you can begin enrollment in SpendTrack, our new credit card platform
Commercial Preferred Credit CardView details | Purchasing Credit CardView details | |
|---|---|---|
Fee | No annual or monthly fee | No annual or monthly fee |
Billing cycle | 3 billing cycle options available, choose from weekly, bi-weekly, and monthly Semi-monthly and monthly flex bill options require auto payment, set up as pay-in-full | 3 billing cycle options available, choose from weekly, bi-weekly, and monthly Semi-monthly and monthly flex bill options require auto payment, set up as pay-in-full |
Monthly payment | Varies | Balances must be paid in full each month |
Access | Individual card limits by monthly charge amount | Individual card limits by monthly charge amount |
Rewards | Points based rewards program | Revenue share program based on your company's quarterly or annual spend |
Accounts management | View and export 24 months of transaction details and statements, add, cancel, and manage cardholder limits, self-administered MCC restrictions, make payments, dispute transactions, and more | View and export 24 months of transaction details and statements, add, cancel, and manage cardholder limits, self-administered MCC restrictions, make payments, dispute transactions, and more |
Expense management | Online tool to prepare and submit expense reports Expense directly to your GL system | Online tool to prepare and submit expense reports Expense directly to your GL system |
Loans subject to credit approval. Certain terms, conditions, and exclusions apply.
Please refer to your Visa Guide to Benefits and Cardholder Agreement for details.
eACH
A secure and fast way to send and receive payments
- Vendor Payments
- Payroll
- Payment Collection
REMOTE DEPOSIT CAPTURE
Submit your bank deposit using a simple desktop scanning device
- Save time, no need to drive your deposits to the bank
- Receive credit faster
- Access images of deposited items
PAYMENT PROCESSING SERVICES
Accept payments anywhere with the most up-to-date technology
- Terminal payments (card present)
- E-commerce (card not present)
- Industry-leading security
- Solutions for platforms and developers
Frequently Asked Questions
2026 Business Credit Card Changes
The WaFd Bank Privacy Notice is available in the Privacy Center.