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Everything you need with interest

Have it all with Business Interest Checking

Business Interest Checking

With $0 required to open, WaFd Bank's Business Interest Checking gives you the perfect balance between stability and smart growth.

Earn interest while you manage your business: smart, steady, and built for growth

Features & benefits:

  • Earn interest on balances above $1,000
  • $15 monthly fee waived with a daily average balance of $5,000 or more
  • Access to thousands of fee-free MoneyPass® ATMs
  • Online Banking with bill payment
  • Mobile photo deposit & remote deposit capture
  • QuickBooks® compatible
  • Debit cards with option to order for employees who are not a signer on your account
  • Options to upgrade your account:
    • eWire transfer service
    • Electronic ACH payments
    • Credit card processing
    • Automatic sweep for balance optimization

Best if you:

  • Maintain steady balances
  • Prefer earning interest
  • Need easy digital access
  • Manage payroll and vendor payments
  • Value strong, personal relationships with your banker
Quick Business Checking Accounts Comparison

Product/feature

Best for

Key benefits

Business Interest Checking
Businesses with moderate activity and balances
  • Earn interest on balances above $1,000
  • Online and mobile banking, bill pay, wires available
High-volume transactions
Growing businesses
  • Premium rate tiers and relationship benefits
  • Upgrade your account with Cash Management services
*Business Free Checking*Nonsufficient funds charges may apply.
New or smaller businesses
  • No monthly maintenance fees or balance requirements
  • Online banking, mobile deposit included
Scale Your Success

Expand your financial capacity with our integrated business banking solutions, designed to scale with your goals.

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REMOTE DEPOSIT CAPTURE

Submit your bank deposit using a simple desktop scanning device

  • Save time, no need to drive your deposits to the bank
  • Receive credit faster
  • Access images of deposited items
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LOANS & LINES OF CREDIT

Get the funding you need to support cash flow, working capital, or other needs

  • SBA Loans and Lines of Credit
  • Business Loans and Lines of Credit
  • Business Credit Cards

Subject to credit approval.

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ADDITIONAL OPTIONS

More ways to upgrade your account

  • Positive Pay Fraud Prevention
  • Cash Flow Management
  • eWires: Send Domestic and International wires quickly
Trusted Partners

Testimonials from our business clients.

RETAIL

Definitely have a bank partner in our corner, 100%.”

Daniel Goodwin
Owner, Apex 3D Hunting Supply

NON-PROFIT

It has just been a really wonderful experience. So much so that we are actually in the process of transitioning almost all of our banking as a non-profit agency to WaFd Bank.”

Crystal Hovath
Executive Director, Bonner Community Housing Agency

RETAIL

It's an incredible relationship! I've never seen it in banking, and that's why we stick with WaFd Bank!”

Jackie Sorkin
Candified Business Owner

Business Interest Checking FAQs