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Improve cash flow, get back to business

Improve your business and operations in no time

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FINSYNC

FINSYNC, powered by WaFd Bank, helps businesses simplify accounting, gain control of cash flow, and get paid faster with CollectEarly™. By automating bookkeeping, visualizing projections, and streamlining payments, you save time, reduce stress, and focus on growing your business.

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Cash flow management

Best for: Scaling up your business, minimizing financial risk, and gaining more over your cash flow
  • See all bank and credit card activity in one place
  • Cash flow projections to plan for seasonality
  • Plan for upcoming income and expenses with intuitive charts and calendars
  • Track profitability in real time
  • Training and support resources available with dedicated support reps based in the U.S.
Call or text 206-202-0533
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Accounting automation

Best for: Reconciling books and creating intuitive workflows
  • Bridge accounting with business operations
  • Track income and expenses by department, location, and associate
  • Robust reporting and document retention
  • Transaction reports, audit trail, and customizable chart of accounts
  • Make single and recurring journal entries
  • Clear and concise workflows
Call or text 206-202-0533
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CollectEarly™

Best for: Getting paid in hours, not weeks
  • Works with your current invoicing software
  • Create an invoice or drag and drop an existing invoice into FINSYNC
  • Funds can get deposited in your synced WaFd account in hours
  • For on-site jobs, utilize the ability to invoice and upload before & after photos on the spot
  • Low 2.5% fee (less than fees to accept credit cards)
  • Accounts receivable financing
Call or text 206-202-0533
Simplify your accounting. Take control of your cash flow.
How Our Business Payment Solutions Compare

Product/feature

Best for

Key benefits

Accounting automation
Busy owners managing operations
Simplifies bookkeeping and reporting
Cash flow management
Planning ahead for growth
Forecasts income and expenses with clarity
CollectEarly™
Businesses waiting on invoices
Get paid in hours, not weeks
Call or text 206-202-0533All Cash Management
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Call or text 206-202-0533
Scale Your Success

Expand your financial capacity with our integrated business banking solutions, designed to scale with your goals.

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REMOTE DEPOSIT CAPTURE

Submit your bank deposit using a simple desktop scanning device

  • Save time, no need to drive your deposits to the bank
  • Receive credit faster
  • Access images of deposited items
Receivables
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PAYMENT PROCESSING SERVICES

Accept payments anywhere with the most up-to-date technology

  • Terminal payments (card present)
  • E-commerce (card not present)
  • Industry-leading security
  • Solutions for platforms and developers
Payment Processing Services
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LOANS & LINES OF CREDIT

Get the funding you need to support cash flow, working capital, or other needs

  • SBA Loans and Lines of Credit
  • Business Loans and Lines of Credit
  • Business Credit Cards

Subject to credit approval.

Fund your business growth
See All Business Banking Options
Expert Insights

Navigate your business confidently with expert knowledge and guidance.

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MERCHANT SERVICES

10 Strategies to Optimize Cash Flow Management for Your Small Business

Good cash flow management is crucial to grow, stay relevant, and have a successful business overall. You can use several strategies to keep cash flow open, and WaFd Bank is here to help.

6 min read

Updated February 2026

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SBA

8 Ways You Can Use an SBA 7(a) Loan for Your Business

Exactly how much can you do with the funds you get? There are many business goals you can meet after you're approved, find out how you can succeed and meet your business goals.

3 min read

Updated October 2025

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MERCHANT SERVICES

The Benefits of Merchant Services for Your Business

Using merchant services can help boost overall efficiency, enhance customer service, and generally help track and manage your business so you can focus more on helping customers.

8 min read

Updated February 2026

See all Expert Insights

Frequently Asked Questions