Find a partner in WaFd Bank


Find a partner in WaFd Bank
Your Business Bank in Washington
WaFd Bank has won Best Bank awards in both the Regional Bank and Employer categories every year since 2017, so you know you'll have a great partner to help you grow your business. Wherever your business is located in the state of Washington, WaFd is there for you. With branches from Vancouver to Walla Walla, Colville to Blaine and just about everywhere in between, you'll be able to get your banking done and get back to running your business.

Get everything you need for your business from a Best Bank
- Personalized service from local bankers
- Checking and savings accounts
- Loans and lines of credit
- SBA lending options
- Merchant services
- Cash management tools

Small businesses are the heartbeat of the Inland Northwest—and they deserve more than a transactional banking relationship. At WaFd, we believe the best banking happens when you combine great products with great technology and even better people. With 23 branches across Eastern Washington, Northern Idaho, and Northeast Oregon, our local bankers build long-term relationships and deliver personalized solutions to help businesses thrive. Whether you're launching a new venture or scaling a legacy, we're not just your bank—we're your partner.”
Ken McLain, Regional President

At WaFd Bank, we're dedicated to empowering Washington businesses with lasting personal connections and straightforward banking solutions tailored to your needs. Small enough to know you by name, yet big enough to deliver robust term loans, lines of credit, and treasury services, we're here to fuel your success. With over a century of experience strengthening Evergreen State communities, we're more than a bank—we're your partner in growth.”
Ash Palta, Regional President

WaFd Bank's Southern Washington business banking team is here to serve the greater Seattle, Bellevue, and Tacoma markets. We offer a combination of local expertise and personalized service. We take the time to understand your business goals and provide tailored solutions, from flexible lending options to efficient cash management tools that will help your business grow and thrive. With deep roots in the Pacific Northwest, we are committed to building long-term relationships with a personal touch. WaFd Bank is more than a bank, we are a true business partner dedicated to your success.”
Dennis Zender, Regional President
Compare business checking accounts
*Free Business Checking | Business Interest Checking | Business Premier Checking | Business Analyzed Checking | |
|---|---|---|---|---|
Only $100 initial deposit | ||||
Earns interest | ||||
Monthly fee | $0 | $15 when balance falls below $5,000 | $75 | Varies, cost is based on transaction volume, offset by account balance |
QuickBooks® compatible | ||||
| Mobile and Online Banking, online check images, and eStatements | ||||
| Digital payment options: eACH, eWire, remote deposit capture | ||||
Optional Overdraft Protection services | ||||
| Fraud Prevention services add-on: positive pay for check and ACH | ||||
| Debit cards for signers and non-signers | ||||
Tailored to your business needs | ||||
Compare business checking accounts
Compare business checking accounts details table| Only $100 initial deposit | *Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |
| Earns interest | *Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |
| Monthly fee | *Free Business Checking $0 Business Interest Checking $15 when balance falls below $5,000 Business Premier Checking $75 Business Analyzed Checking Varies, cost is based on transaction volume, offset by account balance |
QuickBooks® compatible | *Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |
| Mobile and Online Banking, online check images, and eStatements | *Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |
| Digital payment options: eACH, eWire, remote deposit capture | *Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |
| Optional Overdraft Protection services | *Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |
| Fraud Prevention services add-on: positive pay for check and ACH | *Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |
| Debit cards for signers and non-signers | *Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |
| Tailored to your business needs | *Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |

SBA Loans*
Get fast approvals and expert local guidance to help grow your business
- WaFd Bank is an SBA Preferred Lender
- Access the capital you need through an SBA 7(a) Loan, SBA 504 Loan, or Express Lines of Credits
*Loans subject to approval.

CREDIT CARDS
Flexibility designed for your success
- Designed for business owners
- Flexible and convenient
- Manage expenses and authorized user spend with ease
- Cashback rewards

LOANS & LINES OF CREDIT
Get the funding you need to support cash flow, working capital, or other needs
- SBA Loans and Lines of Credit
- Business Loans and Lines of Credit
- Business Credit Cards
Subject to credit approval.

MERCHANT SERVICES
Spend less time on administrative tasks with Merchant Services
- Manage HR and payroll with ease
- Point of sale and inventory systems to help you stay on top of things
- Accept payments multiple ways so your customers pay the way they want to

PAYMENT PROCESSING SERVICES
Accept payments anywhere with the most up-to-date technology
- Terminal payments (card present)
- E-commerce (card not present)
- Industry-leading security
- Solutions for platforms and developers

CASH MANAGEMENT
Gain more and seize growth opportunities to scale up
- See all bank and credit card activity in one place
- Track profitability in real time
- Visualize business cash flow with projections to plan for seasonality
Our knowledgeable and experienced bankers are ready to help.
Navigate your business confidently with expert knowledge and guidance.

What Is Needed to Open a Business Bank Account?
Keeping your business funds separate from your personal finances helps you stay organized and focused on your business priorities.

Banking Tips for New Business Owners
Keeping your business funds separate from your personal finances helps you stay organized and focused on your business priorities.

What Is the Best Bank for a Small Business?
A lot of places claim they're the best bank for small business, but what really sets them apart from the rest? At WaFd Bank, we can tell you a few things about why we're a great choice.