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Straightforward management, total control and efficiency

The credit card made for purchasing. Contact your Commercial/Treasury Relationship Manager

A smiling Black man wearing glasses, a tan turtleneck, and a light-colored cardigan stands in a modern, well-lit office.
A smiling Black man wearing glasses, a tan turtleneck, and a light-colored cardigan stands in a modern, well-lit office.
Straightforward management, total control and efficiency

The credit card made for purchasing. Contact your Commercial/Treasury Relationship Manager

Purchasing Credit Card

For growth-minded businesses the WaFd Bank Purchasing Credit Card delivers total control and efficiency. With virtual cards available upon request and customizable spending restrictions, this corporate purchasing solution was built for scale.

Customizable spending restrictions and centralized billing

Customizable spending restrictions and centralized billing

Fixed pricing with no monthly or annual fee

Fixed pricing with no monthly or annual fee

Straightforward card management

Straightforward card management

Control corporate spend with power, flexibility, and no annual fees

Features & benefits:

  • Large limit with individual card controls
  • Virtual cards upon request
  • No annual or monthly fees, fixed pricing
  • Robust online management tools
  • Consolidated statements
  • Earn competitive cash rebates based on your company's quarterly or annual spend

Best if you:

  • Manage multiple locations
  • Need corporate-level billing
  • Want virtual card options
  • Require detailed reporting
  • Value predictable, no-fee pricing
WaFd Bank Purchasing Credit Card.

Contact your Commercial/Treasury Relationship Manager

WaFd Bank's Purchasing Credit Card is Best for Large and Commercial Enterprises
Product/featureBest forKey benefit
Consolidated statementsLarge teams with many cardholdersAll charges roll up to one corporate bill
Virtual cards (Upon request)Department/project-based spendingIssue cards quickly with set limits
Merchant category restrictionsControlling spendRestrict purchases to approved vendors
Online reporting toolsFinance/Accounting teamsExport to Excel®, QuickBooks®, and Quicken®

Consolidated statements

  • Best for: Large teams with many cardholders
  • Key benefit: All charges roll up to one corporate bill

Virtual cards (Upon request)

  • Best for: Department/project-based spending
  • Key benefit: Issue cards quickly with set limits

Merchant category restrictions

  • Best for: Controlling spend
  • Key benefit: Restrict purchases to approved vendors

Online reporting tools

  • Best for: Finance/Accounting teams
  • Key benefit: Export to Excel®, QuickBooks®, and Quicken®
Compare business credit card accounts

Loans subject to credit approval. Certain terms, conditions, and exclusions apply.
Please refer to your Visa Guide to Benefits and Cardholder Agreement for details.

Scale Your Success

Expand your financial capacity with our integrated business banking solutions, designed to scale with your goals.

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REMOTE DEPOSIT CAPTURE

Submit your bank deposit using a simple desktop scanning device

  • Save time, no need to drive your deposits to the bank
  • Receive credit faster
  • Access images of deposited items
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POSITIVE PAY

Avoid fraud before it happens with Positive Pay

  • Increased internal controls
  • Peace of mind
  • You set the rules for ACH and choose how checks are validated to prevent fraud
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ADDITIONAL OPTIONS

More ways to upgrade your account

  • Treasury Prime for ultimate control over business accounts
  • Sweep Accounts
  • Zero Balance Accounts
  • eWires: send domestic and International wires quickly
See all business banking
Expert Insights

Navigate your business confidently with expert knowledge and guidance.

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Ensure Credit Card PCI Compliance

PCI compliance helps to ensure the security of every single credit card transaction your business processes. Learn all you need to know to remain compliant and protect your business.

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Small Business Cybersecurity Tips and Best Practices

Breaches are becoming an increasingly common risk when doing business. How can you protect your business and your customers?

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10 Strategies to Optimize Cash Flow Management

Good cash flow management is crucial to grow, stay relevant, and have a successful business overall. You can use several strategies to keep cash flow open, and WaFd Bank is here to help.

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Trusted Partners

Testimonials from our business clients.

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Frequently Asked Questions

All business credit card FAQs

Subject to credit approval. Certain terms, conditions, and exclusions apply. Please refer to your Visa Guide to Benefits and Cardholder Agreement for details.

The WaFd Bank Privacy Notice is available in the Privacy Center.