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Manage cash flow & earn credit card incentives

Get rewarded for your company spending. Contact your Commercial/Treasury Relationship Manager

WaFd Bank Visa® Commercial Preferred Solution Credit Card

Running a business is fast-paced, and you need a credit card that keeps up. The WaFd Bank Visa® Commercial Preferred Solution Credit Card is designed to give you the control, rewards, and flexibility you need without the hidden fees. Whether you're covering travel and entertainment (T&E), everyday business purchases, or managing team expenses, this card was built with you in mind.

    Earn rewards you'll actually use

    Smarter expense management

    No hidden costs

Power your business growth with rewards that work

Features & benefits:

  • Earn 1 point per $1 spent
  • Redeem points for travel perks, gift cards, or statement credit
  • Virtual card controls for employee spending
  • Online card management to keep everything in one place
  • Expense management to save time and money
  • Larger credit limit for middle market businesses
  • No annual or monthly fee

Best if you:

  • Manage multiple cardholders
  • Want travel rewards
  • Need expense management tools
  • Prefer flexible redemption options
  • Run a middle market sized business
WaFd Bank Commercial Preferred Credit Card.

Contact your Commercial/Treasury Relationship Manager

Commercial Preferred Solution Credit Card Features and Benefits

Product/feature

Best for

Key benefits

Rewards program
Everyday purchases
Flexible redemption options with 1% earned for every $1 spent on qualified transactions.
1.5% earned for every $1 spent on qualified T&E and rideshare transactions with flexible redemption options.
Qualified transactions are based on merchant category codes (MCC), defined under the respective categories by the network.
Higher credit card limits
Mid-market companies
More purchasing power to support growth
Virtual card options
Businesses with multiple employees
Control and authorize company spending with flexibility
Online expense management (eZCard Guide)
Owners who value time and efficiency
Centralized reporting, tracking, and management
No annual or monthly fee
Cost-conscious business owners
Save money with no recurring card fees
Compare corporate credit card accounts

Loans subject to credit approval. Certain terms, conditions, and exclusions apply.
Please refer to your Visa Guide to Benefits and Cardholder Agreement for details.

Scale Your Success

Expand your financial capacity with our integrated business banking solutions, designed to scale with your goals.

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REMOTE DEPOSIT CAPTURE

Submit your bank deposit using a simple desktop scanning device

  • Save time, no need to drive your deposits to the bank
  • Receive credit faster
  • Access images of deposited items
Receivables
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POSITIVE PAY

Avoid fraud before it happens with Positive Pay

  • Increased internal controls
  • Peace of mind
  • You set the rules for ACH and choose how checks are validated to prevent fraud
Fraud Prevention
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ADDITIONAL OPTIONS

More ways to upgrade your account

  • Treasury Prime for ultimate control over business accounts
  • Sweep Accounts
  • Zero Balance Accounts
  • eWires: send domestic and International wires quickly

Contact your Commercial/Treasury Relationship Manager

See All Business Banking Options
Expert Insights

Navigate your business confidently with expert knowledge and guidance.

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MERCHANT SERVICES

Ensure Credit Card PCI Compliance

PCI compliance helps to ensure the security of every single credit card transaction your business processes. Learn all you need to know to remain compliant and protect your business.

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FRAUD PREVENTION

Small Business Cybersecurity Tips and Best Practices

Breaches are becoming an increasingly common risk when doing business. How can you protect your business and your customers?

6 min read

Updated October 2025

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MERCHANT SERVICES

10 Strategies to Optimize Cash Flow Management for Your Small Business

Good cash flow management is crucial to grow, stay relevant, and have a successful business overall. You can use several strategies to keep cash flow open, and WaFd Bank is here to help.

6 min read

Updated February 2026

See all Expert Insights
Trusted Partners

Testimonials from our business clients.

RETAIL

Definitely have a bank partner in our corner, 100%.”

Daniel Goodwin
Owner, Apex 3D Hunting Supply

NON-PROFIT

It has just been a really wonderful experience. So much so that we are actually in the process of transitioning almost all of our banking as a non-profit agency to WaFd Bank.”

Crystal Hovath
Executive Director, Bonner Community Housing Agency

RETAIL

It's an incredible relationship! I've never seen it in banking, and that's why we stick with WaFd Bank!”

Jackie Sorkin
Candified Business Owner

See all business testimonials

Frequently Asked Questions

All business credit card FAQs

Subject to credit approval. Certain terms, conditions, and exclusions apply. Please refer to your Visa Guide to Benefits and Cardholder Agreement for details.

The WaFd Bank Privacy Notice is available in the Privacy Center.