Your business deserves a Best Bank

Find a partner in WaFd Bank

A man and a woman in business attire giving each other a high five in a bright, modern office.
A man and a woman in business attire giving each other a high five in a bright, modern office.
Your business deserves a Best Bank

Find a partner in WaFd Bank

Your Business Bank in Arizona

WaFd Bank has won Best Bank awards in both the Regional Bank and Employer categories every year since 2017, so you know you'll have a great partner to help you grow your business. Wherever your business is located in the state of Arizona, WaFd is there for you. With branches from Prescott Valley to Yuma, Douglas to Show Low and just about everywhere in between, you'll be able to get your banking done and get back to running your business.

A WaFd Bank employee with red hair smiles and talks to a customer in a work jacket at a modern branch counter.

Get everything you need for your business from a Best Bank

  • Personalized service from local bankers
  • Checking and savings accounts
  • Loans and lines of credit
  • SBA lending options
  • Merchant services
  • Cash management tools
WaFd Bank Regional President, Todd Gerber

Businesses across Arizona choose WaFd Bank because we go beyond transactions—we build relationships. As a community-focused bank, we offer local decision-making, tailored financial solutions, and a deep understanding of the regional economy. Whether you're expanding in Tucson, launching in Yuma, or growing in a rural corner of the state, our experienced team is here to support your goals. From small business loans and lines of credit to treasury services and digital banking tools, WaFd Bank provides the resources and responsiveness that Arizona businesses deserve.”

Todd Gerber, Regional President

Compare business checking accounts

*Free Business Checking
*Nonsufficient funds charge may apply.
Business Interest Checking
Business Premier Checking
Business Analyzed Checking

Only $100 initial deposit

Earns interest

Monthly fee

$0$15 when balance falls below $5,000$75Varies, cost is based on transaction volume, offset by account balance

QuickBooks® compatible

Mobile and Online Banking, online check images, and eStatements
Digital payment options: eACH, eWire, remote deposit capture

Optional Overdraft Protection services

Fraud Prevention services add-on: positive pay for check and ACH
Debit cards for signers and non-signers

Tailored to your business needs

Compare business checking accounts

Compare business checking accounts details table
Only $100 initial deposit

*Free Business Checking

Business Interest Checking

Business Premier Checking

Business Analyzed Checking

Earns interest

*Free Business Checking

Business Interest Checking

Business Premier Checking

Business Analyzed Checking

Monthly fee

*Free Business Checking $0

Business Interest Checking $15 when balance falls below $5,000

Business Premier Checking $75

Business Analyzed Checking Varies, cost is based on transaction volume, offset by account balance

QuickBooks® compatible

*Free Business Checking

Business Interest Checking

Business Premier Checking

Business Analyzed Checking

Mobile and Online Banking, online check images, and eStatements

*Free Business Checking

Business Interest Checking

Business Premier Checking

Business Analyzed Checking

Digital payment options: eACH, eWire, remote deposit capture

*Free Business Checking

Business Interest Checking

Business Premier Checking

Business Analyzed Checking

Optional Overdraft Protection services

*Free Business Checking

Business Interest Checking

Business Premier Checking

Business Analyzed Checking

Fraud Prevention services add-on: positive pay for check and ACH

*Free Business Checking

Business Interest Checking

Business Premier Checking

Business Analyzed Checking

Debit cards for signers and non-signers

*Free Business Checking

Business Interest Checking

Business Premier Checking

Business Analyzed Checking

Tailored to your business needs

*Free Business Checking

Business Interest Checking

Business Premier Checking

Business Analyzed Checking

Find everything you need to grow your business with WaFd Bank
A smiling man with an afro hangs an "OPEN" sign on the glass door of his business.

SBA Loans*

Get fast approvals and expert local guidance to help grow your business

  • WaFd Bank is an SBA Preferred Lender
  • Access the capital you need through an SBA 7(a) Loan, SBA 504 Loan, or Express Lines of Credits

*Loans subject to approval.

A smiling woman holds a WaFd Bank credit card while working on a laptop in a bright indoor office.

CREDIT CARDS

Flexibility designed for your success

  • Designed for business owners
  • Flexible and convenient
  • Manage expenses and authorized user spend with ease
  • Cashback rewards
A smiling woman with short gray hair and a dark blue shirt stands with her arms crossed in a bright, modern indoor office space.

LOANS & LINES OF CREDIT

Get the funding you need to support cash flow, working capital, or other needs

  • SBA Loans and Lines of Credit
  • Business Loans and Lines of Credit
  • Business Credit Cards

Subject to credit approval.

Two smiling colleagues discussing work with documents on a wall in the background.

MERCHANT SERVICES

Spend less time on administrative tasks with Merchant Services

  • Manage HR and payroll with ease
  • Point of sale and inventory systems to help you stay on top of things
  • Accept payments multiple ways so your customers pay the way they want to
Customer smiling while making a mobile payment with her smartphone at a restaurant table.

PAYMENT PROCESSING SERVICES

Accept payments anywhere with the most up-to-date technology

  • Terminal payments (card present)
  • E-commerce (card not present)
  • Industry-leading security
  • Solutions for platforms and developers
Two smiling professionals, a man and a woman, look at a tablet and a phone while standing in a busy, modern office.

CASH MANAGEMENT

Gain more and seize growth opportunities to scale up

  • See all bank and credit card activity in one place
  • Track profitability in real time
  • Visualize business cash flow with projections to plan for seasonality
Connect with Us

Our knowledgeable and experienced bankers are ready to help.

How would you like to be contacted?
Expert Insights

Navigate your business confidently with expert knowledge and guidance.

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What Is Needed to Open a Business Bank Account?

Keeping your business funds separate from your personal finances helps you stay organized and focused on your business priorities.

Built for Business | Rapid Invoice Payment Solutions with FINSYNC

Banking Tips for New Business Owners

Keeping your business funds separate from your personal finances helps you stay organized and focused on your business priorities.

Built for Business | Rapid Invoice Payment Solutions with FINSYNC.

What Is the Best Bank for a Small Business?

A lot of places claim they're the best bank for small business, but what really sets them apart from the rest? At WaFd Bank, we can tell you a few things about why we're a great choice.

Trusted Partners

Testimonials from our business clients.

Frequently Asked Questions

Forbes 2025 badge for Best-In-State Bank, WaFd Bank.Awarded America's Best-in-State Bank

Awarded America's Best-in-State Bank

Best-In-State Bank in Nevada, New Mexico, and Oregon. Top 3 for Washington.

Forbes Best-in-State Banks 2025