Business Interest Checking
With just a $100 initial deposit, WaFd Bank's Business Interest Checking gives you the perfect balance between stability and smart growth.
Earn interest on balances above $1,000
Earn interest on balances above $1,000
Reliable access with relationship banking
Reliable access with relationship banking
Earn interest while you manage your business: smart, steady, and built for growth
Features & benefits:
- Earn interest on balances above $1,000
- $15 monthly fee waived with a daily average balance of $5,000 or more
- Access to thousands of fee-free MoneyPass® ATMs
- Online Banking with bill payment
- Mobile photo deposit & remote deposit capture
- QuickBooks compatible
- Complimentary Work Perks program to offer valuable benefits to your employees
- Debit cards with option to order for employees who are not a signer on your account
- Options to upgrade your account:
- eWire transfer service
- Electronic ACH payments
- Credit card processing
- Automatic sweep for balance optimization
Best if you:
- Maintain steady balances
- Prefer earning interest
- Need easy digital access
- Manage payroll and vendor payments
- Value strong, personal relationships with your banker
Quick Business Checking Accounts Comparison
| Product/feature | Best for | Key benefits |
|---|---|---|
| Business Interest Checking | Businesses with moderate activity and balances |
|
| Business Analyzed Checking | High-volume transactions |
|
| Business Premier Checking | Growing businesses |
|
| *Business Free Checking *Nonsufficient funds charges may apply. | New or smaller businesses |
|
Business Interest Checking
- Best for: Businesses with moderate activity and balances
- Key benefits:
- Earn interest on balances above $1,000
- Online and mobile banking, bill pay, wires available
- Best for: High-volume transactions
- Key benefits:
- Optimize fees with earnings credits
- Upgrade your account with Treasury Management services
- Best for: Growing businesses
- Key benefits:
- Premium rate tiers and relationship benefits
- Upgrade your account with Cash Management services
*Business Free Checking
*Nonsufficient funds charges may apply.
- Best for: New or smaller businesses
- Key benefits:
- No monthly maintenance fees or balance requirements
- Online banking, mobile deposit included
Scale Your Success
Expand your financial capacity with our integrated business banking solutions, designed to scale with your goals.
REMOTE DEPOSIT CAPTURE
Submit your bank deposit using a simple desktop scanning device
- Save time, no need to drive your deposits to the bank
- Receive credit faster
- Access images of deposited items
LOANS & LINES OF CREDIT
Get the funding you need to support cash flow, working capital, or other needs
- SBA Loans and Lines of Credit
- Business Loans and Lines of Credit
- Business Credit Cards
Subject to credit approval.
ADDITIONAL OPTIONS
More ways to upgrade your account
- Positive Pay Fraud Prevention
- Cash Flow Management
- eWires: Send Domestic and International wires quickly
Expert Insights
Navigate your business confidently with expert knowledge and guidance.
How to Move or Expand a Business to Another State
Relocating a business or expanding to a new state can be complicated. Learn about the legal and tax requirements before moving across state lines.
Ensure Credit Card PCI Compliance
PCI compliance helps to ensure the security of every single credit card transaction your business processes. Learn all you need to know to remain compliant and protect your business.
3 Trends Your Small Business Can't Afford to Ignore
How can small business owners like you ensure you're reaching your target market? We've got some ideas to help.
Business Interest Checking FAQs
Expand All
