Lower Your Mortgage Interest Rate Without Refinancing with WaFd Bank QwikFi
Thinking about refinancing your mortgage?
Talk to us first about a WaFd QwikFi
As a portfolio lender, WaFd Bank has the flexibility to help our current borrowers with a fast-track path to reduce the interest rate on an existing WaFd Bank mortgage without extending the loan term. It's quick, convenient and easier than refinancing. It's a QwikFi!
Request a QwikFi Consultation
WaFd QwikFi features
Complete your request over the phone with your local banker by requesting a consultation.
QwikFi requires a simple request form rather than a full mortgage application.
Enjoy ZERO out of pocket costs.
You lock in your rate for 30 days starting the day you submit a complete QwikFi request.
To be eligible for the QwikFi program, you must meet the following criteria:
Hold an existing WaFd mortgage in good standing with no late payments.
Retain your fixed mortgage with a term of either 30 or 15 years.
Carry a Loan-to-Value of 80% of less.
Use the financed property as your primary or second home.
Ask us about WaFd-financed investment properties as some may qualify.
The following are not eligible for the QwikFi program, but may qualify for our other modification options:
Lot loans with interest-only payments
Foreign or Canadian National Loans
Custom construction loans that are not yet completed or converted to permanent financing