WaFd Bank Small Business Solutions

At WaFd Bank we offer hard-working account and loan options to make it easy to manage your business.

Simple Business Checking Accounts

Simple and direct, perfect for managing a small business. Designed for businesses with lower monthly transactions and maintaining lower balances.

Business Term Loans

If your business needs to purchase equipment, make capital improvements, or finance future expansion, Business Term Loans are the ideal solution.

Up to $500,000

Typically 1-7 years

We tailor the loan to your cash flow

Business Line of Credit

Managing cash flow while owning a business can be difficult. Our Business Lines of Credit are customized to your needs to give you access to funds when you need them.

Up to $500,000

Commercial Real Estate Financing

Commercial real estate financing options are available to acquire real estate or leverage real estate currently owned in the form of a line of credit for business needs.

Up to $1,000,000

Merchant Services

Heartland Payments empowers merchants to quickly and securely process the many payment methods customers want to use, from debit and credit cards, to gift cards, recurring payments, contactless and online payments.


Heartland Payroll Processing allows you to quickly and confidently submit payroll and payroll taxes on time and simplifies payroll compliance and HR administration.

Video: Built for Business

Small Business Customer Spotlight

“WaFd Bank is a partner that enables us to grow and understands our business and really helps us make the decisions that we need to continue to grow and be relevant in the marketplace.”

Jim Prinzing

CEO, Pelican Brewing Company

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