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Straightforward management, total control and efficiency

The credit card made for purchasing. Contact your Commercial/Treasury Relationship Manager

Purchasing Credit Card

For growth-minded businesses the WaFd Bank Purchasing Credit Card delivers total control and efficiency. With virtual cards available upon request and customizable spending restrictions, this corporate purchasing solution was built for scale.

    Customizable spending restrictions and centralized billing

    Fixed pricing with no monthly or annual fee

    Straightforward card management

Control corporate spend with power, flexibility, and no annual fees

Features & benefits:

  • Large limit with individual card controls
  • Virtual cards upon request
  • No annual or monthly fees, fixed pricing
  • Robust online management tools
  • Consolidated statements
  • Earn competitive revenue share based on your company's quarterly or annual spend

Best if you:

  • Manage multiple locations
  • Need corporate-level billing
  • Want virtual card options
  • Require detailed reporting
  • Value predictable, no-fee pricing
WaFd Bank Purchasing Credit Card.

Contact your Commercial/Treasury Relationship Manager

Purchasing Credit Card Features and Benefits

Product/feature

Best for

Key benefits

Consolidated statements
Large teams with many cardholders
All charges roll up to one corporate bill

Virtual cards (Upon request)

Department/project-based spending
Issue cards quickly with set limits
Merchant category restrictions
Controlling spend
Restrict purchases to approved vendors
Online reporting tools
Finance/Accounting teams

Export to Excel®, QuickBooks®, and Quicken®

Compare corporate credit cards

Loans subject to credit approval. Certain terms, conditions, and exclusions apply.
Please refer to your Visa Guide to Benefits and Cardholder Agreement for details.

Scale Your Success

Expand your financial capacity with our integrated business banking solutions, designed to scale with your goals.

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REMOTE DEPOSIT CAPTURE

Submit your bank deposit using a simple desktop scanning device

  • Save time, no need to drive your deposits to the bank
  • Receive credit faster
  • Access images of deposited items
Receivables
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POSITIVE PAY

Avoid fraud before it happens with Positive Pay

  • Increased internal controls
  • Peace of mind
  • You set the rules for ACH and choose how checks are validated to prevent fraud
Fraud Prevention
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ADDITIONAL OPTIONS

More ways to upgrade your account

  • Treasury Prime for ultimate control over business accounts
  • Sweep Accounts
  • Zero Balance Accounts
  • eWires: send domestic and International wires quickly
See All Business Banking Options
Expert Insights

Navigate your business confidently with expert knowledge and guidance.

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MERCHANT SERVICES

Ensure Credit Card PCI Compliance

PCI compliance helps to ensure the security of every single credit card transaction your business processes. Learn all you need to know to remain compliant and protect your business.

4 min read

Updated February 2026

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FRAUD PREVENTION

Small Business Cybersecurity Tips and Best Practices

Breaches are becoming an increasingly common risk when doing business. How can you protect your business and your customers?

6 min read

Updated October 2025

Entrepreneur using tablet in clothing retail store.

MERCHANT SERVICES

10 Strategies to Optimize Cash Flow Management for Your Small Business

Good cash flow management is crucial to grow, stay relevant, and have a successful business overall. You can use several strategies to keep cash flow open, and WaFd Bank is here to help.

6 min read

Updated February 2026

See all Expert Insights
Trusted Partners

Testimonials from our business clients.

RETAIL

Definitely have a bank partner in our corner, 100%.”

Daniel Goodwin
Owner, Apex 3D Hunting Supply

NON-PROFIT

It has just been a really wonderful experience. So much so that we are actually in the process of transitioning almost all of our banking as a non-profit agency to WaFd Bank.”

Crystal Hovath
Executive Director, Bonner Community Housing Agency

RETAIL

It's an incredible relationship! I've never seen it in banking, and that's why we stick with WaFd Bank!”

Jackie Sorkin
Candified Business Owner

See all business testimonials

Frequently Asked Questions

All business credit card FAQs

Subject to credit approval. Certain terms, conditions, and exclusions apply. Please refer to your Visa Guide to Benefits and Cardholder Agreement for details.

The WaFd Bank Privacy Notice is available in the Privacy Center.