Fuel your business growth with WaFd's Business Term Loan

Find the right fit with terms up to 25 years

A confident, smiling businesswoman in a light blazer and glasses stands outside a modern building, holding a laptop.
A confident, smiling businesswoman in a light blazer and glasses stands outside a modern building, holding a laptop.
Fuel your business growth with WaFd's Business Term Loan

Find the right fit with terms up to 25 years

Business Term Loan*

Whether you're managing cash flow or planning for strategic growth, our Business Term Loans provide a one-time lump sum of financing with fixed repayment terms. Ideal for major purchases, business expansion, or refinancing debt, they are designed to provide the flexibility and support you need to thrive. Discover tailored financing solutions that empower your business to seize new opportunities.

Flexible terms, tailored solutions

Flexible terms, tailored solutions

Expert financial guidance for your business growth

Expert financial guidance for your business growth

Fast, efficient funding process

Fast, efficient funding process

Improve today with flexible financing for expansion, equipment, or working capital

Features & benefits:

  • Payable solutions
  • Receivable solutions
  • eStatements
  • Improve cash flow
  • Flexible repayment options
  • Fixed rate terms up to 25 years
  • Loans available up to $1,000,000

Best if you:

  • Need startup costs
  • Are looking for working capital
  • Plan for regional expansion
Connect with Us

Our knowledgeable and experienced bankers are ready to help.

Scale Your Success

Expand your financial capacity with our integrated business banking solutions, designed to scale with your goals.

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PAYMENT PROCESSING SERVICES

Accept payments anywhere with the most up-to-date technology

  • Terminal payments (card present)
  • E-commerce (card not present)
  • Industry-leading security
  • Solutions for platforms and developers
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eACH

A secure and fast way to send and receive payments

  • Vendor Payments
  • Payroll
  • Payment Collection
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ADDITIONAL OPTIONS

More ways to upgrade your account

  • Treasury Prime for ultimate control over business accounts
  • Sweep Accounts
  • Zero Balance Accounts
  • eWires: send domestic and International wires quickly
Expert Insights

Navigate your business confidently with expert knowledge and guidance.

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What Is Needed to Open a Business Bank Account?

Keeping your business funds separate from your personal finances helps you stay organized and focused on your business priorities.

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8 Ways You Can Use an SBA 7(a) Loan for Your Business

Exactly how much can you do with the funds you get? There are many business goals you can meet after you're approved, find out how you can succeed and meet your business goals.

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How to Apply for an SBA 7(a) Loan

At WaFd Bank, there are several application paths to choose from, depending on the size and type of SBA 7(a) loan you need, as well as what you plan to use the funds for.

Trusted Partners

Testimonials from our business clients.

Frequently Asked Questions

*Loans subject to approval.