Find a partner in WaFd Bank
Find a partner in WaFd Bank
Your Business Bank in Idaho
WaFd Bank has won Best Bank awards in both the Regional Bank and Employer categories every year since 2017, so you know you'll have a great partner to help you grow your business. Wherever your business is located in the state of Idaho, WaFd is there for you. With branches from Sandpoint to Rexburg, Twin Falls to McCall and just about everywhere in between, you'll be able to get your banking done and get back to running your business.
Get everything you need for your business from a Best Bank
- Personalized service from local bankers
- Checking and savings accounts
- Loans and lines of credit
- SBA lending options
- Merchant services
- Cash management tools
When you're looking for an experienced business banking partner, you can trust WaFd Bank to guide you. Our Idaho team will set you up for success with the right term loans, lines of credit and treasury services.
WaFd Bank has been helping businesses and communities thrive in Idaho for more than 40 years. Our commitment to taking care of one customer at a time and building long-term relationships, has resulted in Best Bank awards by Newsweek, Forbes and the Idaho Business Review.
At WaFd Bank, we know that our success is based on the success of the communities we serve. From Payette to Rexburg, and everywhere between, we're excited to help build an amazing future for Idaho together. Let's get to work!”
Reid Wiggins, Regional President
Compare business checking accounts
*Free Business Checking | Business Interest Checking | Business Premier Checking | Business Analyzed Checking | |
|---|---|---|---|---|
Only $100 initial deposit | ||||
Earns interest | ||||
Monthly fee | $0 | $15 when balance falls below $5,000 | $75 | Varies, cost is based on transaction volume, offset by account balance |
QuickBooks® compatible | ||||
| Mobile and Online Banking, online check images, and eStatements | ||||
| Digital payment options: eACH, eWire, remote deposit capture | ||||
Optional Overdraft Protection services | ||||
| Fraud Prevention services add-on: positive pay for check and ACH | ||||
| Debit cards for signers and non-signers | ||||
Tailored to your business needs | ||||
Compare business checking accounts
Compare business checking accounts details table| Only $100 initial deposit | *Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |
| Earns interest | *Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |
| Monthly fee | *Free Business Checking $0 Business Interest Checking $15 when balance falls below $5,000 Business Premier Checking $75 Business Analyzed Checking Varies, cost is based on transaction volume, offset by account balance |
QuickBooks® compatible | *Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |
| Mobile and Online Banking, online check images, and eStatements | *Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |
| Digital payment options: eACH, eWire, remote deposit capture | *Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |
| Optional Overdraft Protection services | *Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |
| Fraud Prevention services add-on: positive pay for check and ACH | *Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |
| Debit cards for signers and non-signers | *Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |
| Tailored to your business needs | *Free Business Checking Business Interest Checking Business Premier Checking Business Analyzed Checking |
SBA Loans*
Get fast approvals and expert local guidance to help grow your business
- WaFd Bank is an SBA Preferred Lender
- Access the capital you need through an SBA 7(a) Loan, SBA 504 Loan, or Express Lines of Credits
*Loans subject to approval.
CREDIT CARDS
Flexibility designed for your success
- Designed for business owners
- Flexible and convenient
- Manage expenses and authorized user spend with ease
- Cashback rewards
LOANS & LINES OF CREDIT
Get the funding you need to support cash flow, working capital, or other needs
- SBA Loans and Lines of Credit
- Business Loans and Lines of Credit
- Business Credit Cards
Subject to credit approval.
MERCHANT SERVICES
Spend less time on administrative tasks with Merchant Services
- Manage HR and payroll with ease
- Point of sale and inventory systems to help you stay on top of things
- Accept payments multiple ways so your customers pay the way they want to
PAYMENT PROCESSING SERVICES
Accept payments anywhere with the most up-to-date technology
- Terminal payments (card present)
- E-commerce (card not present)
- Industry-leading security
- Solutions for platforms and developers
CASH MANAGEMENT
Gain more and seize growth opportunities to scale up
- See all bank and credit card activity in one place
- Track profitability in real time
- Visualize business cash flow with projections to plan for seasonality
Our knowledgeable and experienced bankers are ready to help.
Navigate your business confidently with expert knowledge and guidance.
What Is Needed to Open a Business Bank Account?
Keeping your business funds separate from your personal finances helps you stay organized and focused on your business priorities.
Banking Tips for New Business Owners
Keeping your business funds separate from your personal finances helps you stay organized and focused on your business priorities.
What Is the Best Bank for a Small Business?
A lot of places claim they're the best bank for small business, but what really sets them apart from the rest? At WaFd Bank, we can tell you a few things about why we're a great choice.
